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USCB Financial Holdings's quarterly market cap
increased
from Sep. 2025 ($315.97 Mil) to Dec. 2025 ($334.10 Mil) and
increased
from Dec. 2025 ($334.10 Mil) to Mar. 2026 ($338.48 Mil).
USCB Financial Holdings's annual market cap
increased
from Dec. 2023 ($239.79 Mil) to Dec. 2024 ($353.67 Mil) but then
declined
from Dec. 2024 ($353.67 Mil) to Dec. 2025 ($334.10 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. USCB Financial Holdings's Enterprise Value for Today is $386.33 Mil.
USCB Financial Holdings (NAS:USCB) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
USCB Financial Holdings Market Cap Related Terms
USCB Financial Holdings Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, USCB Financial Holdings's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
USCB Financial Holdings Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, USCB Financial Holdings's Market Cap distribution charts can be found below:
* The bar in red indicates where USCB Financial Holdings's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
USCB Financial Holdings's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
USCB Financial Holdings (USCB) has a Market Cap of $368.20 Mil as of Jul. 13, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on USCB Financial Holdings and its competitors. According to the industry distribution chart, USCB Financial Holdings ranks #934 out of 1548 companies in the Banks industry, placing it in the top 60.3%.
Is USCB Financial Holdings' Market Cap too high?
USCB Financial Holdings' current Market Cap is $368.20 Mil. The Banks industry median Market Cap is 712.36. USCB Financial Holdings' value of $368.20 Mil is 48.3% below this industry median. Based on the distribution chart, USCB Financial Holdings ranks #934 out of 1548 companies in the Banks industry, which is below the industry midpoint. Overall, USCB Financial Holdings has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does USCB Financial Holdings' Market Cap compare to MVBF and RVRF?
According to the Banks industry distribution chart, USCB Financial Holdings ranks #934 out of 1548 companies for Market Cap. This places USCB Financial Holdings in the lower half of its industry. The industry median Market Cap is 712.36. USCB Financial Holdings' value of $368.20 Mil is 48.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 712.36, based on 1,548 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. USCB Financial Holdings's current Market Cap of $368.20 Mil is 48.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on USCB Financial Holdings and its competitors. For the Banks industry, the median Market Cap is 712.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. USCB Financial Holdings's current Market Cap is $368.20 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is USCB Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, USCB Financial Holdings (USCB) is currently considered Fairly Valued. The stock's GF Value™ is $20.05, compared to a current price of $20.16 — trading 0.5% above its estimated fair value. The current Market Cap is $368.20 Mil and 48.3% below the Banks industry median of 712.36. USCB Financial Holdings' overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For USCB Financial Holdings (USCB), the current Market Cap is $368.20 Mil as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is USCB Financial Holdings (USCB) Overvalued in 2026?
Based on GuruFocus' analysis, USCB Financial Holdings stock appears to be overvalued.
The current stock price of $20.16 is trading 0.5% above its estimated GF Value™ of $20.05.
GuruFocus considers USCB Financial Holdings to be Fairly Valued.
Key valuation signals for USCB:
Market Cap: $368.20 Mil
GF Value™: $20.05 vs. price of $20.16 (0.5% above fair value)
Industry Position: 48.3% below the Banks median (#934 of 1548)
No single metric tells the full story. See the USCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.
66GF Score
Get the complete analysis for USCB
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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