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RenasantRNST +0.79%58 FCF Margin % is 34.23% as of Mar. 2026, which is 64% above its 10-year median of 20.82. GuruFocus rates RNST with a GF Score™ of 58/100 and a GF Value™ of $35.49 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,502 Banks companies, Renasant ranks worse than 50.47% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Renasant's Free Cash Flow for the
three
months ended in Mar. 2026 was $94 Mil. Renasant's Revenue for the
three
months ended in Mar. 2026 was $274 Mil. Therefore, Renasant's FCF Margin % for the quarter that ended in Mar. 2026 was 34.23%.
The historical rank and industry rank for Renasant's FCF Margin % or its related term are showing as below:
RNST'
s FCF Margin % Range Over the Past 10 Years
Min: 8.17 Med: 20.82 Max: 88.69
Current: 26.28
During the past 13 years, the highest FCF Margin % of Renasant was 88.69%. The lowest was 8.17%. And the median was 20.82%.
RNST's FCF Margin % is ranked worse than 50.47% of 1502
companies
in the Banks industry
Industry Median: 26.605
vs RNST: 26.28
Renasant FCF Margin % Related Terms
Renasant FCF Margin % Historical Data
* Premium members only.
The historical data trend for Renasant's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Renasant's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Renasant FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Renasant's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Renasant's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Renasant (RNST) has a FCF Margin % of 34.23% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Renasant and its competitors. This is 64% above median its historical median of 20.82. Over the past decade, Renasant's FCF Margin % has ranged from 8.17 to 88.69. According to the industry distribution chart, Renasant ranks #758 out of 1502 companies in the Banks industry, placing it in the top 50.5%.
Is Renasant's FCF Margin % too high?
Renasant's current FCF Margin % of 34.23% is 64% above median its 10-year median of 20.82. Over the past 10 years, this metric has ranged from a low of 8.17 to a high of 88.69. The Banks industry median FCF Margin % is 26.61. Renasant's value of 34.23% is 28.7% above this industry median. Based on the distribution chart, Renasant ranks #758 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Renasant has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Renasant's FCF Margin % compare to WSFS and CVBF?
According to the Banks industry distribution chart, Renasant ranks #758 out of 1502 companies for FCF Margin %. This places Renasant in the lower half of its industry. The industry median FCF Margin % is 26.61. Renasant's value of 34.23% is 28.7% above this benchmark. Historically, Renasant's own FCF Margin % has ranged from 8.17 to 88.69 over the past decade. While the company's 10-year median is 20.82 vs. the industry median of 26.61, Renasant has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.61, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Renasant's current FCF Margin % of 34.23% is 28.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Renasant and its competitors. For the Banks industry, the median FCF Margin % is 26.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Renasant's current FCF Margin % is 34.23%, which is 64% above median its own 10-year median of 20.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Renasant stock overvalued right now?
Based on GuruFocus' analysis, Renasant (RNST) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.49, compared to a current price of $43.56 — trading 22.7% above its estimated fair value. The current FCF Margin % is 34.23%, which is 64% above median its 10-year median of 20.82 and 28.7% above the Banks industry median of 26.61. Renasant's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Renasant (RNST), the current FCF Margin % is 34.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Renasant (RNST) Overvalued in 2026?
Based on GuruFocus' analysis, Renasant stock appears to be overvalued.
The current stock price of $43.56 is trading 22.7% above its estimated GF Value™ of $35.49.
GuruFocus considers Renasant to be Modestly Overvalued.
Key valuation signals for RNST:
FCF Margin %: 34.23% (64% above median its 10-year median of 20.82)
GF Value™: $35.49 vs. price of $43.56 (22.7% above fair value)
Industry Position: 28.7% above the Banks median (#758 of 1502)
No single metric tells the full story. See the RNST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Renasant Corp operates as a holding company for Renasant Bank, a Mississippi banking corporation, and its subsidiary, Renasant Insurance, Inc. It has two reportable segments: Community banks and Wealth management. With its Community Banks segment, the company provides a range of financial services to individuals and small businesses. The Wealth management segment provides a range of services, including money management and retirement planning. The majority of the company's revenue is driven by lending activities in its community banks segment.
58GF Score
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