Business Description
Usio Inc
NAICS : 541511
SIC : 7373
ISIN : US9173131080
Total Employee Number:
110Description
Usio Inc is a cloud-based Fintech payment processor. The company serves multiple industry verticals with technology that facilitates payment acceptance and funds disbursement in a single, full-stack ecosystem. It provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card, and electronic billing products and services to businesses, merchants, and consumers. The company's reportable operating segments are Output Solutions and Merchant Services, and these segments.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.59 | |||||
Equity-to-Asset | 0.15 | |||||
Debt-to-Equity | 0.27 | |||||
Debt-to-EBITDA | 23.54 | |||||
Piotroski F-Score | 2/9 | |||||
Altman Z-Score | 0.35 | |||||
Beneish M-Score | -2.46 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -2.4 | |||||
3-Year EPS without NRI Growth Rate | 30.7 | |||||
3-Year FCF Growth Rate | 89.5 | |||||
3-Year Book Growth Rate | 5.2 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 57.79 | |||||
9-Day RSI | 60.66 | |||||
14-Day RSI | 62.91 | |||||
3-1 Month Momentum % | 44.74 | |||||
6-1 Month Momentum % | 19.57 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.09 | |||||
Quick Ratio | 1.09 | |||||
Cash Ratio | 0.08 | |||||
Days Inventory | 2.04 | |||||
Days Sales Outstanding | 20.84 | |||||
Days Payable | 4.61 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -3.4 | |||||
Shareholder Yield % | 0.85 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 22.53 | |||||
Operating Margin % | -2.13 | |||||
Net Margin % | -2.43 | |||||
EBITDA Margin % | 0.23 | |||||
FCF Margin % | -0.85 | |||||
OCF Margin % | 1.22 | |||||
ROE % | -11.65 | |||||
ROA % | -1.88 | |||||
ROIC % | -1.83 | |||||
3-Year ROIIC % | 8 | |||||
ROC (Joel Greenblatt) % | -15.67 | |||||
ROCE % | -6.84 | |||||
Years of Profitability over Past 10-Year | 1 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 327.14 | |||||
PS Ratio | 0.71 | |||||
PB Ratio | 3.54 | |||||
Price-to-Tangible-Book | 3.52 | |||||
Price-to-Operating-Cash-Flow | 59.49 | |||||
EV-to-EBIT | -41.61 | |||||
EV-to-EBITDA | 295.49 | |||||
EV-to-Forward-EBITDA | 17.2 | |||||
EV-to-Revenue | 0.69 | |||||
EV-to-Forward-Revenue | 0.64 | |||||
EV-to-FCF | -81.45 | |||||
Price-to-GF-Value | 1.43 | |||||
Price-to-Projected-FCF | 1.33 | |||||
Price-to-Median-PS-Value | 0.82 | |||||
| Price-to-Net-Current-Asset-Value | 12.21 | |||||
Earnings Yield (Greenblatt) % | -2.4 | |||||
FCF Yield % | -1.17 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Usio Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 88.85 | ||
| EPS (TTM) ($) | -0.08 | ||
| Beta | 0.2753 | ||
| 3-Year Sharpe Ratio | 0.32 | ||
| 3-Year Sortino Ratio | 0.67 | ||
| Volatility % | 71.51 | ||
| 14-Day RSI | 62.91 | ||
| 14-Day ATR ($) | 0.15999 | ||
| 20-Day SMA ($) | 2.093 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range ($) | 1.03 - 2.62 | ||
| Shares Outstanding (Mil) | 27.6 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 2 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Usio Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Usio Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-12 16:30 | In 124 days | ||
| Third quarter earnings results for 2026 | 2026-11-12 | In 123 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-06 16:30 | In 26 days | ||
| Second quarter earnings results for 2026 | 2026-08-06 | In 25 days | ||
| General meeting for 2026 | 2026-06-10 10:00 | 1.46 (-2.67%) | ||
| 16(th) Annual LD Micro Invitational | 2026-05-17 | 1.52 (-4.40%) | ||
| First quarter earnings conference call for 2026 | 2026-05-13 16:30 | 1.28 (+2.38%) | ||
| First quarter earnings results for 2026 | 2026-05-13 | 1.28 (+2.38%) | ||
| 38(th) Annual Roth Conference | 2026-03-22 | 1.05 (-1.87%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-18 16:30 | 1.25 (+0.81%) |
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Usio Inc Frequently Asked Questions
What is Usio Inc(USIO)'s stock price today?
The current price of USIO is $2.32. The 52 week high of USIO is $2.62 and 52 week low is $1.03.
When is next earnings date of Usio Inc(USIO)?
The next earnings date of Usio Inc(USIO) is 2026-08-06 Est..
Does Usio Inc(USIO) pay dividends? If so, how much?
Usio Inc(USIO) does not pay dividend.
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