BCOW (1895 Bancorp of Wisconsin) PEG Ratio: 47.84 (As of Aug. 01, 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BCOW 1895 Bancorp of Wisconsin Inc BCOW
44 GF Score
Price $17.70
GF Value $12.69
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is 1895 Bancorp of Wisconsin PEG Ratio?

1895 Bancorp of Wisconsin BCOW 44 PEG Ratio is 47.84 as of Aug. 01, 2026, which is 50% below its 10-year median of 95.25. GuruFocus rates BCOW with a GF Score™ of 44/100 and a GF Value™ of $12.69 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,231 Banks companies, 1895 Bancorp of Wisconsin ranks worse than 98.62% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, 1895 Bancorp of Wisconsin's PE Ratio without NRI is 47.84. 1895 Bancorp of Wisconsin's 5-Year Book Value growth rate is 1.00%. Therefore, 1895 Bancorp of Wisconsin's PEG Ratio for today is 47.84.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for 1895 Bancorp of Wisconsin's PEG Ratio or its related term are showing as below:

BCOW' s PEG Ratio Range Over the Past 10 Years
Min: 25.23   Med: 95.25   Max: 643.75
Current: 47.84


During the past 10 years, 1895 Bancorp of Wisconsin's highest PEG Ratio was 643.75. The lowest was 25.23. And the median was 95.25.


BCOW's PEG Ratio is ranked worse than
98.62% of 1231 companies
in the Banks industry
Industry Median: 1.56 vs BCOW: 47.84

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


1895 Bancorp of Wisconsin  (OTCPK:BCOW) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


1895 Bancorp of Wisconsin PEG Ratio Related Terms


1895 Bancorp of Wisconsin PEG Ratio Historical Data

* Premium members only.

The historical data trend for 1895 Bancorp of Wisconsin's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1895 Bancorp of Wisconsin PEG Ratio Chart

1895 Bancorp of Wisconsin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 354.51 0.00 0.00 0.00 42.33

1895 Bancorp of Wisconsin Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 579.55 97.72 42.33 25.29

BCOW vs UWHR, PBKC, FUSB: PEG Ratio Comparison

For the Banks - Regional subindustry, 1895 Bancorp of Wisconsin's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1895 Bancorp of Wisconsin PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, 1895 Bancorp of Wisconsin's PEG Ratio distribution charts can be found below:

* The bar in red indicates where 1895 Bancorp of Wisconsin's PEG Ratio falls into.


BCOW
44GF Score
1895 Bancorp of Wisconsin Inc BCOW
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

1895 Bancorp of Wisconsin PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

1895 Bancorp of Wisconsin's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=47.837837837838/1.00
=47.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 47.84 mean?
1895 Bancorp of Wisconsin (BCOW) has a PEG Ratio of 47.84 as of Aug. 01, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on 1895 Bancorp of Wisconsin and its competitors. This is 50% below median its historical median of 95.25. Over the past decade, 1895 Bancorp of Wisconsin's PEG Ratio has ranged from 25.23 to 643.75. According to the industry distribution chart, 1895 Bancorp of Wisconsin ranks #1214 out of 1231 companies in the Banks industry, placing it in the top 98.6%.
Is 1895 Bancorp of Wisconsin's PEG Ratio too high?
1895 Bancorp of Wisconsin's current PEG Ratio of 47.84 is 50% below median its 10-year median of 95.25. Over the past 10 years, this metric has ranged from a low of 25.23 to a high of 643.75. The Banks industry median PEG Ratio is 1.56. 1895 Bancorp of Wisconsin's value of 47.84 is 2966.7% above this industry median. Based on the distribution chart, 1895 Bancorp of Wisconsin ranks #1214 out of 1231 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, 1895 Bancorp of Wisconsin has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 1895 Bancorp of Wisconsin's PEG Ratio compare to UWHR and PBKC?
According to the Banks industry distribution chart, 1895 Bancorp of Wisconsin ranks #1214 out of 1231 companies for PEG Ratio. This places 1895 Bancorp of Wisconsin in the lower half of its industry. The industry median PEG Ratio is 1.56. 1895 Bancorp of Wisconsin's value of 47.84 is 2966.7% above this benchmark. Historically, 1895 Bancorp of Wisconsin's own PEG Ratio has ranged from 25.23 to 643.75 over the past decade. While the company's 10-year median is 95.25 vs. the industry median of 1.56, 1895 Bancorp of Wisconsin has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 1895 Bancorp of Wisconsin's current PEG Ratio of 47.84 is 2966.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on 1895 Bancorp of Wisconsin and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 1895 Bancorp of Wisconsin's current PEG Ratio is 47.84, which is 50% below median its own 10-year median of 95.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1895 Bancorp of Wisconsin stock overvalued right now?
Based on GuruFocus' analysis, 1895 Bancorp of Wisconsin (BCOW) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.69, compared to a current price of $17.70 — trading 39.5% above its estimated fair value. The current PEG Ratio is 47.84, which is 50% below median its 10-year median of 95.25 and 2966.7% above the Banks industry median of 1.56. 1895 Bancorp of Wisconsin's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For 1895 Bancorp of Wisconsin (BCOW), the current PEG Ratio is 47.84 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1895 Bancorp of Wisconsin (BCOW) Overvalued in 2026?

Based on GuruFocus' analysis, 1895 Bancorp of Wisconsin stock appears to be overvalued. The current stock price of $17.70 is trading 39.5% above its estimated GF Value™ of $12.69. GuruFocus considers 1895 Bancorp of Wisconsin to be Significantly Overvalued.

Key valuation signals for BCOW:

  • PEG Ratio: 47.84 (50% below median its 10-year median of 95.25)
  • GF Value™: $12.69 vs. price of $17.70 (39.5% above fair value)
  • GF Score™: 44/100 with 5 warning signs
  • Industry Position: 2966.7% above the Banks median (#1214 of 1231)

No single metric tells the full story. See the BCOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


1895 Bancorp of Wisconsin Business Description

Address 7001 West Edgerton Avenue, Greenfield, WI, USA, 53220
1895 Bancorp of Wisconsin Inc is a holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate loans (which includes non-owner occupied commercial real estate, multi-family, owner occupied commercial real estate and one- to four-family non-owner occupied loans), commercial loans (which includes commercial and industrial loans) and consumer loans.
44GF Score

Get the complete analysis for BCOW

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.70
Price
$12.69
GF Value