Unifinz Capital India (BOM:541358) Forward Dividend Yield %: 0.39% (As of Jul. 14, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:541358 Unifinz Capital India Ltd BOM:541358
84 GF Score
Price ₹121.00
GF Value ₹190.23
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Unifinz Capital India Forward Dividend Yield %?

Unifinz Capital India BOM:541358 -4.72% 84 Forward Dividend Yield % is 0.39% as of Jul. 14, 2026. GuruFocus rates BOM:541358 with a GF Score™ of 84/100 and a GF Value™ of ₹190.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 203 Credit Services companies, Unifinz Capital India ranks worse than 92.12% on this metric.

As of today (2026-07-14), the Forward Annual Dividend Yield of Unifinz Capital India is 0.39%.

As of today (2026-07-14), the Trailing Annual Dividend Yield of Unifinz Capital India is 0.39%.

BOM:541358's Forward Dividend Yield % is ranked worse than
92.12% of 203 companies
in the Credit Services industry
Industry Median: 4 vs BOM:541358: 0.39

Unifinz Capital India's Dividends per Share for the three months ended in Mar. 2026 was ₹0.50.

During the past 12 months, Unifinz Capital India's average Dividends Per Share Growth Rate was 400.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


Unifinz Capital India  (BOM:541358) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Unifinz Capital India Forward Dividend Yield % Related Terms


BOM:541358 vs V, MA, AXP: Forward Dividend Yield % Comparison

For the Credit Services subindustry, Unifinz Capital India's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unifinz Capital India Forward Dividend Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Unifinz Capital India's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Unifinz Capital India's Forward Dividend Yield % falls into.


BOM:541358
84GF Score
Unifinz Capital India Ltd BOM:541358
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Unifinz Capital India Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Unifinz Capital India Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
INR 0.5000002026-04-062026-04-062026-04-24Cash Dividendsemi-annuallyINR:INR 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Unifinz Capital India's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=1/121.00
=0.83 %

Current Share Price is ₹121.00.
Unifinz Capital India's Dividends per Share for the forward twelve months is calculated as ₹0.5 * 2 = ₹1.

Unifinz Capital India's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=0.5/121.00
=0.41 %

Current Share Price is ₹121.00.
Unifinz Capital India's Dividends per Share for the trailing twelve months (TTM) ended in Today is ₹0.5.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 0.39% mean?
Unifinz Capital India (BOM:541358) has a Forward Dividend Yield % of 0.39% as of Jul. 14, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Unifinz Capital India and its competitors. According to the industry distribution chart, Unifinz Capital India ranks #187 out of 203 companies in the Credit Services industry, placing it in the top 92.1%.
Is Unifinz Capital India's Forward Dividend Yield % too high?
Unifinz Capital India's current Forward Dividend Yield % is 0.39%. The Credit Services industry median Forward Dividend Yield % is 4.00. Unifinz Capital India's value of 0.39% is 90.3% below this industry median. Based on the distribution chart, Unifinz Capital India ranks #187 out of 203 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Unifinz Capital India has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Unifinz Capital India's Forward Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Unifinz Capital India ranks #187 out of 203 companies for Forward Dividend Yield %. This places Unifinz Capital India in the lower half of its industry. The industry median Forward Dividend Yield % is 4.00. Unifinz Capital India's value of 0.39% is 90.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Credit Services company?
The median Forward Dividend Yield % among Credit Services companies is 4.00, based on 203 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unifinz Capital India's current Forward Dividend Yield % of 0.39% is 90.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Unifinz Capital India and its competitors. For the Credit Services industry, the median Forward Dividend Yield % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unifinz Capital India's current Forward Dividend Yield % is 0.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unifinz Capital India stock overvalued right now?
Based on GuruFocus' analysis, Unifinz Capital India (BOM:541358) is currently considered Possible Value Trap. The stock's GF Value™ is ₹190.23, compared to a current price of ₹121.00 — trading 36.4% below its estimated fair value. The current Forward Dividend Yield % is 0.39% and 90.3% below the Credit Services industry median of 4.00. Unifinz Capital India's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Unifinz Capital India (BOM:541358), the current Forward Dividend Yield % is 0.39% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unifinz Capital India (BOM:541358) Overvalued in 2026?

Based on GuruFocus' analysis, Unifinz Capital India stock appears to be undervalued. The current stock price of ₹121.00 is trading 36.4% below its estimated GF Value™ of ₹190.23. GuruFocus considers Unifinz Capital India to be Possible Value Trap.

Key valuation signals for BOM:541358:

  • Forward Dividend Yield %: 0.39%
  • GF Value™: ₹190.23 vs. price of ₹121.00 (36.4% below fair value)
  • GF Score™: 84/100 with 3 warning signs
  • Industry Position: 90.3% below the Credit Services median (#187 of 203)

No single metric tells the full story. See the BOM:541358 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unifinz Capital India Business Description

Address 24, Nehru Place, 5th Floor, Rajlok Building, New Delhi, IND, 110019
Unifinz Capital India Ltd is a Non-Banking Financial Institution. It offers unsecured personal loans under the brand name lendingplate to individuals spread across various cities in India. The company addresses the financial requirements of under-banked and unbanked populations who remain unserved or underserved by traditional banking systems. Its focus is on financing these segments: vehicles, MSMEs, and mortgage loans.
84GF Score

Get the complete analysis for BOM:541358

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹121.00
Price
₹190.23
GF Value