BPER Banca SpA's Total Assets for the quarter that ended in Dec. 2025 was €204,650 Mil.
Warning Sign:
If a company builds assets at 13.8% a year, faster than its revenue growth rate of 6.4% over the past 5 years, it means that the company may be getting less efficient.
During the past 12 months, BPER Banca SpA's average Total Assets Growth Rate was 45.50% per year.
During the past 3 years, the average Total Assets Growth Rate was 11.80% per year.
During the past 5 years, the average Total Assets Growth Rate was 13.80% per year.
During the past 10 years, the average Total Assets Growth Rate was 11.90% per year.
During the past 13 years, BPER Banca SpA's highest 3-Year average Total Assets Growth Rate was 21.00%. The lowest was -0.10%. And the median was 6.20%.
Note:
The Net Income data used here is four times the quarterly (Dec. 2025) data.
In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.
Total Assets is linked to total revenue through Asset Turnover.
BPER Banca SpA's Asset Turnover for the quarter that ended in Dec. 2025 is
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.
BPER Banca SpA Total Assets Related Terms
BPER Banca SpA Total Assets Historical Data
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The historical data trend for BPER Banca SpA's Total Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.
BPER Banca SpA's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BPER Banca SpA (HAM:4BE) has a Total Assets of €204,650 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on BPER Banca SpA and its competitors.
Is BPER Banca SpA's Total Assets too high?
BPER Banca SpA's current Total Assets is €204,650 Mil. Overall, BPER Banca SpA has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's Total Assets compare to competitors?
BPER Banca SpA's Total Assets of €204,650 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on BPER Banca SpA and its competitors. BPER Banca SpA's current Total Assets is €204,650 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (HAM:4BE) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.97, compared to a current price of €14.00 — trading 181.6% above its estimated fair value. The current Total Assets is €204,650 Mil. BPER Banca SpA's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For BPER Banca SpA (HAM:4BE), the current Total Assets is €204,650 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BPER Banca SpA (HAM:4BE) Overvalued in 2026?
Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued.
The current stock price of €14.00 is trading 181.6% above its estimated GF Value™ of €4.97.
GuruFocus considers BPER Banca SpA to be Significantly Overvalued.
Key valuation signals for HAM:4BE:
Total Assets: €204,650 Mil
GF Value™: €4.97 vs. price of €14.00 (181.6% above fair value)
No single metric tells the full story. See the HAM:4BE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
56GF Score
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