China Life Insurance Co (STU:CHL) Forward Dividend Yield %: 3.65% (As of Jul. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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STU:CHL China Life Insurance Co Ltd STU:CHL
65 GF Score
Price €2.99
GF Value €3.51
Valuation Modestly Undervalued
! 1 Warning Sign
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What is China Life Insurance Co Forward Dividend Yield %?

China Life Insurance Co STU:CHL +0.82% 65 Forward Dividend Yield % is 3.65% as of Jul. 21, 2026. GuruFocus rates STU:CHL with a GF Score™ of 65/100 and a GF Value™ of €3.51 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 418 Insurance companies, China Life Insurance Co ranks worse than 71.77% on this metric.

As of today (2026-07-21), the Forward Annual Dividend Yield of China Life Insurance Co is 3.65%.

As of today (2026-07-21), the Trailing Annual Dividend Yield of China Life Insurance Co is 3.65%.

STU:CHL's Forward Dividend Yield % is ranked worse than
71.77% of 418 companies
in the Insurance industry
Industry Median: 3.215 vs STU:CHL: 3.65

China Life Insurance Co's Dividends per Share for the three months ended in Mar. 2026 was €0.00.

During the past 12 months, China Life Insurance Co's average Dividends Per Share Growth Rate was 9.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 1.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -1.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of China Life Insurance Co was 71.00% per year. The lowest was -41.50% per year. And the median was 0.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


China Life Insurance Co  (STU:CHL) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


China Life Insurance Co Forward Dividend Yield % Related Terms


STU:CHL vs AFL, MET, PRU: Forward Dividend Yield % Comparison

For the Insurance - Life subindustry, China Life Insurance Co's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Life Insurance Co Forward Dividend Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, China Life Insurance Co's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where China Life Insurance Co's Forward Dividend Yield % falls into.


STU:CHL
65GF Score
China Life Insurance Co Ltd STU:CHL
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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China Life Insurance Co Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

China Life Insurance Co Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
HKD 0.7106002026-06-302026-07-032026-08-20Cash Dividendsemi-annuallyHKD:EUR 0.110686
HKD 0.2602402025-10-092025-10-112025-11-18Cash Dividendsemi-annuallyHKD:EUR 0.110529

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

China Life Insurance Co's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=0.1573069432/2.9945
=5.25 %

Current Share Price is €2.9945.
China Life Insurance Co's Dividends per Share for the forward twelve months is calculated as €0.0786534716 * 2 = €0.1573069432.

China Life Insurance Co's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=0.10741753856/2.9945
=3.59 %

Current Share Price is €2.9945.
China Life Insurance Co's Dividends per Share for the trailing twelve months (TTM) ended in Today is €0.10741753856.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 3.65% mean?
China Life Insurance Co (STU:CHL) has a Forward Dividend Yield % of 3.65% as of Jul. 21, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on China Life Insurance Co and its competitors. According to the industry distribution chart, China Life Insurance Co ranks #300 out of 418 companies in the Insurance industry, placing it in the top 71.8%.
Is China Life Insurance Co's Forward Dividend Yield % too high?
China Life Insurance Co's current Forward Dividend Yield % is 3.65%. The Insurance industry median Forward Dividend Yield % is 3.22. China Life Insurance Co's value of 3.65% is 13.5% above this industry median. Based on the distribution chart, China Life Insurance Co ranks #300 out of 418 companies in the Insurance industry, which is below the industry midpoint. Overall, China Life Insurance Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's Forward Dividend Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, China Life Insurance Co ranks #300 out of 418 companies for Forward Dividend Yield %. This places China Life Insurance Co in the lower half of its industry. The industry median Forward Dividend Yield % is 3.22. China Life Insurance Co's value of 3.65% is 13.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for an Insurance company?
The median Forward Dividend Yield % among Insurance companies is 3.22, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Life Insurance Co's current Forward Dividend Yield % of 3.65% is 13.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on China Life Insurance Co and its competitors. For the Insurance industry, the median Forward Dividend Yield % is 3.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Life Insurance Co's current Forward Dividend Yield % is 3.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (STU:CHL) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.51, compared to a current price of €2.99 — trading 14.7% below its estimated fair value. The current Forward Dividend Yield % is 3.65% and 13.5% above the Insurance industry median of 3.22. China Life Insurance Co's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For China Life Insurance Co (STU:CHL), the current Forward Dividend Yield % is 3.65% as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Life Insurance Co (STU:CHL) Overvalued in 2026?

Based on GuruFocus' analysis, China Life Insurance Co stock appears to be undervalued. The current stock price of €2.99 is trading 14.7% below its estimated GF Value™ of €3.51. GuruFocus considers China Life Insurance Co to be Modestly Undervalued.

Key valuation signals for STU:CHL:

  • Forward Dividend Yield %: 3.65%
  • GF Value™: €3.51 vs. price of €2.99 (14.7% below fair value)
  • GF Score™: 65/100 with 1 warning sign
  • Industry Position: 13.5% above the Insurance median (#300 of 418)

No single metric tells the full story. See the STU:CHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Life Insurance Co Business Description

Address 16, Financial Street, Xicheng District, Beijing, CHN, 100033
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
65GF Score

Get the complete analysis for STU:CHL

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.99
Price
€3.51
GF Value