The historical rank and industry rank for BPER Banca SpA's OCF Margin % or its related term are showing as below:
HAM:4BE'
s OCF Margin % Range Over the Past 10 Years
Min: -58.2 Med: 6.83 Max: 296.56
Current: 43.78
During the past 13 years, the highest OCF Margin % of BPER Banca SpA was 296.56%. The lowest was -58.20%. And the median was 6.83%.
HAM:4BE's OCF Margin % is ranked better than 68.95% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs HAM:4BE: 43.78
BPER Banca SpA OCF Margin % Related Terms
BPER Banca SpA OCF Margin % Historical Data
* Premium members only.
The historical data trend for BPER Banca SpA's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BPER Banca SpA's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BPER Banca SpA OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BPER Banca SpA's OCF Margin % distribution charts can be found below:
* The bar in red indicates where BPER Banca SpA's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BPER Banca SpA (HAM:4BE) has a OCF Margin % of 0.00% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BPER Banca SpA and its competitors. According to the industry distribution chart, BPER Banca SpA ranks #466 out of 1501 companies in the Banks industry, placing it in the top 31%.
Is BPER Banca SpA's OCF Margin % too high?
BPER Banca SpA's current OCF Margin % is 0.00%. Based on the distribution chart, BPER Banca SpA ranks #466 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, BPER Banca SpA has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, BPER Banca SpA ranks #466 out of 1501 companies for OCF Margin %. This puts BPER Banca SpA in the upper half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BPER Banca SpA and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BPER Banca SpA's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (HAM:4BE) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.96, compared to a current price of €13.26 — trading 167.3% above its estimated fair value. The current OCF Margin % is 0.00%. BPER Banca SpA's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For BPER Banca SpA (HAM:4BE), the current OCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BPER Banca SpA (HAM:4BE) Overvalued in 2026?
Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued.
The current stock price of €13.26 is trading 167.3% above its estimated GF Value™ of €4.96.
GuruFocus considers BPER Banca SpA to be Significantly Overvalued.
Key valuation signals for HAM:4BE:
OCF Margin %: 0.00%
GF Value™: €4.96 vs. price of €13.26 (167.3% above fair value)
No single metric tells the full story. See the HAM:4BE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
56GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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