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Business Description
Crystal Valley Financial Corp
NAICS : 522110
SIC : 6022
ISIN : US22941P1003
Description
Crystal Valley Financial Corp operates as the holding company for First State Bank that provides various personal and business banking products and services in Northern Indiana. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also provides consumer, personal, and home equity loans and lines; business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it offers trust, wealth management, and investment services.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.19 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.77 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.35 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 3.7 | |||||
| 3-Year EPS without NRI Growth Rate | 2.1 | |||||
| 3-Year Book Growth Rate | -1 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 51.74 | |||||
| 9-Day RSI | 54.92 | |||||
| 14-Day RSI | 53.06 | |||||
| 3-1 Month Momentum % | -1.69 | |||||
| 6-1 Month Momentum % | 3.47 | |||||
| 12-1 Month Momentum % | 9.19 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.83 | |||||
| Dividend Payout Ratio | 0.21 | |||||
| 3-Year Dividend Growth Rate | 5.9 | |||||
| Forward Dividend Yield % | 2.94 | |||||
| 5-Year Yield-on-Cost % | 4.08 | |||||
| 3-Year Average Share Buyback Ratio | 2.6 | |||||
| Shareholder Yield % | -8.14 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 33.67 | |||||
| ROE % | 14.13 | |||||
| ROA % | 1.42 | |||||
| Years of Profitability over Past 10-Year | 6 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.47 | |||||
| PE Ratio without NRI | 7.47 | |||||
| Price-to-Owner-Earnings | 7.65 | |||||
| PEG Ratio | 2.67 | |||||
| PS Ratio | 2.51 | |||||
| PB Ratio | 1.01 | |||||
| Price-to-Tangible-Book | 1.01 | |||||
| EV-to-Revenue | 4.01 | |||||
| Price-to-GF-Value | 0.98 | |||||
| Price-to-Graham-Number | 0.58 | |||||
| Forward Rate of Return (Yacktman) % | 9.79 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
Crystal Valley Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 32.964 | ||
| EPS (TTM) ($) | 8.572 | ||
| Beta | 0.08 | ||
| 3-Year Sharpe Ratio | -0.43 | ||
| 3-Year Sortino Ratio | -0.53 | ||
| Volatility % | 5.94 | ||
| 14-Day RSI | 53.06 | ||
| 14-Day ATR ($) | 0.241863 | ||
| 20-Day SMA ($) | 63.549305 | ||
| 12-1 Month Momentum % | 9.19 | ||
| 52-Week Range ($) | 57.4 - 68 | ||
| Shares Outstanding (Mil) | 1.28 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Crystal Valley Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Crystal Valley Financial Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Crystal Valley Financial Corp Frequently Asked Questions
What is Crystal Valley Financial Corp(CYVF)'s stock price today?
The current price of CYVF is $64.00. The 52 week high of CYVF is $68.00 and 52 week low is $57.40.
When is next earnings date of Crystal Valley Financial Corp(CYVF)?
The next earnings date of Crystal Valley Financial Corp(CYVF) is 2025-05-02 Est..
Does Crystal Valley Financial Corp(CYVF) pay dividends? If so, how much?
The Dividend Yield %  of Crystal Valley Financial Corp(CYVF) is 2.83% (As of Today), Highest Dividend Payout Ratio of Crystal Valley Financial Corp(CYVF) was 0.23. The lowest was 0.18. And the median was 0.21. The  Forward Dividend Yield % of Crystal Valley Financial Corp(CYVF) is 2.94%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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