Bank CenterCredit JSC is a Kazakhstan based commercial bank. Its business is divided into three segments including corporate banking, retail banking, and investment banking. Corporate banking offers direct debit facilities, current accounts, deposits, overdrafts, loans and other credit facilities. Retail banking provides private banking services, private customer current accounts, saving deposits, investment saving products, custody, credit and debit cards, consumer loans and mortgages. Investment banking offers financial instrument trading, structured financing, money market operations, foreign currency and derivative products, brokerage and asset management services, merger and acquisitions advice, and provision of funding through the issue of debt securities and attracting loans.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	4.02
Equity-to-Asset	0.08
Debt-to-Equity	0.66
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.8	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	30.4
	3-Year EPS without NRI Growth Rate	181
	3-Year Book Growth Rate	26.9

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	18.91
	9-Day RSI	35.1
	14-Day RSI	45.32
	6-1 Month Momentum %	85.39
	12-1 Month Momentum %	123.74

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-5.8
	Shareholder Yield %	-5.08

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	38.63
	FCF Margin %	115.72
	ROE %	40.29
	ROA %	2.89
	Years of Profitability over Past 10-Year	9

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	2.3
	PE Ratio without NRI	2.23
	Shiller PE Ratio	8.02
	Price-to-Owner-Earnings	2.25
	PEG Ratio	0.17
	PS Ratio	0.89
	PB Ratio	0.75
	Price-to-Tangible-Book	0.74
	Price-to-Free-Cash-Flow	0.77
	Price-to-Operating-Cash-Flow	0.74
	EV-to-Revenue	-1.45
	EV-to-FCF	-1.24
	Price-to-Projected-FCF	0.08
	Price-to-DCF (Earnings Based)	0.07
	Price-to-DCF (FCF Based)	0.07
	Price-to-Peter-Lynch-Fair-Value	0.09
	Price-to-Graham-Number	0.27
	FCF Yield %	132.84
	Forward Rate of Return (Yacktman) %	114.49

Financials

Annual Quarterly TTM

XKAZ:CCBN's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Bank CenterCredit JSC Executives

Details

GF Value: ₸1170.59

XKAZ:CCBN

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with CCBN. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ₸)	325,387
	EPS (TTM) (₸)	679.48
	Beta	0
	Volatility %	40.1
	14-Day RSI	45.32
	14-Day ATR (₸)	46.593622
	20-Day SMA (₸)	1580.5115
	12-1 Month Momentum %	123.74
	52-Week Range (₸)	672 - 1777.98
	Shares Outstanding (Mil)	184.65

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Bank CenterCredit JSC Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Bank CenterCredit JSC Stock Events

Financials Calendars

	Event	Date	Price(₸)
No Event Data

Bank CenterCredit JSC Frequently Asked Questions

What is Bank CenterCredit JSC(XKAZ:CCBN)'s stock price today?

The current price of XKAZ:CCBN is ₸1535.00. The 52 week high of XKAZ:CCBN is ₸1777.98 and 52 week low is ₸672.00.

When is next earnings date of Bank CenterCredit JSC(XKAZ:CCBN)?

The next earnings date of Bank CenterCredit JSC(XKAZ:CCBN) is .

Does Bank CenterCredit JSC(XKAZ:CCBN) pay dividends? If so, how much?

Bank CenterCredit JSC(XKAZ:CCBN) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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