Banco Pine (BSP:PINE4) Growth Rank: 9 (As of Sep. 06, 2026) — 800% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:PINE4 Banco Pine SA BSP:PINE4
72 GF Score
Price R$11.14
GF Value R$13.70
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Banco Pine Growth Rank?

Banco Pine BSP:PINE4 -1.24% 72 Growth Rank is 9 as of Sep. 06, 2026, which is 800% above its 10-year median of 1.00. GuruFocus rates BSP:PINE4 with a GF Score™ of 72/100 and a GF Value™ of R$13.70 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Banco Pine has the Growth Rank of 9.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Banco Pine Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Banco Pine's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Pine Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Banco Pine's Growth Rank distribution charts can be found below:

* The bar in red indicates where Banco Pine's Growth Rank falls into.


BSP:PINE4
72GF Score
Banco Pine SA BSP:PINE4
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 9 mean?
Banco Pine (BSP:PINE4) has a Growth Rank of 9 as of Sep. 06, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Banco Pine and its competitors. This is 800% above median its historical median of 1.00. Over the past decade, Banco Pine's Growth Rank has ranged from 1.00 to 9.00.
Is Banco Pine's Growth Rank too high?
Banco Pine's current Growth Rank of 9 is 800% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Banco Pine has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Pine's Growth Rank compare to competitors?
Banco Pine's Growth Rank of 9 can be compared against companies in the Banks industry. Historically, Banco Pine's own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Banco Pine and its competitors. Banco Pine's current Growth Rank is 9, which is 800% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pine stock overvalued right now?
Based on GuruFocus' analysis, Banco Pine (BSP:PINE4) is currently considered Modestly Undervalued. The stock's GF Value™ is R$13.70, compared to a current price of R$11.14 — trading 18.7% below its estimated fair value. The current Growth Rank is 9, which is 800% above median its 10-year median of 1.00. Banco Pine's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Banco Pine (BSP:PINE4), the current Growth Rank is 9 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Pine (BSP:PINE4) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Pine stock appears to be undervalued. The current stock price of R$11.14 is trading 18.7% below its estimated GF Value™ of R$13.70. GuruFocus considers Banco Pine to be Modestly Undervalued.

Key valuation signals for BSP:PINE4:

  • Growth Rank: 9 (800% above median its 10-year median of 1.00)
  • GF Value™: R$13.70 vs. price of R$11.14 (18.7% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the BSP:PINE4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Pine Business Description

Other Exchanges PINE3:Brazil
Address Avenida Presidente Juscelino Kubitschek, n° 1.830 - 4th Floor, Itaim Bibi, Pinheiros, SP, BRA, 4543900
Banco Pine SA is a banking company. It operates commercial, credit and financing and foreign exchange portfolios. The company's operations are conducted in the context of a group of institutions which act jointly, and certain transactions involve the co-participation or intermediation of member companies of the Pine financial conglomerate. The benefits from the intercompany services and the costs for the operating and administrative structures are absorbed, either jointly or individually, by these companies as is practicable and reasonable in the circumstances.
72GF Score

Get the complete analysis for BSP:PINE4

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$11.14
Price
R$13.70
GF Value