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1895 Bancorp of Wisconsin (1895 Bancorp of Wisconsin) Net Income : $-6.79 Mil (TTM As of Dec. 2023)


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What is 1895 Bancorp of Wisconsin Net Income?

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. 1895 Bancorp of Wisconsin's Net Income for the three months ended in Dec. 2023 was $-2.28 Mil. Its Net Income for the trailing twelve months (TTM) ended in Dec. 2023 was $-6.79 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. 1895 Bancorp of Wisconsin's Earnings per Share (Diluted) for the three months ended in Dec. 2023 was $-0.41.


1895 Bancorp of Wisconsin Net Income Historical Data

The historical data trend for 1895 Bancorp of Wisconsin's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

1895 Bancorp of Wisconsin Net Income Chart

1895 Bancorp of Wisconsin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Income
Get a 7-Day Free Trial 0.45 1.32 0.09 -0.15 -6.79

1895 Bancorp of Wisconsin Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 -0.36 -0.51 -3.64 -2.28

1895 Bancorp of Wisconsin Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

1895 Bancorp of Wisconsin's Net Income for the fiscal year that ended in Dec. 2023 is calculated as

Net Income(A: Dec. 2023 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=-6.404+-0.388+0+0
=-6.79

1895 Bancorp of Wisconsin's Net Income for the quarter that ended in Dec. 2023 is calculated as

Net Income(Q: Dec. 2023 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=-2.895+0.613+0+0
=-2.28

Net Income for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $-6.79 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


1895 Bancorp of Wisconsin  (NAS:BCOW) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

1895 Bancorp of Wisconsin's Earnings per Share (Diluted) (EPS) for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


1895 Bancorp of Wisconsin Net Income Related Terms

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1895 Bancorp of Wisconsin (1895 Bancorp of Wisconsin) Business Description

Traded in Other Exchanges
N/A
Address
7001 West Edgerton Avenue, Greenfield, WI, USA, 53220
1895 Bancorp of Wisconsin Inc acts as the mutual holding company reorganization of PyraMax Bank, FSB, to become the savings and loan holding company of PyraMax Bank, FSB. Its business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one-to-four family residential real estate loans, commercial real estate loans, commercial loans, and consumer loans.
Executives
Steven T. Klitzing officer: SVP and CFO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Gary Zenobi director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
David R Ball director, officer: President and CEO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Kristina Hill director C/O 1895 BANCORP OF WISCONSIN, INC., 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Thomas K. Peterson officer: SVP and Comm Lending Officer 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Monica Baker officer: EVP and COO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Daniel Kempel officer: SVP and CCO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Richard B Hurd director, officer: EVP - Strategic Planning Ofcr 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Eric T. Hurd officer: SVP and CLO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Joseph G. Murphy director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
James Spiegelberg director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
John Talsky director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Richard J Krier officer: Chief Financial Officer 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Darrell A. Francis director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Charles Mauer officer: SVP and Chief Credit Officer 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220