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Oak Valley Bancorp (Oak Valley Bancorp) Accounts Receivable : $2.87 Mil (As of Dec. 2023)


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What is Oak Valley Bancorp Accounts Receivable?

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Oak Valley Bancorp's accounts receivables for the quarter that ended in Dec. 2023 was $2.87 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Oak Valley Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2023 was 13.30.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Oak Valley Bancorp's Net-Net Working Capital per share for the quarter that ended in Dec. 2023 was $-117.69.


Oak Valley Bancorp Accounts Receivable Historical Data

The historical data trend for Oak Valley Bancorp's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Oak Valley Bancorp Accounts Receivable Chart

Oak Valley Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.09 4.31 2.33 2.47 2.87

Oak Valley Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 50.43 52.22 58.85 2.87 -

Oak Valley Bancorp Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.


Oak Valley Bancorp Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Oak Valley Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2023 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=2.866/19.669*91
=13.30

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Oak Valley Bancorp's accounts receivable are only considered to be worth 75% of book value:

Oak Valley Bancorp's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2023 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(698.146+0.75 * 2.866+0.5 * 0-1676.33
-0-0)/8.29317
=-117.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Oak Valley Bancorp Accounts Receivable Related Terms

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Oak Valley Bancorp (Oak Valley Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
125 North Third Avenue, Oakdale, CA, USA, 95361
Oak Valley Bancorp is a bank holding company which operates through Oak Valley Community Bank (the Bank). The Bank offers a complement of business checking and savings accounts for its business customers. The Bank also offers commercial and real estate loans, as well as lines of credit. In addition, the bank provides other services for both individuals and businesses including online banking, remote deposit capture, mobile banking, merchant services, night depository, extended hours, wire transfer of funds, note collection, and automated teller machines in a national network. Its primary source of revenue is net interest income.
Executives
Gary Strong director 125 N THIRD AVE, OAKDALE CA 95361
Ronald C. Martin director, officer: Chief Executive Officer 125 NORTH THIRD AVENUE, OAKDALE CA 95361
Daniel J Leonard director 125 NORTH THIRD AVE, OAKDALE CA 95361
Holder H Randolph Jr director 125 N THIRD AVE, OAKDALE CA 95361
Lynn Dickerson director 125 N 3RD AVE, OAKDALE CA 95361
Allison Lafferty director 125 N THIRD AVE, OAKDALE CA 95361
James L Gilbert director 125 NORTH THIRD AVENUE, OAKDALE CA 95361
Don Barton director 125 NORTH THIRD AVENUE, OAKDALE CA 95361
Janet S Pelton director 125 NORTH THIRD AVE, OAKDALE CA 95361
Christopher M. Courtney director, officer: President 125 NORTH THIRD AVENUE, OAKDALE CA 95361
Cathy Ghan officer: EVP Commercial Real Estate 125 N THIRD AVE, OAKDALE CA 95361
Terrance P Withrow director 125 NORTH THIRD AVE, OAKDALE CA 95361
Thomas A Haidlen director 125 NORTH THIRD AVENUE, OAKDALE CA 95361
Richard A. Mccarty officer: Chief Financial Officer 125 NORTH THIRD AVENUE, OAKDALE CA 95361
Gary Stephens officer: EVP Commercial Banking Group 125 N THIRD AVE, OAKDALE CA 95361

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