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Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
Grupo Supervielle's Sloan Ratio for the quarter that ended in Mar. 2026 was 0.00%.
As of Mar. 2026, Grupo Supervielle has a Sloan Ratio of 0.00%, indicating the company is in the safe zone and there is no funny business with accruals.
Grupo Supervielle (NYSE:SUPV) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Mar. 2026, Grupo Supervielle has a Sloan Ratio of 0.00%, indicating the company is in the safe zone and there is no funny business with accruals.
Grupo Supervielle Sloan Ratio % Related Terms
Grupo Supervielle Sloan Ratio % Historical Data
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The historical data trend for Grupo Supervielle's Sloan Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Supervielle's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Supervielle Sloan Ratio % vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Supervielle's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Grupo Supervielle's Sloan Ratio % falls into.
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Grupo Supervielle's Sloan Ratio for the fiscal year that ended in Dec. 2025 is calculated as
Grupo Supervielle's Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was 9.874 (Mar. 2025 ) + 11.459 (Jun. 2025 ) + 0 (Dec. 2025 ) + -12.201 (Mar. 2026 ) = $9.1 Mil.
Grupo Supervielle's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was -59.684 (Mar. 2025 ) + 153.376 (Jun. 2025 ) + 0 (Dec. 2025 ) + -177.497 (Mar. 2026 ) = $-83.8 Mil.
Grupo Supervielle's Cash Flow from Investing for the trailing twelve months (TTM) ended in Mar. 2026 was -8.794 (Mar. 2025 ) + -7.5 (Jun. 2025 ) + 0 (Dec. 2025 ) + -5.317 (Mar. 2026 ) = $-21.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Supervielle (SUPV) has a Sloan Ratio % of 0.00% as of Mar. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Grupo Supervielle and its competitors.
Is Grupo Supervielle's Sloan Ratio % too high?
Grupo Supervielle's current Sloan Ratio % is 0.00%. Overall, Grupo Supervielle has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Supervielle's Sloan Ratio % compare to PNC and USB?
Grupo Supervielle's Sloan Ratio % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for a Banks company?
A good Sloan Ratio % depends on the Banks industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Grupo Supervielle and its competitors. Grupo Supervielle's current Sloan Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Supervielle stock overvalued right now?
Based on GuruFocus' analysis, Grupo Supervielle (SUPV) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.54, compared to a current price of $8.37 — trading 136.4% above its estimated fair value. The current Sloan Ratio % is 0.00%. Grupo Supervielle's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Grupo Supervielle (SUPV), the current Sloan Ratio % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Supervielle (SUPV) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Supervielle stock appears to be overvalued.
The current stock price of $8.37 is trading 136.4% above its estimated GF Value™ of $3.54.
GuruFocus considers Grupo Supervielle to be Significantly Overvalued.
Key valuation signals for SUPV:
Sloan Ratio %: 0.00%
GF Value™: $3.54 vs. price of $8.37 (136.4% above fair value)
No single metric tells the full story. See the SUPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Supervielle SA a diversified financial services group in Argentina. It offers a broad range of financial products and services including lending, savings and investments, insurance, payments and cash management services, car loans, and asset management, positioning itself as a one-stop destination for financial needs. It operates exclusively in Argentina, through the Bank, which serves as its main banking subsidiary, delivering a comprehensive suite of financial services to retail, SMEs and corporate customers. Its segments include Personal & Business Banking; Corporate Banking; Bank Treasury; Insurance; and Asset Management and Other Services (which includes IOL invertironline). The majority of the revenue is derived from Personal & Business Banking segment.
60GF Score
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