Business Description
The Hanover Insurance Group Inc
NAICS : 524126
SIC : 6331
ISIN : US4108671052
Share Class Description:
THG: Ordinary SharesTotal Employee Number:
4,900Compare
Compare
Traded in other countries / regions
THG.USAAF4.GermanyTHGI34.Brazil Index Membership
Russell 1000Russell 3000 IPO Date
1995-10-11Description
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.27 | |||||
Equity-to-Asset | 0.22 | |||||
Debt-to-Equity | 0.25 | |||||
Debt-to-EBITDA | 0.93 | |||||
Interest Coverage | 21.24 | |||||
Piotroski F-Score | 9/9 | |||||
Beneish M-Score | -2.73 | |||||
WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 6.1 | |||||
3-Year EBITDA Growth Rate | 65.9 | |||||
3-Year EPS without NRI Growth Rate | 51.1 | |||||
3-Year FCF Growth Rate | 18 | |||||
3-Year Book Growth Rate | 15.5 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | -1.76 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 5.86 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 79.87 | |||||
9-Day RSI | 76.6 | |||||
14-Day RSI | 72.9 | |||||
3-1 Month Momentum % | 13.69 | |||||
6-1 Month Momentum % | 6.34 | |||||
12-1 Month Momentum % | 15.97 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.76 | |||||
Dividend Payout Ratio | 0.18 | |||||
3-Year Dividend Growth Rate | 6.1 | |||||
Forward Dividend Yield % | 1.79 | |||||
5-Year Yield-on-Cost % | 2.42 | |||||
3-Year Average Share Buyback Ratio | 0.2 | |||||
Shareholder Yield % | 1.02 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 10.82 | |||||
EBITDA Margin % | 14.43 | |||||
FCF Margin % | 18.74 | |||||
OCF Margin % | 18.88 | |||||
ROE % | 21.42 | |||||
ROA % | 4.43 | |||||
ROIC % | 5 | |||||
3-Year ROIIC % | 25.7 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.7 | |||||
Forward PE Ratio | 11.47 | |||||
PE Ratio without NRI | 10.5 | |||||
Shiller PE Ratio | 21.16 | |||||
Price-to-Owner-Earnings | 6.85 | |||||
PEG Ratio | 1.62 | |||||
PS Ratio | 1.16 | |||||
PB Ratio | 2.09 | |||||
Price-to-Tangible-Book | 2.2 | |||||
Price-to-Free-Cash-Flow | 6.2 | |||||
Price-to-Operating-Cash-Flow | 6.15 | |||||
EV-to-EBIT | 8.32 | |||||
EV-to-EBITDA | 8.37 | |||||
EV-to-Revenue | 1.21 | |||||
EV-to-Forward-Revenue | 9.12 | |||||
EV-to-FCF | 6.44 | |||||
Price-to-GF-Value | 1.06 | |||||
Price-to-Projected-FCF | 0.73 | |||||
Price-to-Median-PS-Value | 1.2 | |||||
Price-to-Graham-Number | 1.01 | |||||
Earnings Yield (Greenblatt) % | 12.02 | |||||
FCF Yield % | 16.79 | |||||
Forward Rate of Return (Yacktman) % | 0.64 |
The Hanover Insurance Group Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
The Hanover Insurance Group Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-30 10:00 | In 125 days | ||
| Third quarter earnings results for 2026 | 2026-10-29 | In 123 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-31 10:00 | In 34 days | ||
| Second quarter earnings results for 2026 | 2026-07-30 | In 32 days | ||
| USD 0.950000 Cash Dividend | 2026-06-12 | 196.07 (-1.14%) | ||
| General meeting for 2026 | 2026-05-12 09:00 | 189.89 (-0.11%) | ||
| First quarter earnings conference call for 2026 | 2026-04-30 10:00 | 177.51 (-1.56%) | ||
| First quarter earnings results for 2026 | 2026-04-29 | 180.71 (-0.12%) | ||
| USD 0.950000 Cash Dividend | 2026-03-13 | 174.28 (+1.92%) | ||
| Annual report for 2025 | 2026-02-20 | 175.12 (+0.39%) |
Show
Entries
Guru Commentaries on NYSE:THG
No articles.
Press Release
Articles on The Hanover Insurance Group Inc
No articles.
Headlines
See More- 1
Jun 01, 2026
Hanover Insurance declares $0.95 dividend
Seeking Alpha • 8:05am
- 1