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USCB Financial Holdings (USCB Financial Holdings) PB Ratio : 1.20 (As of May. 22, 2024)


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What is USCB Financial Holdings PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-22), USCB Financial Holdings's share price is $11.92. USCB Financial Holdings's Book Value per Share for the quarter that ended in Mar. 2024 was $9.92. Hence, USCB Financial Holdings's PB Ratio of today is 1.20.

The historical rank and industry rank for USCB Financial Holdings's PB Ratio or its related term are showing as below:

USCB' s PB Ratio Range Over the Past 10 Years
Min: 0.97   Med: 1.31   Max: 1.74
Current: 1.2

During the past 4 years, USCB Financial Holdings's highest PB Ratio was 1.74. The lowest was 0.97. And the median was 1.31.

USCB's PB Ratio is ranked worse than
75.51% of 1458 companies
in the Banks industry
Industry Median: 0.86 vs USCB: 1.20

During the past 12 months, USCB Financial Holdings's average Book Value Per Share Growth Rate was 5.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.80% per year.

During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of USCB Financial Holdings was 9.80% per year. The lowest was 9.80% per year. And the median was 9.80% per year.

Back to Basics: PB Ratio


USCB Financial Holdings PB Ratio Historical Data

The historical data trend for USCB Financial Holdings's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

USCB Financial Holdings PB Ratio Chart

USCB Financial Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23
PB Ratio
- 1.37 1.34 1.25

USCB Financial Holdings Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.06 1.09 1.12 1.25 1.15

Competitive Comparison of USCB Financial Holdings's PB Ratio

For the Banks - Regional subindustry, USCB Financial Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


USCB Financial Holdings's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, USCB Financial Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where USCB Financial Holdings's PB Ratio falls into.



USCB Financial Holdings PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

USCB Financial Holdings's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=11.92/9.924
=1.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


USCB Financial Holdings  (NAS:USCB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


USCB Financial Holdings PB Ratio Related Terms

Thank you for viewing the detailed overview of USCB Financial Holdings's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


USCB Financial Holdings (USCB Financial Holdings) Business Description

Traded in Other Exchanges
N/A
Address
2301 North West 87th Avenue, Doral, FL, USA, 33172
USCB Financial Holdings Inc is a community bank. Through its network of branches and its online banking platform, it offers customers a wide range of financial products and services.
Executives
Robert B. Anderson officer: Executive VP and CFO 201 4TH AVENUE NORTH, SUITE 950, NASHVILLE TN 37219
Maricarmen Logrono officer: EVP and Chief Risk Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Ramon A Rodriguez director 110 S E 6TH STREET 28 TH FLOOR, FORT LAUDERDALE FL 33301
Priam Capital Fund Ii, L.p. 10 percent owner 745 FIFTH AVE, SUITE 1702, NEW YORK NY 10151
Priam Capital Associates Ii Llc 10 percent owner 745 FIFTH AVE, SUITE 1702, NEW YORK NY 10151
Andres Collazo officer: Executive VP, Operations & IT C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Martha Guerra-kattou officer: EVP, Sales and Marketing C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Oscar Gomez officer: Executive VP, Global Banking C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Benigno Pazos officer: EVP & Chief Credit Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Howard Feinglass director, 10 percent owner 6011 UNIVERSITY BOULEVARD, SUITE 370, ELLICOTT CITY MD 21043
Ramon Abadin director C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Aida Levitan director C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Nicholas Bustle officer: EVP and Chief Lending Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
De La Aguilera Luis director, officer: President and CEO C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Jalal Shehadeh officer: EVP/General Counsel USCB FINANCIAL HOLDINGS, INC., 2301 N.W. 87TH AVENUE, MIAMI FL 33172

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