Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
During the past 12 months, Banco Pine's average Dividends Per Share Growth Rate was -13.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Banco Pine was 43.00% per year. The lowest was -22.30% per year. And the median was 25.60% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Banco Pine (BSP:PINE4) Forward Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
BSP:PINE4 vs PNC, USB: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, Banco Pine's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Pine Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Pine's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Banco Pine's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Banco Pine Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
BRL 0.222941
2026-04-22
2026-04-20
2026-04-30
Cash Dividend
quarterly
BRL:BRL 1.000000
BRL 0.128550
2026-01-09
2026-01-08
2026-01-16
Cash Dividend
quarterly
BRL:BRL 1.000000
BRL 0.101707
2025-10-21
2025-10-20
2025-10-29
Cash Dividend
quarterly
BRL:BRL 1.000000
BRL 0.108886
2025-07-17
2025-07-16
2025-07-25
Cash Dividend
quarterly
BRL:BRL 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Banco Pine's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.891764
/
12.17
=
7.33 %
Current Share Price is R$12.17. Banco Pine's Dividends per Share for the forward twelve months is calculated as R$0.222941 * 4 = R$0.891764.
Banco Pine's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
0.562084
/
12.17
=
4.62 %
Current Share Price is R$12.17. Banco Pine's Dividends per Share for the trailing twelve months (TTM) ended in Today is R$0.562084.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 8.71% mean?
Banco Pine (BSP:PINE4) has a Forward Dividend Yield % of 8.71% as of Jul. 14, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Banco Pine and its competitors. According to the industry distribution chart, Banco Pine ranks #56 out of 1246 companies in the Banks industry, placing it in the top 4.5%.
Is Banco Pine's Forward Dividend Yield % too high?
Banco Pine's current Forward Dividend Yield % is 8.71%. The Banks industry median Forward Dividend Yield % is 3.12. Banco Pine's value of 8.71% is 179.2% above this industry median. Based on the distribution chart, Banco Pine ranks #56 out of 1246 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Pine has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Pine's Forward Dividend Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Pine ranks #56 out of 1246 companies for Forward Dividend Yield %. This places Banco Pine in the top 5% of its industry — outperforming the majority of peers. The industry median Forward Dividend Yield % is 3.12. Banco Pine's value of 8.71% is 179.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.12, based on 1,246 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Pine's current Forward Dividend Yield % of 8.71% is 179.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Banco Pine and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Pine's current Forward Dividend Yield % is 8.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pine stock overvalued right now?
Based on GuruFocus' analysis, Banco Pine (BSP:PINE4) is currently considered Fairly Valued. The stock's GF Value™ is R$13.32, compared to a current price of R$12.17 — trading 8.6% below its estimated fair value. The current Forward Dividend Yield % is 8.71% and 179.2% above the Banks industry median of 3.12. Banco Pine's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Banco Pine (BSP:PINE4), the current Forward Dividend Yield % is 8.71% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Pine (BSP:PINE4) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Pine stock appears to be undervalued.
The current stock price of R$12.17 is trading 8.6% below its estimated GF Value™ of R$13.32.
GuruFocus considers Banco Pine to be Fairly Valued.
Key valuation signals for BSP:PINE4:
Forward Dividend Yield %: 8.71%
GF Value™: R$13.32 vs. price of R$12.17 (8.6% below fair value)
Industry Position: 179.2% above the Banks median (#56 of 1246)
No single metric tells the full story. See the BSP:PINE4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Pine SA is a banking company. It operates commercial, credit and financing and foreign exchange portfolios. The company's operations are conducted in the context of a group of institutions which act jointly, and certain transactions involve the co-participation or intermediation of member companies of the Pine financial conglomerate. The benefits from the intercompany services and the costs for the operating and administrative structures are absorbed, either jointly or individually, by these companies as is practicable and reasonable in the circumstances.
74GF Score
Get the complete analysis for BSP:PINE4
Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:PINE4 has been successfully added to your 
