GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Grupo Supervielle SA (NYSE:SUPV) » Definitions » Net Interest Margin (Bank Only) %

Grupo Supervielle (Grupo Supervielle) Net Interest Margin (Bank Only) % : 40.00% (As of Sep. 2023)


View and export this data going back to 2016. Start your Free Trial

What is Grupo Supervielle Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Grupo Supervielle's annualized Net Interest Income (for Banks) for the quarter that ended in Sep. 2023 was $746.6 Mil. Grupo Supervielle's average earning assets for the quarter that ended in Sep. 2023 was $1,866.5 Mil. Therefore, Grupo Supervielle's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Sep. 2023 was 40.00%.


Grupo Supervielle Net Interest Margin (Bank Only) % Historical Data

The historical data trend for Grupo Supervielle's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Grupo Supervielle Net Interest Margin (Bank Only) % Chart

Grupo Supervielle Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.22 12.62 52.60 21.01 12.93

Grupo Supervielle Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 51.43 -40.92 18.52 33.97 40.00

Competitive Comparison of Grupo Supervielle's Net Interest Margin (Bank Only) %

For the Banks - Regional subindustry, Grupo Supervielle's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Supervielle's Net Interest Margin (Bank Only) % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Grupo Supervielle's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Grupo Supervielle's Net Interest Margin (Bank Only) % falls into.



Grupo Supervielle Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Grupo Supervielle's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2022 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2022 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2021 ) + Earning Assets (A: Dec. 2022 ))/ count )
=515.165/( (4936.507 + 3034.287)/ 2 )
=515.165/3985.397
=12.93 %

where

Earning Assets(A: Dec. 2021 )
=Money Market Investments + Net Loan + Securities & Investments
=826.499 + 2149.908 + 1960.1
=4936.507

Earning Assets(A: Dec. 2022 )
=Money Market Investments + Net Loan + Securities & Investments
=128.729 + 1140.121 + 1765.437
=3034.287

Grupo Supervielle's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Sep. 2023 is calculated as

Net Interest Margin (Bank Only) %(Q: Sep. 2023 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jun. 2023 ) + Earning Assets (Q: Sep. 2023 ))/ count )
=746.6/( (1516.749 + 2216.33)/ 2 )
=746.6/1866.5395
=40.00 %

where

Earning Assets(Q: Jun. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=676.438 + 599.207 + 241.104
=1516.749

Earning Assets(Q: Sep. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=514.115 + 467.634 + 1234.581
=2216.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Sep. 2023) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


Grupo Supervielle  (NYSE:SUPV) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Grupo Supervielle Net Interest Margin (Bank Only) % Related Terms

Thank you for viewing the detailed overview of Grupo Supervielle's Net Interest Margin (Bank Only) % provided by GuruFocus.com. Please click on the following links to see related term pages.


Grupo Supervielle (Grupo Supervielle) Business Description

Industry
Traded in Other Exchanges
Address
Bartolome Mitre 434, Buenos Aires, ARG, C1036AAH
Grupo Supervielle SA offers financial products & services. The company's segments include Personal and Business Banking, Corporate Banking, Bank Treasury, Consumer Finance, Insurance, Asset Management, and other services. The company provides services to individuals, small businesses, middle-market companies, and large corporates in Argentina. The company also offers mutual fund services.

Grupo Supervielle (Grupo Supervielle) Headlines

From GuruFocus

Grupo Supervielle Reports 3Q22 Results

By Business Wire Business Wire 11-10-2022

A Duo of Underperforming Stocks to Reduce

By Alberto Abaterusso Alberto Abaterusso 06-02-2021

Grupo Supervielle Reports 2Q23 Results

By Business Wire 08-23-2023

Grupo Supervielle Reports 2Q21 Results

By Business Wire Business Wire 08-25-2021

Grupo Supervielle S.A. Reports 4Q20 & FY20 Consolidated Results

By Business Wire Business Wire 03-09-2021

Grupo Supervielle Reports 4Q21 Results

By Business Wire Business Wire 03-02-2022

Grupo Supervielle Reports 1Q23 Results

By Business Wire Business Wire 05-22-2023

Grupo Supervielle Reports 3Q23 Results

By Business Wire 11-27-2023