USCB Financial Holdings Inc (NAS:USCB)

Q1 2026 USCB Financial Holdings Inc Earnings Call Transcript

Apr 24, 2026 / 03:00PM GMT

Release Date Price: $19.12 (-1.80%)

Transcript 10-Q8-K

Operator

Good morning, everyone, and welcome to the Q1 2026 USCB Financial Holdings, Inc. earnings conference call. (Operator Instructions) Please also note, today's event is being recorded.

At this time, I'd like to turn the conference call over to Luis de la Aguilera, Chairman, President and CEO. Sir, please go ahead.

Luis De La Aguilera

USCB Financial Holdings Inc - Chairman of the Board, President, Chief Executive Officer

Good morning, and thank you for joining us for the USCB Financial Holdings first quarter 2026 earnings call. I'm Luis de la Aguilera, Chairman, President and CEO of USCB Financial Holdings. Joining me today are Rob Anderson, our Chief Financial Officer; and Bill Turner, our Chief Credit Officer. Rob will walk you through our financial results in detail, and Bill will review credit quality and portfolio trends. We are very pleased to report on another record quarter, highlighted by strong core earnings, disciplined balance sheet execution, and our continued focus on maintaining strong credit quality.

For the quarter ending March

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