SUPV (Grupo Supervielle) Graham Number: $4.03 (As of Mar. 2026) — 398% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SUPV Grupo Supervielle SA SUPV
63 GF Score
Price $9.40
GF Value $4.06
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Grupo Supervielle Graham Number?

Grupo Supervielle SUPV -2.29% 63 Graham Number is $4.03 as of Mar. 2026, which is 398% above its 10-year median of 0.81. GuruFocus rates SUPV with a GF Score™ of 63/100 and a GF Value™ of $4.06 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,433 Banks companies, Grupo Supervielle ranks worse than 69783.6% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-07-29), the stock price of Grupo Supervielle is $9.40. Grupo Supervielle's graham number for the quarter that ended in Mar. 2026 was $4.03. Therefore, Grupo Supervielle's Price to Graham Number ratio for today is N/A.

The historical rank and industry rank for Grupo Supervielle's Graham Number or its related term are showing as below:

During the past 13 years, the highest Price to Graham Number ratio of Grupo Supervielle was 3.66. The lowest was 0.23. And the median was 0.81.

SUPV's Price-to-Graham-Number is not ranked *
in the Banks industry.
Industry Median: 0.82
* Ranked among companies with meaningful Price-to-Graham-Number only.

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Grupo Supervielle  (NYSE:SUPV) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Grupo Supervielle's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Mar. 2026 )
=9.40/N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Grupo Supervielle Graham Number Related Terms


Grupo Supervielle Graham Number Historical Data

* Premium members only.

The historical data trend for Grupo Supervielle's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Supervielle Graham Number Chart

Grupo Supervielle Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Graham Number
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 47.01 18.73 0.00

Grupo Supervielle Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.33 17.29 15.77 13.63 4.03

SUPV vs PNC, USB: Graham Number Comparison

For the Banks - Regional subindustry, Grupo Supervielle's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Supervielle Price-to-Graham-Number vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Supervielle's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Grupo Supervielle's Price-to-Graham-Number falls into.


SUPV
63GF Score
Grupo Supervielle SA SUPV
Graham Number is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Supervielle Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Grupo Supervielle's Graham Number for the fiscal year that ended in Dec. 2025 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*5.84*-0.292)
=N/A

Grupo Supervielle's Graham Number for the quarter that ended in Mar. 2026 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*6.869*-0.008)
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of $4.03 mean?
Grupo Supervielle (SUPV) has a Graham Number of $4.03 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Grupo Supervielle and its competitors. This is 398% above median its historical median of 0.81. Over the past decade, Grupo Supervielle's Graham Number has ranged from 0.23 to 3.66. According to the industry distribution chart, Grupo Supervielle ranks #999999 out of 1433 companies in the Banks industry.
Is Grupo Supervielle's Graham Number too high?
Grupo Supervielle's current Graham Number of $4.03 is 398% above median its 10-year median of 0.81. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 3.66. The Banks industry median Graham Number is 0.82. Grupo Supervielle's value of $4.03 is 391.5% above this industry median. Based on the distribution chart, Grupo Supervielle ranks #999999 out of 1433 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Supervielle has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Supervielle's Graham Number compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Supervielle ranks #999999 out of 1433 companies for Graham Number. This places Grupo Supervielle in the lower half of its industry. The industry median Graham Number is 0.82. Grupo Supervielle's value of $4.03 is 391.5% above this benchmark. Historically, Grupo Supervielle's own Graham Number has ranged from 0.23 to 3.66 over the past decade. While the company's 10-year median is 0.81 vs. the industry median of 0.82, Grupo Supervielle has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Banks company?
The median Graham Number among Banks companies is 0.82, based on 1,433 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Supervielle's current Graham Number of $4.03 is 391.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Grupo Supervielle and its competitors. For the Banks industry, the median Graham Number is 0.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Supervielle's current Graham Number is $4.03, which is 398% above median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Supervielle stock overvalued right now?
Based on GuruFocus' analysis, Grupo Supervielle (SUPV) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.06, compared to a current price of $9.40 — trading 131.5% above its estimated fair value. The current Graham Number is $4.03, which is 398% above median its 10-year median of 0.81 and 391.5% above the Banks industry median of 0.82. Grupo Supervielle's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Grupo Supervielle (SUPV), the current Graham Number is $4.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Supervielle (SUPV) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Supervielle stock appears to be overvalued. The current stock price of $9.40 is trading 131.5% above its estimated GF Value™ of $4.06. GuruFocus considers Grupo Supervielle to be Significantly Overvalued.

Key valuation signals for SUPV:

  • Graham Number: $4.03 (398% above median its 10-year median of 0.81)
  • GF Value™: $4.06 vs. price of $9.40 (131.5% above fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 391.5% above the Banks median (#999999 of 1433)

No single metric tells the full story. See the SUPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Supervielle Business Description

Address Reconquista 330, Buenos Aires, ARG, C1003ABG
Grupo Supervielle SA a diversified financial services group in Argentina. It offers a broad range of financial products and services including lending, savings and investments, insurance, payments and cash management services, car loans, and asset management, positioning itself as a one-stop destination for financial needs. It operates exclusively in Argentina, through the Bank, which serves as its main banking subsidiary, delivering a comprehensive suite of financial services to retail, SMEs and corporate customers. Its segments include Personal & Business Banking; Corporate Banking; Bank Treasury; Insurance; and Asset Management and Other Services (which includes IOL invertironline). The majority of the revenue is derived from Personal & Business Banking segment.
63GF Score

Get the complete analysis for SUPV

Graham Number is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.40
Price
$4.06
GF Value