The historical rank and industry rank for Riverview Bancorp's Net Margin % or its related term are showing as below:
RVSB'
s Net Margin % Range Over the Past 10 Years
Min: -10.08 Med: 18.9 Max: 36.14
Current: -10.08
RVSB's Net Margin % is ranked worse than 97.31% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs RVSB: -10.08
Riverview Bancorp (NAS:RVSB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Riverview Bancorp Net Margin % Related Terms
Riverview Bancorp Net Margin % Historical Data
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The historical data trend for Riverview Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Riverview Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Riverview Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Riverview Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Riverview Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Riverview Bancorp (RVSB) has a Net Margin % of -374.57% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Riverview Bancorp and its competitors. According to the industry distribution chart, Riverview Bancorp ranks #1486 out of 1527 companies in the Banks industry, placing it in the top 97.3%.
Is Riverview Bancorp's Net Margin % too high?
Riverview Bancorp's current Net Margin % is -374.57%. Based on the distribution chart, Riverview Bancorp ranks #1486 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Riverview Bancorp has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Riverview Bancorp's Net Margin % compare to PPBN and AMBK?
According to the Banks industry distribution chart, Riverview Bancorp ranks #1486 out of 1527 companies for Net Margin %. This places Riverview Bancorp in the lower half of its industry. The industry median Net Margin % is 26.95. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Riverview Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Riverview Bancorp's current Net Margin % is -374.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riverview Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Riverview Bancorp (RVSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.76, compared to a current price of $5.66 — trading 18.8% above its estimated fair value. The current Net Margin % is -374.57%. Riverview Bancorp's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Riverview Bancorp (RVSB), the current Net Margin % is -374.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Riverview Bancorp (RVSB) Overvalued in 2026?
Based on GuruFocus' analysis, Riverview Bancorp stock appears to be overvalued.
The current stock price of $5.66 is trading 18.8% above its estimated GF Value™ of $4.76.
GuruFocus considers Riverview Bancorp to be Modestly Overvalued.
Key valuation signals for RVSB:
Net Margin %: -374.57%
GF Value™: $4.76 vs. price of $5.66 (18.8% above fair value)
No single metric tells the full story. See the RVSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Riverview Bancorp Inc is the bank holding company. The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. The Bank is engaged mainly in the business of attracting deposits from the general public and using such funds, together with other borrowings, to make various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services. It has single operating segment.
57GF Score
Get the complete analysis for RVSB
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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