Business Description
OptimumBank Holdings Inc
NAICS : 522110
SIC : 6021
ISIN : US68401P4037
Total Employee Number:
98Description
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 3.52 | |||||
Equity-to-Asset | 0.1 | |||||
Debt-to-Equity | 0.31 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -3.37 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -12.6 | |||||
3-Year EPS without NRI Growth Rate | 1.4 | |||||
3-Year FCF Growth Rate | -24.6 | |||||
3-Year Book Growth Rate | 6 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 22.85 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 61.33 | |||||
9-Day RSI | 55.93 | |||||
14-Day RSI | 58.1 | |||||
3-1 Month Momentum % | 65.64 | |||||
6-1 Month Momentum % | 82.93 | |||||
12-1 Month Momentum % | 113.6 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -17.8 | |||||
Shareholder Yield % | -7.21 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 34.86 | |||||
FCF Margin % | 43.33 | |||||
OCF Margin % | 45.42 | |||||
ROE % | 16.76 | |||||
ROA % | 1.75 | |||||
Years of Profitability over Past 10-Year | 6 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.51 | |||||
Forward PE Ratio | 7.89 | |||||
PE Ratio without NRI | 10.51 | |||||
Shiller PE Ratio | 19.19 | |||||
Price-to-Owner-Earnings | 9.2 | |||||
PEG Ratio | 0.97 | |||||
PS Ratio | 3.66 | |||||
PB Ratio | 0.84 | |||||
Price-to-Tangible-Book | 0.84 | |||||
Price-to-Free-Cash-Flow | 8.46 | |||||
Price-to-Operating-Cash-Flow | 8.07 | |||||
EV-to-Revenue | 0.18 | |||||
EV-to-FCF | 0.42 | |||||
Price-to-GF-Value | 2.46 | |||||
Price-to-Projected-FCF | 0.98 | |||||
Price-to-Median-PS-Value | 2.48 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.63 | |||||
Price-to-Graham-Number | 0.63 | |||||
FCF Yield % | 22.08 | |||||
Forward Rate of Return (Yacktman) % | 18.56 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
OptimumBank Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 58.79 | ||
| EPS (TTM) ($) | 0.87 | ||
| Beta | 0.3602 | ||
| 3-Year Sharpe Ratio | 1.28 | ||
| 3-Year Sortino Ratio | 4.38 | ||
| Volatility % | 34.55 | ||
| 14-Day RSI | 58.1 | ||
| 14-Day ATR ($) | 0.482327 | ||
| 20-Day SMA ($) | 9.2295 | ||
| 12-1 Month Momentum % | 113.6 | ||
| 52-Week Range ($) | 3.91 - 10.68 | ||
| Shares Outstanding (Mil) | 12.62 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
OptimumBank Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
OptimumBank Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-02-26 | In 169 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-02 | In 145 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-13 10:00 | In 65 days | ||
| Third quarter earnings results for 2026 | 2026-11-13 | In 64 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-13 13:00 | 8.95 (-1.10%) | ||
| Second quarter earnings results for 2026 | 2026-07-24 | 5.98 (-1.97%) | ||
| General meeting for 2026 | 2026-04-28 10:00 | 5.56 (+1.09%) | ||
| OptimumBank Holdings-Investor Day | 2026-04-28 10:00 | 5.56 (+1.09%) | ||
| First quarter earnings results for 2026 | 2026-04-24 | 5.43 (+0.37%) | ||
| Annual report for 2025 | 2026-02-26 | 5.26 (+0.00%) |
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OptimumBank Holdings Inc Frequently Asked Questions
What is OptimumBank Holdings Inc(OPHC)'s stock price today?
The current price of OPHC is $9.14. The 52 week high of OPHC is $10.68 and 52 week low is $3.91.
When is next earnings date of OptimumBank Holdings Inc(OPHC)?
The next earnings date of OptimumBank Holdings Inc(OPHC) is 2026-11-13 Est..
Does OptimumBank Holdings Inc(OPHC) pay dividends? If so, how much?
OptimumBank Holdings Inc(OPHC) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on OptimumBank Holdings Inc
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