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Unifinz Capital IndiaBOM:541358 -2.89%60 Dividend Payout Ratio is 0.03 as of Mar. 2026, which is 200% above its 10-year median of 0.01. GuruFocus rates BOM:541358 with a GF Score™ of 60/100. The stock has 2 warning signs investors should review. Among 195 Credit Services companies, Unifinz Capital India ranks better than 99.49% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Unifinz Capital India's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.03.
The historical rank and industry rank for Unifinz Capital India's Dividend Payout Ratio or its related term are showing as below:
BOM:541358'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.01 Max: 0.01
Current: 0.01
During the past 11 years, the highest Dividend Payout Ratio of Unifinz Capital India was 0.01. The lowest was 0.01. And the median was 0.01.
BOM:541358's Dividend Payout Ratio is ranked better than 99.49% of 195
companies
in the Credit Services industry
Industry Median: 0.32
vs BOM:541358: 0.01
During the past 11 years, the highest Trailing Annual Dividend Yield of Unifinz Capital India was 0.82%. The lowest was 0.08%. And the median was 0.09%.
During the past 12 months, Unifinz Capital India's average Dividends Per Share Growth Rate was 400.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Unifinz Capital India (BOM:541358) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Unifinz Capital India Dividend Payout Ratio Related Terms
Unifinz Capital India Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Unifinz Capital India's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:541358 vs V, MA, AXP: Dividend Payout Ratio Comparison
For the Credit Services subindustry, Unifinz Capital India's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unifinz Capital India Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Unifinz Capital India's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Unifinz Capital India's Dividend Payout Ratio falls into.
Unifinz Capital India Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Unifinz Capital India's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unifinz Capital India (BOM:541358) has a Dividend Payout Ratio of 0.03 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Unifinz Capital India and its competitors. This is 200% above median its historical median of 0.01. Over the past decade, Unifinz Capital India's Dividend Payout Ratio has ranged from 0.01 to 0.01. According to the industry distribution chart, Unifinz Capital India ranks #1 out of 195 companies in the Credit Services industry, placing it in the top 0.5%.
Is Unifinz Capital India's Dividend Payout Ratio too high?
Unifinz Capital India's current Dividend Payout Ratio of 0.03 is 200% above median its 10-year median of 0.01. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.01. The Credit Services industry median Dividend Payout Ratio is 0.32. Unifinz Capital India's value of 0.03 is 90.6% below this industry median. Based on the distribution chart, Unifinz Capital India ranks #1 out of 195 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Unifinz Capital India has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Unifinz Capital India's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Unifinz Capital India ranks #1 out of 195 companies for Dividend Payout Ratio. This places Unifinz Capital India in the top 1% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Unifinz Capital India's value of 0.03 is 90.6% below this benchmark. Historically, Unifinz Capital India's own Dividend Payout Ratio has ranged from 0.01 to 0.01 over the past decade. While the company's 10-year median is 0.01 vs. the industry median of 0.32, Unifinz Capital India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unifinz Capital India's current Dividend Payout Ratio of 0.03 is 90.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Unifinz Capital India and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unifinz Capital India's current Dividend Payout Ratio is 0.03, which is 200% above median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unifinz Capital India stock overvalued right now?
Unifinz Capital India (BOM:541358) has a current Dividend Payout Ratio of 0.03. The current Dividend Payout Ratio is 0.03, which is 200% above median its 10-year median of 0.01 and 90.6% below the Credit Services industry median of 0.32. Unifinz Capital India's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Unifinz Capital India (BOM:541358), the current Dividend Payout Ratio is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Unifinz Capital India Ltd is a Non-Banking Financial Institution. It offers unsecured personal loans under the brand name lendingplate to individuals spread across various cities in India. The company addresses the financial requirements of under-banked and unbanked populations who remain unserved or underserved by traditional banking systems. Its focus is on financing these segments: vehicles, MSMEs, and mortgage loans.
60GF Score
Get the complete analysis for BOM:541358
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