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Banco PineBSP:PINE4 -2.41%74 PS Ratio is 1.34 as of Jul. 14, 2026, which is 76% below its 10-year median of 5.68. GuruFocus rates BSP:PINE4 with a GF Score™ of 74/100 and a GF Value™ of R$13.33 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,520 Banks companies, Banco Pine ranks better than 87.24% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Banco Pine's share price is R$12.17.
Banco Pine's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was R$9.07. Hence, Banco Pine's PS Ratio for today is 1.34.
The historical rank and industry rank for Banco Pine's PS Ratio or its related term are showing as below:
BSP:PINE4'
s PS Ratio Range Over the Past 10 Years
Min: 0.47 Med: 5.68 Max: 26.73
Current: 1.29
During the past 13 years, Banco Pine's highest PS Ratio was 26.73. The lowest was 0.47. And the median was 5.68.
BSP:PINE4's PS Ratio is ranked better than 87.24% of 1520
companies
in the Banks industry
Industry Median: 3.02
vs BSP:PINE4: 1.29
During the past 12 months, the average Revenue per Share Growth Rate of Banco Pine was 87.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 71.30% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 44.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 15.70% per year.
During the past 13 years, Banco Pine's highest 3-Year average Revenue per Share Growth Rate was 71.30% per year. The lowest was -42.60% per year. And the median was 0.50% per year.
Back to Basics: PS Ratio
Banco Pine (BSP:PINE4) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Banco Pine PS Ratio Related Terms
Banco Pine PS Ratio Historical Data
* Premium members only.
The historical data trend for Banco Pine's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Pine's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Pine PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco Pine's PS Ratio distribution charts can be found below:
* The bar in red indicates where Banco Pine's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Banco Pine's Share Price of today is R$12.17. Banco Pine's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$9.07.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Banco Pine (BSP:PINE4) has a PS Ratio of 1.34 as of Jul. 14, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Pine and its competitors. This is 76% below median its historical median of 5.68. Over the past decade, Banco Pine's PS Ratio has ranged from 0.47 to 26.73. According to the industry distribution chart, Banco Pine ranks #194 out of 1520 companies in the Banks industry, placing it in the top 12.8%.
Is Banco Pine's PS Ratio too high?
Banco Pine's current PS Ratio of 1.34 is 76% below median its 10-year median of 5.68. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 26.73. The Banks industry median PS Ratio is 3.02. Banco Pine's value of 1.34 is 55.6% below this industry median. Based on the distribution chart, Banco Pine ranks #194 out of 1520 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Pine has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Pine's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Pine ranks #194 out of 1520 companies for PS Ratio. This places Banco Pine in the top 13% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.02. Banco Pine's value of 1.34 is 55.6% below this benchmark. Historically, Banco Pine's own PS Ratio has ranged from 0.47 to 26.73 over the past decade. While the company's 10-year median is 5.68 vs. the industry median of 3.02, Banco Pine has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Pine's current PS Ratio of 1.34 is 55.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Pine and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Pine's current PS Ratio is 1.34, which is 76% below median its own 10-year median of 5.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pine stock overvalued right now?
Based on GuruFocus' analysis, Banco Pine (BSP:PINE4) is currently considered Fairly Valued. The stock's GF Value™ is R$13.33, compared to a current price of R$12.17 — trading 8.7% below its estimated fair value. The current PS Ratio is 1.34, which is 76% below median its 10-year median of 5.68 and 55.6% below the Banks industry median of 3.02. Banco Pine's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Banco Pine (BSP:PINE4), the current PS Ratio is 1.34 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Pine (BSP:PINE4) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Pine stock appears to be undervalued.
The current stock price of R$12.17 is trading 8.7% below its estimated GF Value™ of R$13.33.
GuruFocus considers Banco Pine to be Fairly Valued.
Key valuation signals for BSP:PINE4:
PS Ratio: 1.34 (76% below median its 10-year median of 5.68)
GF Value™: R$13.33 vs. price of R$12.17 (8.7% below fair value)
Industry Position: 55.6% below the Banks median (#194 of 1520)
No single metric tells the full story. See the BSP:PINE4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Pine SA is a banking company. It operates commercial, credit and financing and foreign exchange portfolios. The company's operations are conducted in the context of a group of institutions which act jointly, and certain transactions involve the co-participation or intermediation of member companies of the Pine financial conglomerate. The benefits from the intercompany services and the costs for the operating and administrative structures are absorbed, either jointly or individually, by these companies as is practicable and reasonable in the circumstances.
74GF Score
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