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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. 1895 Bancorp of Wisconsin's Total Liabilities for the quarter that ended in Jun. 2026 was $519.54 Mil. 1895 Bancorp of Wisconsin's Total Assets for the quarter that ended in Jun. 2026 was $591.18 Mil.
Therefore, 1895 Bancorp of Wisconsin's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.88.
1895 Bancorp of Wisconsin (OTCPK:BCOW) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
1895 Bancorp of Wisconsin Liabilities-to-Assets Related Terms
1895 Bancorp of Wisconsin Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
1895 Bancorp of Wisconsin Liabilities-to-Assets Chart
BCOW vs CZBC, CZBT, AUBN: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, 1895 Bancorp of Wisconsin's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
1895 Bancorp of Wisconsin Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, 1895 Bancorp of Wisconsin's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where 1895 Bancorp of Wisconsin's Liabilities-to-Assets falls into.
1895 Bancorp of Wisconsin Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
1895 Bancorp of Wisconsin's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
1895 Bancorp of Wisconsin (BCOW) has a Liabilities-to-Assets of 0.88 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on 1895 Bancorp of Wisconsin and its competitors.
Is 1895 Bancorp of Wisconsin's Liabilities-to-Assets too high?
1895 Bancorp of Wisconsin's current Liabilities-to-Assets is 0.88. Overall, 1895 Bancorp of Wisconsin has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 1895 Bancorp of Wisconsin's Liabilities-to-Assets compare to CZBC and CZBT?
1895 Bancorp of Wisconsin's Liabilities-to-Assets of 0.88 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on 1895 Bancorp of Wisconsin and its competitors. 1895 Bancorp of Wisconsin's current Liabilities-to-Assets is 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1895 Bancorp of Wisconsin stock overvalued right now?
Based on GuruFocus' analysis, 1895 Bancorp of Wisconsin (BCOW) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.92, compared to a current price of $17.70 — trading 37% above its estimated fair value. The current Liabilities-to-Assets is 0.88. 1895 Bancorp of Wisconsin's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For 1895 Bancorp of Wisconsin (BCOW), the current Liabilities-to-Assets is 0.88 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 1895 Bancorp of Wisconsin (BCOW) Overvalued in 2026?
Based on GuruFocus' analysis, 1895 Bancorp of Wisconsin stock appears to be overvalued.
The current stock price of $17.70 is trading 37% above its estimated GF Value™ of $12.92.
GuruFocus considers 1895 Bancorp of Wisconsin to be Significantly Overvalued.
Key valuation signals for BCOW:
Liabilities-to-Assets: 0.88
GF Value™: $12.92 vs. price of $17.70 (37% above fair value)
No single metric tells the full story. See the BCOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
1895 Bancorp of Wisconsin Inc is a holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate loans (which includes non-owner occupied commercial real estate, multi-family, owner occupied commercial real estate and one- to four-family non-owner occupied loans), commercial loans (which includes commercial and industrial loans) and consumer loans.
47GF Score
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