Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-28), The Hanover Insurance Group's 3-1 Month Momentum % is 18.64%.
The industry rank for The Hanover Insurance Group's 3-1 Month Momentum % or its related term are showing as below:
THG's 3-1 Month Momentum % is ranked better than 90.21% of 582
companies
in the Insurance industry
Industry Median: 1.905
vs THG: 18.64
The Hanover Insurance Group (NYSE:THG) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
The Hanover Insurance Group 3-1 Month Momentum % Related Terms
THG vs KNSL, MCY, SIGI: 3-1 Month Momentum % Comparison
For the Insurance - Property & Casualty subindustry, The Hanover Insurance Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Hanover Insurance Group 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, The Hanover Insurance Group's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where The Hanover Insurance Group's 3-1 Month Momentum % falls into.
The Hanover Insurance Group (NYSE:THG) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Hanover Insurance Group (THG) has a 3-1 Month Momentum % of 18.64% as of Jul. 28, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on The Hanover Insurance Group and its competitors. According to the industry distribution chart, The Hanover Insurance Group ranks #57 out of 582 companies in the Insurance industry, placing it in the top 9.8%.
Is The Hanover Insurance Group's 3-1 Month Momentum % too high?
The Hanover Insurance Group's current 3-1 Month Momentum % is 18.64%. The Insurance industry median 3-1 Month Momentum % is 1.91. The Hanover Insurance Group's value of 18.64% is 878.5% above this industry median. Based on the distribution chart, The Hanover Insurance Group ranks #57 out of 582 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, The Hanover Insurance Group has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Hanover Insurance Group's 3-1 Month Momentum % compare to KNSL and MCY?
According to the Insurance industry distribution chart, The Hanover Insurance Group ranks #57 out of 582 companies for 3-1 Month Momentum %. This places The Hanover Insurance Group in the top 10% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 1.91. The Hanover Insurance Group's value of 18.64% is 878.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 1.91, based on 582 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Hanover Insurance Group's current 3-1 Month Momentum % of 18.64% is 878.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on The Hanover Insurance Group and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 1.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Hanover Insurance Group's current 3-1 Month Momentum % is 18.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Hanover Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Hanover Insurance Group (THG) is currently considered Modestly Overvalued. The stock's GF Value™ is $203.21, compared to a current price of $224.15 — trading 10.3% above its estimated fair value. The current 3-1 Month Momentum % is 18.64% and 878.5% above the Insurance industry median of 1.91. The Hanover Insurance Group's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For The Hanover Insurance Group (THG), the current 3-1 Month Momentum % is 18.64% as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Hanover Insurance Group (THG) Overvalued in 2026?
Based on GuruFocus' analysis, The Hanover Insurance Group stock appears to be overvalued.
The current stock price of $224.15 is trading 10.3% above its estimated GF Value™ of $203.21.
GuruFocus considers The Hanover Insurance Group to be Modestly Overvalued.
Key valuation signals for THG:
3-1 Month Momentum %: 18.64%
GF Value™: $203.21 vs. price of $224.15 (10.3% above fair value)
Industry Position: 878.5% above the Insurance median (#57 of 582)
No single metric tells the full story. See the THG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
75GF Score
Get the complete analysis for THG
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
THG has been successfully added to your 
