China Life Insurance Co (STU:CHL) ROCE %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:CHL China Life Insurance Co Ltd STU:CHL
65 GF Score
Price €2.99
GF Value €3.51
Valuation Modestly Undervalued
! 1 Warning Sign
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What is China Life Insurance Co ROCE %?

China Life Insurance Co STU:CHL +0.82% 65 ROCE % is % as of Mar. 2026. GuruFocus rates STU:CHL with a GF Score™ of 65/100 and a GF Value™ of €3.51 (Modestly Undervalued). The stock has 1 warning sign investors should review.

ROCE % does not apply to banks and insurance companies.

STU:CHL
65GF Score
China Life Insurance Co Ltd STU:CHL
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
China Life Insurance Co (STU:CHL) has a ROCE % of % as of Mar. 2026.
Is China Life Insurance Co's ROCE % too high?
China Life Insurance Co's current ROCE % is %. Overall, China Life Insurance Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's ROCE % compare to AFL and MET?
China Life Insurance Co's ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 7.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 7.86, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 7.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Life Insurance Co's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (STU:CHL) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.51, compared to a current price of €2.99 — trading 14.7% below its estimated fair value. The current ROCE % is %. China Life Insurance Co's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For China Life Insurance Co (STU:CHL), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Life Insurance Co (STU:CHL) Overvalued in 2026?

Based on GuruFocus' analysis, China Life Insurance Co stock appears to be undervalued. The current stock price of €2.99 is trading 14.7% below its estimated GF Value™ of €3.51. GuruFocus considers China Life Insurance Co to be Modestly Undervalued.

Key valuation signals for STU:CHL:

  • ROCE %: %
  • GF Value™: €3.51 vs. price of €2.99 (14.7% below fair value)
  • GF Score™: 65/100 with 1 warning sign

No single metric tells the full story. See the STU:CHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Life Insurance Co Business Description

Address 16, Financial Street, Xicheng District, Beijing, CHN, 100033
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
65GF Score

Get the complete analysis for STU:CHL

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.99
Price
€3.51
GF Value