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UmweltBank AG (XTER:UBK) PB Ratio : 0.73 (As of Apr. 09, 2025)


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What is UmweltBank AG PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-09), UmweltBank AG's share price is €5.02. UmweltBank AG's Book Value per Share for the quarter that ended in Dec. 2023 was €6.91. Hence, UmweltBank AG's PB Ratio of today is 0.73.

Good Sign:

UmweltBank AG stock PB Ratio (=0.73) is close to 10-year low of 0.72.

The historical rank and industry rank for UmweltBank AG's PB Ratio or its related term are showing as below:

XTER:UBK' s PB Ratio Range Over the Past 10 Years
Min: 0.69   Med: 2.32   Max: 4.96
Current: 0.69

During the past 13 years, UmweltBank AG's highest PB Ratio was 4.96. The lowest was 0.69. And the median was 2.32.

XTER:UBK's PB Ratio is ranked better than
69.27% of 1526 companies
in the Banks industry
Industry Median: 0.87 vs XTER:UBK: 0.69

During the past 12 months, UmweltBank AG's average Book Value Per Share Growth Rate was -3.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 10.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 13.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 11.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of UmweltBank AG was 33.30% per year. The lowest was -7.10% per year. And the median was 10.90% per year.

Back to Basics: PB Ratio


UmweltBank AG PB Ratio Historical Data

The historical data trend for UmweltBank AG's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UmweltBank AG PB Ratio Chart

UmweltBank AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.34 2.67 2.83 1.87 1.14

UmweltBank AG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.34 2.67 2.83 1.87 1.14

Competitive Comparison of UmweltBank AG's PB Ratio

For the Banks - Regional subindustry, UmweltBank AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UmweltBank AG's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, UmweltBank AG's PB Ratio distribution charts can be found below:

* The bar in red indicates where UmweltBank AG's PB Ratio falls into.


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UmweltBank AG PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

UmweltBank AG's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=5.02/6.91
=0.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


UmweltBank AG  (XTER:UBK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


UmweltBank AG PB Ratio Related Terms

Thank you for viewing the detailed overview of UmweltBank AG's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


UmweltBank AG Business Description

Traded in Other Exchanges
Address
Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
Executives
Dietmar Von Blücher Board of Directors
Heike Schmitz Board of Directors

UmweltBank AG Headlines

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