Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 1.84
RNST's Cash-to-Debt is ranked lower than
52% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. RNST: 1.84 )
Ranked among companies with meaningful Cash-to-Debt only.
RNST' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.11  Med: 1.07 Max: N/A
Current: 1.84
Equity-to-Asset 0.14
RNST's Equity-to-Asset is ranked higher than
82% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. RNST: 0.14 )
Ranked among companies with meaningful Equity-to-Asset only.
RNST' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.1 Max: 0.14
Current: 0.14
0.09
0.14
Interest Coverage 4.67
RNST's Interest Coverage is ranked higher than
79% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.72 vs. RNST: 4.67 )
Ranked among companies with meaningful Interest Coverage only.
RNST' s Interest Coverage Range Over the Past 10 Years
Min: 0.34  Med: 1.07 Max: 4.82
Current: 4.67
0.34
4.82
Beneish M-Score: -2.58
WACC vs ROIC
6.65%
7.08%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 31.57
RNST's Operating Margin % is ranked higher than
50% of the 1666 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.66 vs. RNST: 31.57 )
Ranked among companies with meaningful Operating Margin % only.
RNST' s Operating Margin % Range Over the Past 10 Years
Min: 15.53  Med: 21.8 Max: 31.57
Current: 31.57
15.53
31.57
Net Margin % 21.24
RNST's Net Margin % is ranked lower than
55% of the 1667 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.77 vs. RNST: 21.24 )
Ranked among companies with meaningful Net Margin % only.
RNST' s Net Margin % Range Over the Past 10 Years
Min: 11.79  Med: 15.36 Max: 21.24
Current: 21.24
11.79
21.24
ROE % 8.07
RNST's ROE % is ranked lower than
54% of the 1667 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.51 vs. RNST: 8.07 )
Ranked among companies with meaningful ROE % only.
RNST' s ROE % Range Over the Past 10 Years
Min: 4.57  Med: 6.61 Max: 9.54
Current: 8.07
4.57
9.54
ROA % 1.10
RNST's ROA % is ranked higher than
65% of the 1672 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. RNST: 1.10 )
Ranked among companies with meaningful ROA % only.
RNST' s ROA % Range Over the Past 10 Years
Min: 0.5  Med: 0.74 Max: 1.1
Current: 1.1
0.5
1.1
3-Year Revenue Growth Rate 7.80
RNST's 3-Year Revenue Growth Rate is ranked higher than
68% of the 1400 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. RNST: 7.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
RNST' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -3.3  Med: 6.3 Max: 11.7
Current: 7.8
-3.3
11.7
3-Year EBITDA Growth Rate 17.50
RNST's 3-Year EBITDA Growth Rate is ranked higher than
77% of the 1310 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. RNST: 17.50 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
RNST' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -17.8  Med: 7.8 Max: 23.6
Current: 17.5
-17.8
23.6
3-Year EPS without NRI Growth Rate 21.20
RNST's 3-Year EPS without NRI Growth Rate is ranked higher than
80% of the 1268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. RNST: 21.20 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
RNST' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -20.2  Med: 7.7 Max: 22.6
Current: 21.2
-20.2
22.6
GuruFocus has detected 5 Warning Signs with Renasant Corp $RNST.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» RNST's 30-Y Financials

Financials (Next Earnings Date: 2017-07-25 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:UCBI, NAS:SFBS, NAS:CBF, NYSE:FCB, NAS:TOWN, NAS:BNCN, NAS:FIBK, NYSE:YDKN, NAS:BANR, NAS:INDB, NYSE:CADE, NAS:LTXB, NAS:ABCB, NAS:EGBN, NAS:TRMK, NAS:WSBC, NAS:FFBC, NAS:SFNC, NAS:FRME, AMEX:PRK » details
Traded in other countries:RN6.Germany,
Headquarter Location:USA
Renasant Corp owns and operates Renasant Bank, a Mississippi banking association with operations in Mississippi, Tennessee, Alabama and Georgia. Its segments are Community Banks, an Insurance and a Wealth Management.

Park National is a financial holding company that conducts its operations through The Park National Bank. The bank is a national banking association operating scores of offices throughout significant portions of Ohio. Park National Bank engages in the commercial banking and trust business. The bank mostly serves small and medium population communities, as well as the metropolitan areas of Columbus and Cincinnati. Services include deposit-taking, lending, trust and wealth management services, cash management, safe deposit operations, electronic funds transfers, internet and mobile banking solutions, and a variety of additional banking-related services. The bank's loan portfolio is widely diversified, and net interest income is its primary revenue source.

Ratios

vs
industry
vs
history
PE Ratio 20.33
RNST's PE Ratio is ranked lower than
73% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.61 vs. RNST: 20.33 )
Ranked among companies with meaningful PE Ratio only.
RNST' s PE Ratio Range Over the Past 10 Years
Min: 8.11  Med: 16.44 Max: 26.78
Current: 20.33
8.11
26.78
Forward PE Ratio 18.66
RNST's Forward PE Ratio is ranked lower than
78% of the 384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.67 vs. RNST: 18.66 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 20.33
RNST's PE Ratio without NRI is ranked lower than
73% of the 1551 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. RNST: 20.33 )
Ranked among companies with meaningful PE Ratio without NRI only.
RNST' s PE Ratio without NRI Range Over the Past 10 Years
Min: 8.11  Med: 16.44 Max: 26.78
Current: 20.33
8.11
26.78
Price-to-Owner-Earnings 19.85
RNST's Price-to-Owner-Earnings is ranked lower than
71% of the 906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.97 vs. RNST: 19.85 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
RNST' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 8.79  Med: 17.6 Max: 35.73
Current: 19.85
8.79
35.73
PB Ratio 1.60
RNST's PB Ratio is ranked lower than
70% of the 1629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. RNST: 1.60 )
Ranked among companies with meaningful PB Ratio only.
RNST' s PB Ratio Range Over the Past 10 Years
Min: 0.44  Med: 1.17 Max: 1.98
Current: 1.6
0.44
1.98
PS Ratio 4.33
RNST's PS Ratio is ranked lower than
64% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.37 vs. RNST: 4.33 )
Ranked among companies with meaningful PS Ratio only.
RNST' s PS Ratio Range Over the Past 10 Years
Min: 1.1  Med: 2.81 Max: 7.39
Current: 4.33
1.1
7.39
Price-to-Free-Cash-Flow 7.45
RNST's Price-to-Free-Cash-Flow is ranked higher than
65% of the 880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.48 vs. RNST: 7.45 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
RNST' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 2.14  Med: 6.05 Max: 203.8
Current: 7.45
2.14
203.8
Price-to-Operating-Cash-Flow 7.04
RNST's Price-to-Operating-Cash-Flow is ranked higher than
64% of the 959 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.18 vs. RNST: 7.04 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
RNST' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.03  Med: 5.71 Max: 32.19
Current: 7.04
2.03
32.19
EV-to-EBIT 12.97
RNST's EV-to-EBIT is ranked lower than
51% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.20 vs. RNST: 12.97 )
Ranked among companies with meaningful EV-to-EBIT only.
RNST' s EV-to-EBIT Range Over the Past 10 Years
Min: 5.8  Med: 15.2 Max: 56.6
Current: 12.97
5.8
56.6
EV-to-EBITDA 12.00
RNST's EV-to-EBITDA is ranked lower than
52% of the 1277 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.93 vs. RNST: 12.00 )
Ranked among companies with meaningful EV-to-EBITDA only.
RNST' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.6  Med: 14.65 Max: 48.7
Current: 12
5.6
48.7
PEG Ratio 1.09
RNST's PEG Ratio is ranked higher than
59% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.41 vs. RNST: 1.09 )
Ranked among companies with meaningful PEG Ratio only.
RNST' s PEG Ratio Range Over the Past 10 Years
Min: 0.63  Med: 1.3 Max: 61.3
Current: 1.09
0.63
61.3
Shiller PE Ratio 28.86
RNST's Shiller PE Ratio is ranked lower than
73% of the 510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.16 vs. RNST: 28.86 )
Ranked among companies with meaningful Shiller PE Ratio only.
RNST' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.7  Med: 15.27 Max: 29.55
Current: 28.86
5.7
29.55

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.62
RNST's Dividend Yield % is ranked lower than
73% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. RNST: 1.62 )
Ranked among companies with meaningful Dividend Yield % only.
RNST' s Dividend Yield % Range Over the Past 10 Years
Min: 1.59  Med: 2.98 Max: 8.06
Current: 1.62
1.59
8.06
Dividend Payout Ratio 0.33
RNST's Dividend Payout Ratio is ranked higher than
65% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. RNST: 0.33 )
Ranked among companies with meaningful Dividend Payout Ratio only.
RNST' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.33  Med: 0.53 Max: 0.78
Current: 0.33
0.33
0.78
3-Year Dividend Growth Rate 1.40
RNST's 3-Year Dividend Growth Rate is ranked lower than
73% of the 805 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. RNST: 1.40 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
RNST' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 5.95 Max: 18.5
Current: 1.4
0
18.5
Forward Dividend Yield % 1.68
RNST's Forward Dividend Yield % is ranked lower than
76% of the 2234 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. RNST: 1.68 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.70
RNST's 5-Year Yield-on-Cost % is ranked lower than
79% of the 2672 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. RNST: 1.70 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
RNST' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.64  Med: 3.07 Max: 8.3
Current: 1.7
1.64
8.3
3-Year Average Share Buyback Ratio -10.40
RNST's 3-Year Average Share Buyback Ratio is ranked lower than
77% of the 1086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. RNST: -10.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RNST' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -17  Med: -3.95 Max: 3.5
Current: -10.4
-17
3.5

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.71
RNST's Price-to-Tangible-Book is ranked lower than
90% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. RNST: 2.71 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
RNST' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.89  Med: 1.71 Max: 3.08
Current: 2.71
0.89
3.08
Price-to-Intrinsic-Value-Projected-FCF 0.59
RNST's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
70% of the 916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. RNST: 0.59 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
RNST' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.32  Med: 0.75 Max: 1.23
Current: 0.59
0.32
1.23
Price-to-Median-PS-Value 1.54
RNST's Price-to-Median-PS-Value is ranked lower than
80% of the 1561 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. RNST: 1.54 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
RNST' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.58  Med: 1.04 Max: 2.36
Current: 1.54
0.58
2.36
Price-to-Peter-Lynch-Fair-Value 0.83
RNST's Price-to-Peter-Lynch-Fair-Value is ranked higher than
67% of the 464 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. RNST: 0.83 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
RNST' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.59  Med: 1.34 Max: 3.32
Current: 0.83
0.59
3.32
Price-to-Graham-Number 1.56
RNST's Price-to-Graham-Number is ranked lower than
85% of the 1460 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. RNST: 1.56 )
Ranked among companies with meaningful Price-to-Graham-Number only.
RNST' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.62  Med: 1.08 Max: 1.76
Current: 1.56
0.62
1.76
Earnings Yield (Greenblatt) % 7.71
RNST's Earnings Yield (Greenblatt) % is ranked higher than
61% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.85 vs. RNST: 7.71 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
RNST' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 1.8  Med: 6.6 Max: 17.1
Current: 7.71
1.8
17.1
Forward Rate of Return (Yacktman) % 35.82
RNST's Forward Rate of Return (Yacktman) % is ranked higher than
86% of the 955 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.14 vs. RNST: 35.82 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
RNST' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 3  Med: 14.9 Max: 39.4
Current: 35.82
3
39.4

More Statistics

Revenue (TTM) (Mil) $441.09
EPS (TTM) $ 2.19
Beta0.84
Short Percentage of Float5.69%
52-Week Range $30.21 - 45.16
Shares Outstanding (Mil)44.40

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 2.30 2.60
EPS without NRI ($) 2.30 2.60
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.72 0.74
» More Articles for RNST

Headlines

Articles On GuruFocus.com
7 Stocks Trading Below the Peter Lynch Value Jun 21 2017 
Metropolitan Shareholders Approve Merger with Renasant Bank Jun 08 2017 
Renasant Corporation Approves Dividend May 05 2017 
Renasant Announces Receipt of All Federal Bank Regulatory Approvals for Merger with Metropolitan Apr 20 2017 
Renasant Announces 2017 First Quarter Earnings Webcast and Conference Call Information Apr 07 2017 
7 Cheap Stocks Based on Price-Sales Jan 18 2017 
The Highest Dividends at March 12, 2012 Mar 09 2012 
Renasant Corp. Reports Operating Results (10-Q) Nov 09 2010 
Renasant Corp. Reports Operating Results (10-Q) May 10 2010 
Renasant Corp. Reports Operating Results (10-Q) Aug 10 2009 

More From Other Websites
Renasant Corp. : RNST-US: Dividend Analysis : June 16th, 2017 (record date) : By the numbers : June... Jun 16 2017
ETFs with exposure to Renasant Corp. : June 15, 2017 Jun 15 2017
Metropolitan Shareholders Approve Merger with Renasant Bank Jun 08 2017
Renasant Corp. breached its 50 day moving average in a Bullish Manner : RNST-US : June 5, 2017 Jun 05 2017
Renasant Corp. :RNST-US: Earnings Analysis: Q1, 2017 By the Numbers : May 31, 2017 May 31 2017
Edited Transcript of RNST earnings conference call or presentation 26-Apr-17 2:00pm GMT May 30 2017
Renasant Corp. – Value Analysis (NASDAQ:RNST) : May 19, 2017 May 19 2017
Renasant Corp. breached its 50 day moving average in a Bearish Manner : RNST-US : May 18, 2017 May 18 2017
Renasant Corporation Approves Dividend May 05 2017
Renasant beats 1Q profit forecasts Apr 25 2017
Renasant Corporation Announces 2017 First Quarter Earnings Apr 25 2017
Renasant Announces Receipt of All Federal Bank Regulatory Approvals for Merger with Metropolitan Apr 20 2017
Is Renasant a Great Stock for Value Investors? Apr 20 2017
Renasant Corp. breached its 50 day moving average in a Bullish Manner : RNST-US : April 12, 2017 Apr 12 2017
Renasant Announces 2017 First Quarter Earnings Webcast and Conference Call Information Apr 07 2017
Renasant Corp. : RNST-US: Dividend Analysis : March 17th, 2017 (record date) : By the numbers :... Apr 06 2017
Renasant Corp. breached its 50 day moving average in a Bearish Manner : RNST-US : March 22, 2017 Mar 22 2017
Renasant Corp. :RNST-US: Earnings Analysis: Q4, 2016 By the Numbers : March 14, 2017 Mar 14 2017
Renasant Corp. :RNST-US: Earnings Analysis: 2016 By the Numbers : March 10, 2017 Mar 10 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}