CHIX:IPFl's Forward Dividend Yield % is ranked better than 63.59% of 206
companies
in the Credit Services industry
Industry Median: 4.19
vs CHIX:IPFl: 5.17
During the past 12 months, International Personal Finance's average Dividends Per Share Growth Rate was 11.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 11.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of International Personal Finance was 68.90% per year. The lowest was -43.80% per year. And the median was 8.80% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
International Personal Finance (CHIX:IPFl) Forward Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
International Personal Finance Forward Dividend Yield % Related Terms
CHIX:IPFL vs V, MA, AXP: Forward Dividend Yield % Comparison
For the Credit Services subindustry, International Personal Finance's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International Personal Finance Forward Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, International Personal Finance's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where International Personal Finance's Forward Dividend Yield % falls into.
International Personal Finance Forward Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
International Personal Finance Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
GBP 0.090000
2026-03-26
2026-03-27
2026-05-08
Cash Dividend
semi-annually
GBP:GBP 1.000000
GBP 0.038000
2025-08-28
2025-08-29
2025-09-26
Cash Dividend
semi-annually
GBP:GBP 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 5.17% mean?
International Personal Finance (CHIX:IPFL) has a Forward Dividend Yield % of 5.17% as of Jun. 26, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on International Personal Finance and its competitors. According to the industry distribution chart, International Personal Finance ranks #75 out of 206 companies in the Credit Services industry, placing it in the top 36.4%.
Is International Personal Finance's Forward Dividend Yield % too high?
International Personal Finance's current Forward Dividend Yield % is 5.17%. The Credit Services industry median Forward Dividend Yield % is 4.19. International Personal Finance's value of 5.17% is 23.4% above this industry median. Based on the distribution chart, International Personal Finance ranks #75 out of 206 companies in the Credit Services industry, which is above the industry midpoint. Overall, International Personal Finance has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International Personal Finance's Forward Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, International Personal Finance ranks #75 out of 206 companies for Forward Dividend Yield %. This puts International Personal Finance in the upper half of its industry. The industry median Forward Dividend Yield % is 4.19. International Personal Finance's value of 5.17% is 23.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Credit Services company?
The median Forward Dividend Yield % among Credit Services companies is 4.19, based on 206 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Personal Finance's current Forward Dividend Yield % of 5.17% is 23.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on International Personal Finance and its competitors. For the Credit Services industry, the median Forward Dividend Yield % is 4.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Personal Finance's current Forward Dividend Yield % is 5.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Personal Finance stock overvalued right now?
Based on GuruFocus' analysis, International Personal Finance (CHIX:IPFL) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.55, compared to a current price of £2.48 — trading 60% above its estimated fair value. The current Forward Dividend Yield % is 5.17% and 23.4% above the Credit Services industry median of 4.19. International Personal Finance's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For International Personal Finance (CHIX:IPFL), the current Forward Dividend Yield % is 5.17% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International Personal Finance (CHIX:IPFL) Overvalued in 2026?
Based on GuruFocus' analysis, International Personal Finance stock appears to be overvalued.
The current stock price of £2.48 is trading 60% above its estimated GF Value™ of £1.55.
GuruFocus considers International Personal Finance to be Significantly Overvalued.
Key valuation signals for CHIX:IPFL:
Forward Dividend Yield %: 5.17%
GF Value™: £1.55 vs. price of £2.48 (60% above fair value)
Industry Position: 23.4% above the Credit Services median (#75 of 206)
No single metric tells the full story. See the CHIX:IPFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International Personal Finance Business Description
International Personal Finance PLC provides consumer loans. The company's segment is based on geographical regions: European home credit, Mexico home credit, and Digital. It generates maximum revenue from the European home credit segment. The company home credit business operates as the Provident brand and makes small, unsecured loans to customers with low or unstable incomes and little to no credit history. Its digital business provides loans and revolving credit lines that customers access online.
58GF Score
Get the complete analysis for CHIX:IPFL
Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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