THG (The Hanover Insurance Group) Shareholder Yield % : 1.02% (As of Mar. 2026) — 69% Below Median


THG The Hanover Insurance Group Inc THG
82 GF Score
Price $212.61
GF Value $201.18
Valuation Fairly Valued
! 8 Warning Signs
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What is The Hanover Insurance Group Shareholder Yield %?

The Hanover Insurance Group THG +2.43% 82 Shareholder Yield % is 1.02% as of Mar. 2026, which is 69% below its 10-year median of 3.31. GuruFocus rates THG with a GF Score™ of 82/100 and a GF Value™ of $201.18 (Fairly Valued). The stock has 8 warning signs investors should review. Among 491 Insurance companies, The Hanover Insurance Group ranks worse than 61.71% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, The Hanover Insurance Group's Shareholder Yield % was 1.02%.


The Hanover Insurance Group  (NYSE:THG) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


The Hanover Insurance Group Shareholder Yield % Related Terms


The Hanover Insurance Group Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for The Hanover Insurance Group's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Hanover Insurance Group Shareholder Yield % Chart

The Hanover Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.57 2.88 2.68 2.69 0.40

The Hanover Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.18 2.71 1.21 0.40 1.22

THG vs KNSL, MCY, SIGI: Shareholder Yield % Comparison

For the Insurance - Property & Casualty subindustry, The Hanover Insurance Group's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Hanover Insurance Group Shareholder Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, The Hanover Insurance Group's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where The Hanover Insurance Group's Shareholder Yield % falls into.


THG
82GF Score
The Hanover Insurance Group Inc THG
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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The Hanover Insurance Group Shareholder Yield % Calculation

The Hanover Insurance Group's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=2.13 %+3.37 %+-4.28 %
=1.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 1.02% mean?
The Hanover Insurance Group (THG) has a Shareholder Yield % of 1.02% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on The Hanover Insurance Group and its competitors. This is 69% below median its historical median of 3.31. Over the past decade, The Hanover Insurance Group's Shareholder Yield % has ranged from 0.40 to 15.16. According to the industry distribution chart, The Hanover Insurance Group ranks #303 out of 491 companies in the Insurance industry, placing it in the top 61.7%.
Is The Hanover Insurance Group's Shareholder Yield % too high?
The Hanover Insurance Group's current Shareholder Yield % of 1.02% is 69% below median its 10-year median of 3.31. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 15.16. The Insurance industry median Shareholder Yield % is 2.62. The Hanover Insurance Group's value of 1.02% is 61.1% below this industry median. Based on the distribution chart, The Hanover Insurance Group ranks #303 out of 491 companies in the Insurance industry, which is below the industry midpoint. Overall, The Hanover Insurance Group has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Hanover Insurance Group's Shareholder Yield % compare to KNSL and MCY?
According to the Insurance industry distribution chart, The Hanover Insurance Group ranks #303 out of 491 companies for Shareholder Yield %. This places The Hanover Insurance Group in the lower half of its industry. The industry median Shareholder Yield % is 2.62. The Hanover Insurance Group's value of 1.02% is 61.1% below this benchmark. Historically, The Hanover Insurance Group's own Shareholder Yield % has ranged from 0.40 to 15.16 over the past decade. While the company's 10-year median is 3.31 vs. the industry median of 2.62, The Hanover Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.62, based on 491 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Hanover Insurance Group's current Shareholder Yield % of 1.02% is 61.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on The Hanover Insurance Group and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Hanover Insurance Group's current Shareholder Yield % is 1.02%, which is 69% below median its own 10-year median of 3.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Hanover Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Hanover Insurance Group (THG) is currently considered Fairly Valued. The stock's GF Value™ is $201.18, compared to a current price of $212.61 — trading 5.7% above its estimated fair value. The current Shareholder Yield % is 1.02%, which is 69% below median its 10-year median of 3.31 and 61.1% below the Insurance industry median of 2.62. The Hanover Insurance Group's overall GF Score™ is 82/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For The Hanover Insurance Group (THG), the current Shareholder Yield % is 1.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Hanover Insurance Group (THG) Overvalued in 2026?

Based on GuruFocus' analysis, The Hanover Insurance Group stock appears to be overvalued. The current stock price of $212.61 is trading 5.7% above its estimated GF Value™ of $201.18. GuruFocus considers The Hanover Insurance Group to be Fairly Valued.

Key valuation signals for THG:

  • Shareholder Yield %: 1.02% (69% below median its 10-year median of 3.31)
  • GF Value™: $201.18 vs. price of $212.61 (5.7% above fair value)
  • GF Score™: 82/100 with 8 warning signs
  • Industry Position: 61.1% below the Insurance median (#303 of 491)

No single metric tells the full story. See the THG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Hanover Insurance Group Business Description

Other Exchanges AF4:Germany
Address 440 Lincoln Street, Worcester, MA, USA, 01653
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
82GF Score

Get the complete analysis for THG

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$212.61
Price
$201.18
GF Value