Business Description
UmweltBank AG
SIC : 6022
ISIN : DE0005570808
Total Employee Number:
432Compare
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Traded in other countries / regions
UBK.Germany Description
UmweltBank AG is a German commercial bank headquartered in Nuremberg that specializes in environmentally and socially sustainable banking. It offers retail and business customers deposit products including savings accounts, current accounts, environmental accounts, and bonds, alongside loans and financing. On the lending side, the bank focuses on projects in renewable energy such as solar, wind, and hydropower, combined heat and power, low-energy construction, environmentally friendly production, organic farming, and recycling. Its customers are primarily private individuals, companies, and institutions in Germany seeking sustainable financial products. Revenue is generated mainly from the interest margin between deposits and loans, supplemented by fee and commission income from banking services. The bank operates predominantly in the German market and positions itself as a specialist in green finance.
Financial Strength
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.03 | |||||
Equity-to-Asset | 0.04 | |||||
Debt-to-Equity | 7.05 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -1.1 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -10.1 | |||||
3-Year EPS without NRI Growth Rate | -13.1 | |||||
3-Year Book Growth Rate | -3.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 20.28 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 14.76 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 17.2 | |||||
9-Day RSI | 26.54 | |||||
14-Day RSI | 33.87 | |||||
3-1 Month Momentum % | 10.28 | |||||
6-1 Month Momentum % | 3.39 | |||||
12-1 Month Momentum % | -2.22 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.39 | |||||
Forward Dividend Yield % | 1.39 | |||||
5-Year Yield-on-Cost % | 1.39 | |||||
3-Year Average Share Buyback Ratio | -3.6 | |||||
Shareholder Yield % | 75.92 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 19.43 | |||||
ROE % | 5.79 | |||||
ROA % | 0.21 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.05 | |||||
Forward PE Ratio | 8.51 | |||||
PE Ratio without NRI | 10.05 | |||||
Shiller PE Ratio | 6.12 | |||||
PEG Ratio | 3.35 | |||||
PS Ratio | 1.96 | |||||
PB Ratio | 0.55 | |||||
Price-to-Tangible-Book | 0.56 | |||||
EV-to-Revenue | 26.37 | |||||
EV-to-Forward-Revenue | 19.98 | |||||
Price-to-GF-Value | 0.42 | |||||
Price-to-Projected-FCF | 0.1 | |||||
Price-to-Median-PS-Value | 0.37 | |||||
Price-to-Graham-Number | 0.5 | |||||
Forward Rate of Return (Yacktman) % | 94.38 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
UmweltBank AG Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 73.398 | ||
| EPS (TTM) (€) | 0.345 | ||
| Beta | 1.0434 | ||
| 3-Year Sharpe Ratio | -0.72 | ||
| 3-Year Sortino Ratio | -0.97 | ||
| Volatility % | 26.49 | ||
| 14-Day RSI | 33.87 | ||
| 14-Day ATR (€) | 0.12152 | ||
| 20-Day SMA (€) | 3.793 | ||
| 12-1 Month Momentum % | -2.22 | ||
| 52-Week Range (€) | 3.25 - 4.24 | ||
| Shares Outstanding (Mil) | 41.4 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
UmweltBank AG Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
UmweltBank AG Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| EUR 0.050000 Cash Dividend | 2026-07-31 | -- | ||
| 5:1 Stock Split | 2017-09-18 | -- |
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UmweltBank AG Frequently Asked Questions
What is UmweltBank AG(XTER:UBK)'s stock price today?
The current price of XTER:UBK is €3.60. The 52 week high of XTER:UBK is €4.24 and 52 week low is €3.25.
When is next earnings date of UmweltBank AG(XTER:UBK)?
The next earnings date of UmweltBank AG(XTER:UBK) is .
Does UmweltBank AG(XTER:UBK) pay dividends? If so, how much?
The Dividend Yield %  of UmweltBank AG(XTER:UBK) is 1.39% (As of Today), Highest Dividend Payout Ratio of UmweltBank AG(XTER:UBK) was 16.63. The lowest was 0.1. And the median was 0.56. The  Forward Dividend Yield % of UmweltBank AG(XTER:UBK) is 1.39%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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