OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides a range of community banking services to individuals and corporate customers. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal account, money market deposit accounts, debit cards, and automated teller machines.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.19
Equity-to-Asset	0.09
Debt-to-Equity	0.92
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.84	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	27.7
	3-Year Book Growth Rate	20.2

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	37.63
	9-Day RSI	40.92
	14-Day RSI	42.75
	6-1 Month Momentum %	33.64
	12-1 Month Momentum %	28.44

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-31.3
	Shareholder Yield %	34.51

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	23.13
	FCF Margin %	22.88
	ROE %	9.53
	ROA %	0.94
	Years of Profitability over Past 10-Year	5

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	4.66
	PE Ratio without NRI	4.46
	Shiller PE Ratio	10.39
	Price-to-Owner-Earnings	13.69
	PEG Ratio	0.13
	PS Ratio	1.08
	PB Ratio	0.42
	Price-to-Tangible-Book	0.42
	Price-to-Free-Cash-Flow	4.72
	Price-to-Operating-Cash-Flow	4.27
	EV-to-Revenue	0.94
	EV-to-FCF	4.21
	Price-to-Projected-FCF	0.31
	Price-to-Median-PS-Value	0.71
	Price-to-Peter-Lynch-Fair-Value	0.18
	Price-to-Graham-Number	0.29
	FCF Yield %	16.35
	Forward Rate of Return (Yacktman) %	29.09

Financials (Next Earnings Date:2024-05-31 Est.)

Annual Quarterly TTM

OPHC's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

OptimumBank Holdings Inc Operating Data

Annual Quarterly

OPHC's Complete Operating Data

No operating data available for OptimumBank Holdings Inc.

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:OPHC

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

OptimumBank Holdings Inc Executives

Details

GF Value: $5.58

OPHC

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with OPHC. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	27.165
	EPS (TTM) ($)	0.87
	Beta	0.3
	Volatility %	28.82
	14-Day RSI	42.75
	14-Day ATR ($)	0.152128
	20-Day SMA ($)	4.20211
	12-1 Month Momentum %	28.44
	52-Week Range ($)	2.77 - 4.915
	Shares Outstanding (Mil)	9.38

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

OptimumBank Holdings Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

OptimumBank Holdings Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

OptimumBank Holdings Inc Frequently Asked Questions

What is OptimumBank Holdings Inc(OPHC)'s stock price today?

The current price of OPHC is $4.05. The 52 week high of OPHC is $4.92 and 52 week low is $2.77.

When is next earnings date of OptimumBank Holdings Inc(OPHC)?

The next earnings date of OptimumBank Holdings Inc(OPHC) is 2024-05-31 Est..

Does OptimumBank Holdings Inc(OPHC) pay dividends? If so, how much?

OptimumBank Holdings Inc(OPHC) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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