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RenasantRNST +0.59%61 3-Year Book Growth Rate is 2.50% as of Jun. 2026, which is 66% below its 10-year median of 7.30. GuruFocus rates RNST with a GF Score™ of 61/100 and a GF Value™ of $37.56 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,487 Banks companies, Renasant ranks worse than 84.26% on this metric.
During the past 12 months, Renasant's average Book Value per Share Growth Rate was 6.50% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 2.50% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 1.90% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 4.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Renasant was 13.30% per year. The lowest was -0.70% per year. And the median was 7.30% per year.
Renasant (NYSE:RNST) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Renasant 3-Year Book Growth Rate Related Terms
RNST vs BANF, WSBC, INDB: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Renasant's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Renasant 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Renasant's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Renasant's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 2.50% mean?
Renasant (RNST) has a 3-Year Book Growth Rate of 2.50% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Renasant and its competitors. This is 66% below median its historical median of 7.30. According to the industry distribution chart, Renasant ranks #1253 out of 1487 companies in the Banks industry, placing it in the top 84.3%.
Is Renasant's 3-Year Book Growth Rate too high?
Renasant's current 3-Year Book Growth Rate of 2.50% is 66% below median its 10-year median of 7.30. The Banks industry median 3-Year Book Growth Rate is 8.80. Renasant's value of 2.50% is 71.6% below this industry median. Based on the distribution chart, Renasant ranks #1253 out of 1487 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Renasant has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Renasant's 3-Year Book Growth Rate compare to BANF and WSBC?
According to the Banks industry distribution chart, Renasant ranks #1253 out of 1487 companies for 3-Year Book Growth Rate. This places Renasant in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Renasant's value of 2.50% is 71.6% below this benchmark. While the company's 10-year median is 7.30 vs. the industry median of 8.80, Renasant has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,487 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Renasant's current 3-Year Book Growth Rate of 2.50% is 71.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Renasant and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Renasant's current 3-Year Book Growth Rate is 2.50%, which is 66% below median its own 10-year median of 7.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Renasant stock overvalued right now?
Based on GuruFocus' analysis, Renasant (RNST) is currently considered Fairly Valued. The stock's GF Value™ is $37.56, compared to a current price of $40.77 — trading 8.5% above its estimated fair value. The current 3-Year Book Growth Rate is 2.50%, which is 66% below median its 10-year median of 7.30 and 71.6% below the Banks industry median of 8.80. Renasant's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Renasant (RNST), the current 3-Year Book Growth Rate is 2.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Renasant (RNST) Overvalued in 2026?
Based on GuruFocus' analysis, Renasant stock appears to be overvalued.
The current stock price of $40.77 is trading 8.5% above its estimated GF Value™ of $37.56.
GuruFocus considers Renasant to be Fairly Valued.
Key valuation signals for RNST:
3-Year Book Growth Rate: 2.50% (66% below median its 10-year median of 7.30)
GF Value™: $37.56 vs. price of $40.77 (8.5% above fair value)
Industry Position: 71.6% below the Banks median (#1253 of 1487)
No single metric tells the full story. See the RNST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Renasant Corp operates as a holding company for Renasant Bank, a Mississippi banking corporation, and its subsidiary, Renasant Insurance, Inc. It has two reportable segments: Community banks and Wealth management. With its Community Banks segment, the company provides a range of financial services to individuals and small businesses. The Wealth management segment provides a range of services, including money management and retirement planning. The majority of the company's revenue is driven by lending activities in its community banks segment.
61GF Score
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