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Bank CenterCredit JSC (XKAZ:CCBN) PB Ratio : 0.93 (As of Apr. 17, 2025)


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What is Bank CenterCredit JSC PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-17), Bank CenterCredit JSC's share price is ₸2866.72. Bank CenterCredit JSC's Book Value per Share for the quarter that ended in Sep. 2024 was ₸3,069.41. Hence, Bank CenterCredit JSC's PB Ratio of today is 0.93.

Warning Sign:

Bank CenterCredit JSC stock PB Ratio (=0.89) is close to 10-year high of 0.93.

The historical rank and industry rank for Bank CenterCredit JSC's PB Ratio or its related term are showing as below:

XKAZ:CCBN' s PB Ratio Range Over the Past 10 Years
Min: 0.23   Med: 0.34   Max: 0.93
Current: 0.93

During the past 13 years, Bank CenterCredit JSC's highest PB Ratio was 0.93. The lowest was 0.23. And the median was 0.34.

XKAZ:CCBN's PB Ratio is ranked worse than
55.15% of 1545 companies
in the Banks industry
Industry Median: 0.87 vs XKAZ:CCBN: 0.93

During the past 12 months, Bank CenterCredit JSC's average Book Value Per Share Growth Rate was 48.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 42.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 26.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 14.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bank CenterCredit JSC was 42.20% per year. The lowest was -13.90% per year. And the median was 5.80% per year.

Back to Basics: PB Ratio


Bank CenterCredit JSC PB Ratio Historical Data

The historical data trend for Bank CenterCredit JSC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank CenterCredit JSC PB Ratio Chart

Bank CenterCredit JSC Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.27 0.48 0.43 0.43

Bank CenterCredit JSC Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.43 0.59 0.67 0.62

Competitive Comparison of Bank CenterCredit JSC's PB Ratio

For the Banks - Regional subindustry, Bank CenterCredit JSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank CenterCredit JSC's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank CenterCredit JSC's PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank CenterCredit JSC's PB Ratio falls into.


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Bank CenterCredit JSC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Bank CenterCredit JSC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=2866.72/3069.411
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Bank CenterCredit JSC  (XKAZ:CCBN) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Bank CenterCredit JSC PB Ratio Related Terms

Thank you for viewing the detailed overview of Bank CenterCredit JSC's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Bank CenterCredit JSC Business Description

Traded in Other Exchanges
Address
38, Al-Farabi Avenue, Almaty, KAZ, 050059
Bank CenterCredit JSC is a Kazakhstan based commercial bank. Its business is divided into three segments including corporate banking, retail banking, and investment banking. Corporate banking offers direct debit facilities, current accounts, deposits, overdrafts, loans and other credit facilities. Retail banking provides private banking services, private customer current accounts, saving deposits, investment saving products, custody, credit and debit cards, consumer loans and mortgages. Investment banking offers financial instrument trading, structured financing, money market operations, foreign currency and derivative products, brokerage and asset management services, merger and acquisitions advice, and provision of funding through the issue of debt securities and attracting loans.

Bank CenterCredit JSC Headlines

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