BPER Banca SpAHAM:4BE -1.43%56 Forward Dividend Yield % is 4.98% as of Jun. 29, 2026. GuruFocus rates HAM:4BE with a GF Score™ of 56/100 and a GF Value™ of €4.96 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,249 Banks companies, BPER Banca SpA ranks better than 95.84% on this metric.
As of today (2026-06-29), the Forward Annual Dividend Yield of BPER Banca SpA is 4.98%.
As of today (2026-06-29), the Trailing Annual Dividend Yield of BPER Banca SpA is 4.98%.
HAM:4BE's Forward Dividend Yield % is ranked better than 95.84% of 1249
companies
in the Banks industry
Industry Median: 3.14
vs HAM:4BE: 4.98
During the past 12 months, BPER Banca SpA's average Dividends Per Share Growth Rate was 133.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 126.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 93.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 28.40% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of BPER Banca SpA was 126.80% per year. The lowest was -60.90% per year. And the median was -13.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
For the Banks - Regional subindustry, BPER Banca SpA's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BPER Banca SpA Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, BPER Banca SpA's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where BPER Banca SpA's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
BPER Banca SpA Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
EUR 0.560000
2026-05-18
2026-05-19
2026-05-20
Cash Dividend
semi-annually
EUR:EUR 1.000000
EUR 0.100000
2025-11-24
2025-11-25
2025-11-26
Cash Dividend
semi-annually
EUR:EUR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
BPER Banca SpA's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
1.12
/
13.256
=
8.45 %
Current Share Price is €13.256. BPER Banca SpA's Dividends per Share for the forward twelve months is calculated as €0.56 * 2 = €1.12.
BPER Banca SpA's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 4.98% mean?
BPER Banca SpA (HAM:4BE) has a Forward Dividend Yield % of 4.98% as of Jun. 29, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on BPER Banca SpA and its competitors. According to the industry distribution chart, BPER Banca SpA ranks #52 out of 1249 companies in the Banks industry, placing it in the top 4.2%.
Is BPER Banca SpA's Forward Dividend Yield % too high?
BPER Banca SpA's current Forward Dividend Yield % is 4.98%. The Banks industry median Forward Dividend Yield % is 3.14. BPER Banca SpA's value of 4.98% is 58.6% above this industry median. Based on the distribution chart, BPER Banca SpA ranks #52 out of 1249 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BPER Banca SpA has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's Forward Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, BPER Banca SpA ranks #52 out of 1249 companies for Forward Dividend Yield %. This places BPER Banca SpA in the top 4% of its industry — outperforming the majority of peers. The industry median Forward Dividend Yield % is 3.14. BPER Banca SpA's value of 4.98% is 58.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.14, based on 1,249 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BPER Banca SpA's current Forward Dividend Yield % of 4.98% is 58.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on BPER Banca SpA and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BPER Banca SpA's current Forward Dividend Yield % is 4.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (HAM:4BE) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.96, compared to a current price of €13.26 — trading 167.3% above its estimated fair value. The current Forward Dividend Yield % is 4.98% and 58.6% above the Banks industry median of 3.14. BPER Banca SpA's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For BPER Banca SpA (HAM:4BE), the current Forward Dividend Yield % is 4.98% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BPER Banca SpA (HAM:4BE) Overvalued in 2026?
Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued.
The current stock price of €13.26 is trading 167.3% above its estimated GF Value™ of €4.96.
GuruFocus considers BPER Banca SpA to be Significantly Overvalued.
Key valuation signals for HAM:4BE:
Forward Dividend Yield %: 4.98%
GF Value™: €4.96 vs. price of €13.26 (167.3% above fair value)
Industry Position: 58.6% above the Banks median (#52 of 1249)
No single metric tells the full story. See the HAM:4BE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
56GF Score
Get the complete analysis for HAM:4BE
Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HAM:4BE has been successfully added to your 