Equity to Asset ratio is calculated as total stockholders equity divided by total asset. OptimumBank Holdings's Total Stockholders Equity for the quarter that ended in Dec. 2024 was $103.18 Mil. OptimumBank Holdings's Total Assets for the quarter that ended in Dec. 2024 was $932.93 Mil.
Therefore, OptimumBank Holdings's Equity to Asset Ratio for the quarter that ended in Dec. 2024 was 0.11.
The historical rank and industry rank for OptimumBank Holdings's Equity-to-Asset or its related term are showing as below:
OPHC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.02 Med: 0.07 Max: 0.11
Current: 0.11
During the past 13 years, the highest Equity to Asset Ratio of OptimumBank Holdings was 0.11. The lowest was 0.02. And the median was 0.07.
OPHC's Equity-to-Asset is ranked better than 66% of 1544
companies
in the Banks industry
Industry Median: 0.1
vs OPHC: 0.11
OptimumBank Holdings Equity-to-Asset Historical Data
The historical data trend for OptimumBank Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of OptimumBank Holdings's Equity-to-Asset
For the Banks - Regional subindustry, OptimumBank Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OptimumBank Holdings's Equity-to-Asset Distribution in the Banks Industry
For the Banks industry and Financial Services sector, OptimumBank Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where OptimumBank Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
OptimumBank Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
OptimumBank Holdings Equity-to-Asset Related Terms
Thank you for viewing the detailed overview of OptimumBank Holdings's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, money market deposit accounts, debit cards, and automated teller machines.
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