SUPV (Grupo Supervielle) ROE %: -6.70% (As of Mar. 2026)


SUPV Grupo Supervielle SA SUPV
61 GF Score
Price $9.35
GF Value $3.99
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Grupo Supervielle ROE %?

Grupo Supervielle SUPV -7.61% 61 ROE % is -6.70% as of Mar. 2026. GuruFocus rates SUPV with a GF Score™ of 61/100 and a GF Value™ of $3.99 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,523 Banks companies, Grupo Supervielle ranks worse than 95.8% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Grupo Supervielle's annualized net income for the quarter that ended in Mar. 2026 was $-48.8 Mil. Grupo Supervielle's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was $728.4 Mil. Therefore, Grupo Supervielle's annualized ROE % for the quarter that ended in Mar. 2026 was -6.70%.

The historical rank and industry rank for Grupo Supervielle's ROE % or its related term are showing as below:

SUPV' s ROE % Range Over the Past 10 Years
Min: -27.48   Med: -5.5   Max: 28.69
Current: -0.35

During the past 13 years, Grupo Supervielle's highest ROE % was 28.69%. The lowest was -27.48%. And the median was -5.50%.

SUPV's ROE % is ranked worse than
95.8% of 1523 companies
in the Banks industry
Industry Median: 10.22 vs SUPV: -0.35

Grupo Supervielle  (NYSE:SUPV) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-48.804/728.3575
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-48.804 / 939.748)*(939.748 / 5592.4925)*(5592.4925 / 728.3575)
=Net Margin %*Asset Turnover*Equity Multiplier
=-5.19 %*0.168*7.6782
=ROA %*Equity Multiplier
=-0.87 %*7.6782
=-6.70 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-48.804/728.3575
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-48.804 / -63.948) * (-63.948 / 939.748) * (939.748 / 5592.4925) * (5592.4925 / 728.3575)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7632 * -6.8 % * 0.168 * 7.6782
=-6.70 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Grupo Supervielle ROE % Related Terms


Grupo Supervielle ROE % Historical Data

* Premium members only.

The historical data trend for Grupo Supervielle's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Supervielle ROE % Chart

Grupo Supervielle Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -12.59 -15.02 21.71 8.79 -3.01

Grupo Supervielle Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.81 4.20 5.63 0.00 -6.70

SUPV vs PNC, USB: ROE % Comparison

For the Banks - Regional subindustry, Grupo Supervielle's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Supervielle ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Supervielle's ROE % distribution charts can be found below:

* The bar in red indicates where Grupo Supervielle's ROE % falls into.


SUPV
61GF Score
Grupo Supervielle SA SUPV
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Supervielle ROE % Calculation

Grupo Supervielle's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=-25.885/( (1039.021+678.83)/ 2 )
=-25.885/858.9255
=-3.01 %

Grupo Supervielle's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=-48.804/( (678.83+777.885)/ 2 )
=-48.804/728.3575
=-6.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -6.70% mean?
Grupo Supervielle (SUPV) has a ROE % of -6.70% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Grupo Supervielle and its competitors. According to the industry distribution chart, Grupo Supervielle ranks #1459 out of 1523 companies in the Banks industry, placing it in the top 95.8%.
Is Grupo Supervielle's ROE % too high?
Grupo Supervielle's current ROE % is -6.70%. Based on the distribution chart, Grupo Supervielle ranks #1459 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Supervielle has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Supervielle's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Supervielle ranks #1459 out of 1523 companies for ROE %. This places Grupo Supervielle in the lower half of its industry. The industry median ROE % is 10.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Grupo Supervielle and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Supervielle's current ROE % is -6.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Supervielle stock overvalued right now?
Based on GuruFocus' analysis, Grupo Supervielle (SUPV) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.99, compared to a current price of $9.35 — trading 134.3% above its estimated fair value. The current ROE % is -6.70%. Grupo Supervielle's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Grupo Supervielle (SUPV), the current ROE % is -6.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Supervielle (SUPV) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Supervielle stock appears to be overvalued. The current stock price of $9.35 is trading 134.3% above its estimated GF Value™ of $3.99. GuruFocus considers Grupo Supervielle to be Significantly Overvalued.

Key valuation signals for SUPV:

  • ROE %: -6.70%
  • GF Value™: $3.99 vs. price of $9.35 (134.3% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the SUPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Supervielle Business Description

Address Reconquista 330, Buenos Aires, ARG, C1003ABG
Grupo Supervielle SA a diversified financial services group in Argentina. It offers a broad range of financial products and services including lending, savings and investments, insurance, payments and cash management services, car loans, and asset management, positioning itself as a one-stop destination for financial needs. It operates exclusively in Argentina, through the Bank, which serves as its main banking subsidiary, delivering a comprehensive suite of financial services to retail, SMEs and corporate customers. Its segments include Personal & Business Banking; Corporate Banking; Bank Treasury; Insurance; and Asset Management and Other Services (which includes IOL invertironline). The majority of the revenue is derived from Personal & Business Banking segment.
61GF Score

Get the complete analysis for SUPV

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.35
Price
$3.99
GF Value