OVLY (Oak Valley Bancorp) Market Cap: $279.75 Mil (As of Jul. 21, 2026)

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OVLY Oak Valley Bancorp OVLY
73 GF Score
Price $33.25
GF Value $28.56
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Oak Valley Bancorp Market Cap?

Oak Valley Bancorp OVLY +0.51% 73 Market Cap is $279.75 Mil as of Jul. 21, 2026. GuruFocus rates OVLY with a GF Score™ of 73/100 and a GF Value™ of $28.56 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,542 Banks companies, Oak Valley Bancorp ranks worse than 65.11% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Oak Valley Bancorp's share price for the quarter that ended in Mar. 2026 was $32.43. Oak Valley Bancorp's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 8.41 Mil. Therefore, Oak Valley Bancorp's market cap for the quarter that ended in Mar. 2026 was $272.83 Mil.

Oak Valley Bancorp's quarterly market cap increased from Sep. 2025 ($236.37 Mil) to Dec. 2025 ($252.14 Mil) and increased from Dec. 2025 ($252.14 Mil) to Mar. 2026 ($272.83 Mil).

Oak Valley Bancorp's annual market cap declined from Dec. 2023 ($248.38 Mil) to Dec. 2024 ($244.44 Mil) but then increased from Dec. 2024 ($244.44 Mil) to Dec. 2025 ($252.14 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Oak Valley Bancorp's Enterprise Value for Today is $124.20 Mil.


Oak Valley Bancorp  (NAS:OVLY) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Oak Valley Bancorp Market Cap Related Terms


Oak Valley Bancorp Market Cap Historical Data

* Premium members only.

The historical data trend for Oak Valley Bancorp's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oak Valley Bancorp Market Cap Chart

Oak Valley Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Market Cap
Get a 7-Day Free Trial Premium Member Only Premium Member Only 143.36 187.04 248.38 244.44 252.14

Oak Valley Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Market Cap Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 209.21 228.33 236.37 252.14 272.83

OVLY vs FRAF, LRBI, CFFI: Market Cap Comparison

For the Banks - Regional subindustry, Oak Valley Bancorp's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oak Valley Bancorp Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Oak Valley Bancorp's Market Cap distribution charts can be found below:

* The bar in red indicates where Oak Valley Bancorp's Market Cap falls into.


OVLY
73GF Score
Oak Valley Bancorp OVLY
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
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Oak Valley Bancorp Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Oak Valley Bancorp's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as

Market Cap (A: Dec. 2025 )=Share Price (A: Dec. 2025 )*Shares Outstanding (EOP) (A: Dec. 2025 )
=$30.06*8.388
=$252.14

Oak Valley Bancorp's Market Cap for the quarter that ended in Mar. 2026 is calculated as

Market Cap (Q: Mar. 2026 )=Share Price (Q: Mar. 2026 )*Shares Outstanding (EOP) (Q: Mar. 2026 )
=$32.43*8.413
=$272.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of $279.75 Mil mean?
Oak Valley Bancorp (OVLY) has a Market Cap of $279.75 Mil as of Jul. 21, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Oak Valley Bancorp and its competitors. According to the industry distribution chart, Oak Valley Bancorp ranks #1004 out of 1542 companies in the Banks industry, placing it in the top 65.1%.
Is Oak Valley Bancorp's Market Cap too high?
Oak Valley Bancorp's current Market Cap is $279.75 Mil. The Banks industry median Market Cap is 702.47. Oak Valley Bancorp's value of $279.75 Mil is 60.2% below this industry median. Based on the distribution chart, Oak Valley Bancorp ranks #1004 out of 1542 companies in the Banks industry, which is below the industry midpoint. Overall, Oak Valley Bancorp has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oak Valley Bancorp's Market Cap compare to FRAF and LRBI?
According to the Banks industry distribution chart, Oak Valley Bancorp ranks #1004 out of 1542 companies for Market Cap. This places Oak Valley Bancorp in the lower half of its industry. The industry median Market Cap is 702.47. Oak Valley Bancorp's value of $279.75 Mil is 60.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 702.47, based on 1,542 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oak Valley Bancorp's current Market Cap of $279.75 Mil is 60.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Oak Valley Bancorp and its competitors. For the Banks industry, the median Market Cap is 702.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oak Valley Bancorp's current Market Cap is $279.75 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oak Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oak Valley Bancorp (OVLY) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.56, compared to a current price of $33.25 — trading 16.4% above its estimated fair value. The current Market Cap is $279.75 Mil and 60.2% below the Banks industry median of 702.47. Oak Valley Bancorp's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Oak Valley Bancorp (OVLY), the current Market Cap is $279.75 Mil as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oak Valley Bancorp (OVLY) Overvalued in 2026?

Based on GuruFocus' analysis, Oak Valley Bancorp stock appears to be overvalued. The current stock price of $33.25 is trading 16.4% above its estimated GF Value™ of $28.56. GuruFocus considers Oak Valley Bancorp to be Modestly Overvalued.

Key valuation signals for OVLY:

  • Market Cap: $279.75 Mil
  • GF Value™: $28.56 vs. price of $33.25 (16.4% above fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 60.2% below the Banks median (#1004 of 1542)

No single metric tells the full story. See the OVLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oak Valley Bancorp Business Description

Address 125 North Third Avenue, Oakdale, CA, USA, 95361
Oak Valley Bancorp is a bank holding company that operates through Oak Valley Community Bank (the Bank). The Bank offers a complement of business checking and savings accounts for its business customers. The Bank also offers commercial and real estate loans, as well as lines of credit. In addition, the bank provides other services for both individuals and businesses including online banking, remote deposit capture, mobile banking, merchant services, night depository, extended hours, wire transfer of funds, note collection, and automated teller machines in a national network. Its primary source of revenue is net interest income.
73GF Score

Get the complete analysis for OVLY

Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.25
Price
$28.56
GF Value