BCOW (1895 Bancorp of Wisconsin) FCF Margin %: 0.00% (As of Mar. 2026)

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BCOW 1895 Bancorp of Wisconsin Inc BCOW
44 GF Score
Price $17.70
GF Value $12.69
Valuation Significantly Overvalued
! 5 Warning Signs
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What is 1895 Bancorp of Wisconsin FCF Margin %?

1895 Bancorp of Wisconsin BCOW 44 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates BCOW with a GF Score™ of 44/100 and a GF Value™ of $12.69 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, 1895 Bancorp of Wisconsin ranks worse than 57.46% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. 1895 Bancorp of Wisconsin's Free Cash Flow for the three months ended in Mar. 2026 was $0.00 Mil. 1895 Bancorp of Wisconsin's Revenue for the three months ended in Mar. 2026 was $4.45 Mil. Therefore, 1895 Bancorp of Wisconsin's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, 1895 Bancorp of Wisconsin's current FCF Yield % is 4.12%.

The historical rank and industry rank for 1895 Bancorp of Wisconsin's FCF Margin % or its related term are showing as below:

BCOW' s FCF Margin % Range Over the Past 10 Years
Min: -14.8   Med: 3.72   Max: 20.9
Current: 20.52


During the past 10 years, the highest FCF Margin % of 1895 Bancorp of Wisconsin was 20.90%. The lowest was -14.80%. And the median was 3.72%.

BCOW's FCF Margin % is ranked worse than
57.46% of 1502 companies
in the Banks industry
Industry Median: 25.845 vs BCOW: 20.52


1895 Bancorp of Wisconsin FCF Margin % Related Terms


1895 Bancorp of Wisconsin FCF Margin % Historical Data

* Premium members only.

The historical data trend for 1895 Bancorp of Wisconsin's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1895 Bancorp of Wisconsin FCF Margin % Chart

1895 Bancorp of Wisconsin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.93 14.19 -14.80 2.35 20.90

1895 Bancorp of Wisconsin Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BCOW vs UWHR, PBKC, FUSB: FCF Margin % Comparison

For the Banks - Regional subindustry, 1895 Bancorp of Wisconsin's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1895 Bancorp of Wisconsin FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, 1895 Bancorp of Wisconsin's FCF Margin % distribution charts can be found below:

* The bar in red indicates where 1895 Bancorp of Wisconsin's FCF Margin % falls into.


BCOW
44GF Score
1895 Bancorp of Wisconsin Inc BCOW
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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1895 Bancorp of Wisconsin FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

1895 Bancorp of Wisconsin's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=3.754/17.962
=20.90 %

1895 Bancorp of Wisconsin's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/4.453
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
1895 Bancorp of Wisconsin (BCOW) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on 1895 Bancorp of Wisconsin and its competitors. According to the industry distribution chart, 1895 Bancorp of Wisconsin ranks #863 out of 1502 companies in the Banks industry, placing it in the top 57.5%.
Is 1895 Bancorp of Wisconsin's FCF Margin % too high?
1895 Bancorp of Wisconsin's current FCF Margin % is 0.00%. Based on the distribution chart, 1895 Bancorp of Wisconsin ranks #863 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, 1895 Bancorp of Wisconsin has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 1895 Bancorp of Wisconsin's FCF Margin % compare to UWHR and PBKC?
According to the Banks industry distribution chart, 1895 Bancorp of Wisconsin ranks #863 out of 1502 companies for FCF Margin %. This places 1895 Bancorp of Wisconsin in the lower half of its industry. The industry median FCF Margin % is 25.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.85, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on 1895 Bancorp of Wisconsin and its competitors. For the Banks industry, the median FCF Margin % is 25.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 1895 Bancorp of Wisconsin's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1895 Bancorp of Wisconsin stock overvalued right now?
Based on GuruFocus' analysis, 1895 Bancorp of Wisconsin (BCOW) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.69, compared to a current price of $17.70 — trading 39.5% above its estimated fair value. The current FCF Margin % is 0.00%. 1895 Bancorp of Wisconsin's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For 1895 Bancorp of Wisconsin (BCOW), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1895 Bancorp of Wisconsin (BCOW) Overvalued in 2026?

Based on GuruFocus' analysis, 1895 Bancorp of Wisconsin stock appears to be overvalued. The current stock price of $17.70 is trading 39.5% above its estimated GF Value™ of $12.69. GuruFocus considers 1895 Bancorp of Wisconsin to be Significantly Overvalued.

Key valuation signals for BCOW:

  • FCF Margin %: 0.00%
  • GF Value™: $12.69 vs. price of $17.70 (39.5% above fair value)
  • GF Score™: 44/100 with 5 warning signs

No single metric tells the full story. See the BCOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


1895 Bancorp of Wisconsin Business Description

Address 7001 West Edgerton Avenue, Greenfield, WI, USA, 53220
1895 Bancorp of Wisconsin Inc is a holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate loans (which includes non-owner occupied commercial real estate, multi-family, owner occupied commercial real estate and one- to four-family non-owner occupied loans), commercial loans (which includes commercial and industrial loans) and consumer loans.
44GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.70
Price
$12.69
GF Value