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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 1.56
RVSB's Cash-to-Debt is ranked higher than
52% of the 1613 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.09 vs. RVSB: 1.56 )
Ranked among companies with meaningful Cash-to-Debt only.
RVSB' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.16  Med: 1.12 Max: 6.4
Current: 1.56
0.16
6.4
Equity-to-Asset 0.10
RVSB's Equity-to-Asset is ranked higher than
50% of the 1580 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. RVSB: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
RVSB' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.12 Max: 0.23
Current: 0.1
0.09
0.23
Debt-to-Equity 0.25
RVSB's Debt-to-Equity is ranked higher than
74% of the 1244 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.63 vs. RVSB: 0.25 )
Ranked among companies with meaningful Debt-to-Equity only.
RVSB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.23  Med: 0.61 Max: 1.97
Current: 0.25
0.23
1.97
Interest Coverage 6.07
RVSB's Interest Coverage is ranked higher than
83% of the 1539 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.74 vs. RVSB: 6.07 )
Ranked among companies with meaningful Interest Coverage only.
RVSB' s Interest Coverage Range Over the Past 10 Years
Min: 0.51  Med: 1.69 Max: 6.07
Current: 6.07
0.51
6.07
Beneish M-Score: -2.26
WACC vs ROIC
3.98%
11.83%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating Margin % 26.32
RVSB's Operating Margin % is ranked lower than
67% of the 1618 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 31.66 vs. RVSB: 26.32 )
Ranked among companies with meaningful Operating Margin % only.
RVSB' s Operating Margin % Range Over the Past 10 Years
Min: -57.49  Med: 14.19 Max: 29.98
Current: 26.32
-57.49
29.98
Net Margin % 17.94
RVSB's Net Margin % is ranked lower than
70% of the 1619 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.82 vs. RVSB: 17.94 )
Ranked among companies with meaningful Net Margin % only.
RVSB' s Net Margin % Range Over the Past 10 Years
Min: -78.18  Med: 11.32 Max: 59.57
Current: 17.94
-78.18
59.57
ROE % 7.52
RVSB's ROE % is ranked lower than
65% of the 1619 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.56 vs. RVSB: 7.52 )
Ranked among companies with meaningful ROE % only.
RVSB' s ROE % Range Over the Past 10 Years
Min: -34.68  Med: 4.49 Max: 22.02
Current: 7.52
-34.68
22.02
ROA % 0.81
RVSB's ROA % is ranked lower than
60% of the 1624 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.91 vs. RVSB: 0.81 )
Ranked among companies with meaningful ROA % only.
RVSB' s ROA % Range Over the Past 10 Years
Min: -3.69  Med: 0.52 Max: 2.43
Current: 0.81
-3.69
2.43
3-Year Revenue Growth Rate 10.00
RVSB's 3-Year Revenue Growth Rate is ranked higher than
76% of the 1364 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 4.20 vs. RVSB: 10.00 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
RVSB' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -24.2  Med: 7.5 Max: 22.8
Current: 10
-24.2
22.8
3-Year EBITDA Growth Rate 31.30
RVSB's 3-Year EBITDA Growth Rate is ranked higher than
90% of the 1281 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.90 vs. RVSB: 31.30 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
RVSB' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -30.9  Med: 11.2 Max: 75.3
Current: 31.3
-30.9
75.3
3-Year EPS without NRI Growth Rate -27.60
RVSB's 3-Year EPS without NRI Growth Rate is ranked lower than
93% of the 1241 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.60 vs. RVSB: -27.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
RVSB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -32.8  Med: 11.7 Max: 78.4
Current: -27.6
-32.8
78.4
GuruFocus has detected 2 Warning Signs with Riverview Bancorp Inc $RVSB.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» RVSB's 30-Y Financials

Financials (Next Earnings Date: 2017-10-27 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2016

RVSB Guru Trades in Q3 2016

Jim Simons 74,200 sh (+600.00%)
» More
Q4 2016

RVSB Guru Trades in Q4 2016

Jim Simons 96,300 sh (+29.78%)
» More
Q1 2017

RVSB Guru Trades in Q1 2017

Jim Simons 106,900 sh (+11.01%)
» More
Q2 2017

RVSB Guru Trades in Q2 2017

Jim Simons 126,200 sh (+18.05%)
» More
» Details

Insider Trades

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Business Description

Industry: Banks » Savings & Cooperative Banks    NAICS: 522120    SIC: 6035
Compare:NAS:ESSA, NAS:SIFI, NAS:FSBK, NAS:PBIP, NAS:MLVF, NAS:FNWB, NAS:OFED, NAS:PROV, NAS:ICBK, NAS:TSBK, OTCBB:NWIN, AMEX:BKJ, NAS:FCAP, NAS:MSBF, NAS:GCBC, NAS:LSBK, NAS:HFBC, OTCPK:VLLX, OTCPK:SFDL, OTCPK:BHWB » details
Headquarter Location:USA
Riverview Bancorp Inc is the savings & loan holding company of Riverview Community Bank. The Company is engaged in the business of attracting deposits from the general public & using such funds in its market area to originate commercial business.

Riverview Bancorp Inc is the savings & loan holding company of Riverview Community Bank. The Company is engaged in the business of attracting deposits from the general public & using such funds in its market area to originate commercial business. It is engaged in two operating segments, banking operations performed by the Bank and trust and investment services performed by the Trust Company.The Company's strategic plan includes targeting the commercial banking customer base in its primary market area for loan originations and deposit growth, specifically small and medium size businesses, professionals and wealth building individuals.

Top Ranked Articles about Riverview Bancorp Inc

 Riverview Bancorp Announces Senior Management Promotions
Riverview Bancorp Announces Retirement of Ron Wysaske
Ancora Announces that Riverview Bancorp (RVSB) is Well on its Way to a Successful Turnaround
Riverview Bancorp Announces Director Retirement and Appointment of New Director
Riverview Bancorp Declares Quarterly Cash Dividend
VANCOUVER, Wash., March 27, 2017 (GLOBE NEWSWIRE) -- Riverview Bancorp, Inc. (NASDAQ:RVSB) (“Riverview” or the “Company”) today announced its Board of Directors has declared a quarterly cash dividend of $0.02 per share.  The dividend will be payable April 25, 2017, to shareholders of record April 11, 2017.
The cash dividend represents a payout of 23% for our third fiscal quarter and a dividend yield of 1.10%.About RiverviewRiverview Bancorp, Inc. (www.riverviewbank.com) is headquartered in Vancouver, Washington – just north of Portland, Oregon on the I-5 corridor. With assets of $986 million, it is the parent company of the 93 year-old Riverview Community Bank, as well as Riverview Trust Company. The Bank offers true community banking services, focusing on providing the highest quality service and financial products to commercial and retail customers. There are 19 branches, including 14 in the Portland-Vancouver area and three lending centers.This press release contains statements that the Company believes are “forward-looking statements.” These statements relate to the Company’s financial condition, results of operations, plans, objectives, future performance or business. You should not place undue reliance on these statements, as they are subject to risks and uncertainties. When considering these forward-looking statements, you should keep in mind these risks and uncertainties, as well as any cautionary statements the Company may make. Moreover, you should treat these statements as speaking only as of the date they are made and based only on information then actually known to the Company.
Contacts: Pat Sheaffer, Ron Wysaske or Kevin Lycklama,                                                                          
Riverview Bancorp, Inc. 360-693-6650  

Read more...

Ratios

vs
industry
vs
history
PE Ratio 21.46
RVSB's PE Ratio is ranked lower than
74% of the 1505 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.59 vs. RVSB: 21.46 )
Ranked among companies with meaningful PE Ratio only.
RVSB' s PE Ratio Range Over the Past 10 Years
Min: 3.84  Med: 15.45 Max: 34.83
Current: 21.46
3.84
34.83
PE Ratio without NRI 21.46
RVSB's PE Ratio without NRI is ranked lower than
74% of the 1504 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.62 vs. RVSB: 21.46 )
Ranked among companies with meaningful PE Ratio without NRI only.
RVSB' s PE Ratio without NRI Range Over the Past 10 Years
Min: 3.84  Med: 15.45 Max: 34.83
Current: 21.46
3.84
34.83
Price-to-Owner-Earnings 16.23
RVSB's Price-to-Owner-Earnings is ranked higher than
66% of the 881 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.23 vs. RVSB: 16.23 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
RVSB' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.36  Med: 12.47 Max: 65.66
Current: 16.23
3.36
65.66
PB Ratio 1.59
RVSB's PB Ratio is ranked lower than
59% of the 1581 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. RVSB: 1.59 )
Ranked among companies with meaningful PB Ratio only.
RVSB' s PB Ratio Range Over the Past 10 Years
Min: 0.23  Med: 0.8 Max: 2.07
Current: 1.59
0.23
2.07
PS Ratio 3.83
RVSB's PS Ratio is ranked higher than
50% of the 1567 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.43 vs. RVSB: 3.83 )
Ranked among companies with meaningful PS Ratio only.
RVSB' s PS Ratio Range Over the Past 10 Years
Min: 0.46  Med: 1.91 Max: 7.24
Current: 3.83
0.46
7.24
Price-to-Free-Cash-Flow 10.76
RVSB's Price-to-Free-Cash-Flow is ranked higher than
62% of the 856 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.60 vs. RVSB: 10.76 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
RVSB' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1.19  Med: 8.95 Max: 40.57
Current: 10.76
1.19
40.57
Price-to-Operating-Cash-Flow 10.39
RVSB's Price-to-Operating-Cash-Flow is ranked higher than
61% of the 931 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.46 vs. RVSB: 10.39 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
RVSB' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.13  Med: 8.22 Max: 35.64
Current: 10.39
1.13
35.64
EV-to-EBIT 13.27
RVSB's EV-to-EBIT is ranked higher than
62% of the 1241 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.20 vs. RVSB: 13.27 )
Ranked among companies with meaningful EV-to-EBIT only.
RVSB' s EV-to-EBIT Range Over the Past 10 Years
Min: -731.8  Med: 5.15 Max: 68.7
Current: 13.27
-731.8
68.7
EV-to-EBITDA 10.36
RVSB's EV-to-EBITDA is ranked higher than
68% of the 1244 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.98 vs. RVSB: 10.36 )
Ranked among companies with meaningful EV-to-EBITDA only.
RVSB' s EV-to-EBITDA Range Over the Past 10 Years
Min: -628.4  Med: 4.3 Max: 168.3
Current: 10.36
-628.4
168.3
EV-to-Revenue 3.48
RVSB's EV-to-Revenue is ranked higher than
70% of the 1284 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.86 vs. RVSB: 3.48 )
Ranked among companies with meaningful EV-to-Revenue only.
RVSB' s EV-to-Revenue Range Over the Past 10 Years
Min: -2.2  Med: 1.5 Max: 9.8
Current: 3.48
-2.2
9.8
Shiller PE Ratio 139.89
RVSB's Shiller PE Ratio is ranked lower than
96% of the 501 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 20.54 vs. RVSB: 139.89 )
Ranked among companies with meaningful Shiller PE Ratio only.
RVSB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 3.02  Med: 10.15 Max: 139.89
Current: 139.89
3.02
139.89

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.04
RVSB's Dividend Yield % is ranked lower than
83% of the 2354 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.88 vs. RVSB: 1.04 )
Ranked among companies with meaningful Dividend Yield % only.
RVSB' s Dividend Yield % Range Over the Past 10 Years
Min: 0.24  Med: 1.53 Max: 11.84
Current: 1.04
0.24
11.84
Dividend Payout Ratio 0.22
RVSB's Dividend Payout Ratio is ranked higher than
68% of the 1340 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.32 vs. RVSB: 0.22 )
Ranked among companies with meaningful Dividend Payout Ratio only.
RVSB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.22  Med: 0.27 Max: 0.53
Current: 0.22
0.22
0.53
Forward Dividend Yield % 1.15
RVSB's Forward Dividend Yield % is ranked lower than
87% of the 2231 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.85 vs. RVSB: 1.15 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.04
RVSB's 5-Year Yield-on-Cost % is ranked lower than
85% of the 2778 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.98 vs. RVSB: 1.04 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
RVSB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.24  Med: 1.53 Max: 11.84
Current: 1.04
0.24
11.84
3-Year Average Share Buyback Ratio -0.10
RVSB's 3-Year Average Share Buyback Ratio is ranked higher than
75% of the 1065 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.80 vs. RVSB: -0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RVSB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -27.2  Med: -0.1 Max: 8.7
Current: -0.1
-27.2
8.7

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.10
RVSB's Price-to-Tangible-Book is ranked lower than
72% of the 1573 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.29 vs. RVSB: 2.10 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
RVSB' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.39  Med: 1.22 Max: 2.52
Current: 2.1
0.39
2.52
Price-to-Intrinsic-Value-Projected-FCF 0.99
RVSB's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
54% of the 896 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.79 vs. RVSB: 0.99 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
RVSB' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.14  Med: 0.59 Max: 1.47
Current: 0.99
0.14
1.47
Price-to-Median-PS-Value 2.02
RVSB's Price-to-Median-PS-Value is ranked lower than
90% of the 1527 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.13 vs. RVSB: 2.02 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
RVSB' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.29  Med: 1.5 Max: 8.31
Current: 2.02
0.29
8.31
Price-to-Graham-Number 1.42
RVSB's Price-to-Graham-Number is ranked lower than
73% of the 1414 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.95 vs. RVSB: 1.42 )
Ranked among companies with meaningful Price-to-Graham-Number only.
RVSB' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.43  Med: 0.96 Max: 1.42
Current: 1.42
0.43
1.42
Earnings Yield (Greenblatt) % 7.54
RVSB's Earnings Yield (Greenblatt) % is ranked higher than
71% of the 1625 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.91 vs. RVSB: 7.54 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
RVSB' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -231  Med: 7.5 Max: 346.2
Current: 7.54
-231
346.2
Forward Rate of Return (Yacktman) % 2.67
RVSB's Forward Rate of Return (Yacktman) % is ranked lower than
69% of the 934 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.21 vs. RVSB: 2.67 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
RVSB' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -5.3  Med: 22.2 Max: 80.7
Current: 2.67
-5.3
80.7

More Statistics

Revenue (TTM) (Mil) $46.61
EPS (TTM) $ 0.37
Beta0.28
Short Percentage of Float2.18%
52-Week Range $5.02 - 8.16
Shares Outstanding (Mil)22.53
» More Articles for RVSB

Headlines

Articles On GuruFocus.com
 Riverview Bancorp Announces Senior Management Promotions Jul 27 2017 
Riverview Bancorp Announces Retirement of Ron Wysaske Jul 26 2017 
Ancora Announces that Riverview Bancorp (RVSB) is Well on its Way to a Successful Turnaround May 23 2017 
Riverview Bancorp Announces Director Retirement and Appointment of New Director Apr 28 2017 
Riverview Bancorp Declares Quarterly Cash Dividend Mar 27 2017 
Weekly CFO Buys Highlight: NGL, UNTK, ZGNX, VTSS, RVSB Dec 24 2012 
Riverview Bancorp Inc Reports Operating Results (10-Q) Feb 09 2011 
Riverview Bancorp Inc Reports Operating Results (10-Q) Nov 04 2010 
Weekly CFO Buys Highlight: Riverview Bancorp, BioScrip, Cascade Financial, Bank Mutual, Sykes Enterp Aug 07 2010 
Riverview Bancorp Inc (RVSB) CFO Kevin J Lycklama buys 20,000 Shares Aug 02 2010 

More From Other Websites
ETFs with exposure to Riverview Bancorp, Inc. : September 18, 2017 Sep 18 2017
Riverview Bancorp, Inc. :RVSB-US: Earnings Analysis: Q1, 2018 By the Numbers : September 15, 2017 Sep 15 2017
Riverview Bancorp, Inc. : RVSB-US: Dividend Analysis : July 14th, 2017 (record date) : By the... Aug 23 2017
 Riverview Bancorp Announces Senior Management Promotions Jul 27 2017
Riverview Bancorp Announces Retirement of Ron Wysaske Jul 26 2017
Riverview Bancorp posts 1Q profit Jul 25 2017
Riverview Bancorp Earnings Increase to $2.7 Million in First Fiscal Quarter 2018; Highlighted by... Jul 25 2017
Riverview Bancorp Added to Russell 2000 Index Jul 05 2017
Riverview Bancorp Declares Quarterly Cash Dividend Jul 03 2017
ETFs with exposure to Riverview Bancorp, Inc. : July 3, 2017 Jul 03 2017
ETFs with exposure to Riverview Bancorp, Inc. : June 12, 2017 Jun 12 2017
Riverview Bancorp, Inc. :RVSB-US: Earnings Analysis: Q4, 2017 By the Numbers : June 9, 2017 Jun 09 2017
Ancora Announces that Riverview Bancorp (RVSB) is Well on its Way to a Successful Turnaround May 23 2017
Riverview Bancorp, Inc. : RVSB-US: Dividend Analysis : April 11th, 2017 (record date) : By the... Apr 17 2017
Riverview Bancorp, Inc. : RVSB-US: Dividend Analysis : January 10th, 2017 (record date) : By the... Mar 03 2017

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