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Navient (Navient) Shiller PE Ratio : 5.38 (As of Apr. 25, 2024)


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What is Navient Shiller PE Ratio?

As of today (2024-04-25), Navient's current share price is $15.76. Navient's E10 for the quarter that ended in Mar. 2024 was $2.93. Navient's Shiller PE Ratio for today is 5.38.

The historical rank and industry rank for Navient's Shiller PE Ratio or its related term are showing as below:

NAVI' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.53   Med: 5.61   Max: 6.32
Current: 5.38

During the past years, Navient's highest Shiller PE Ratio was 6.32. The lowest was 4.53. And the median was 5.61.

NAVI's Shiller PE Ratio is ranked better than
85.47% of 296 companies
in the Credit Services industry
Industry Median: 14.405 vs NAVI: 5.38

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Navient's adjusted earnings per share data for the three months ended in Mar. 2024 was $0.640. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.93 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Navient Shiller PE Ratio Historical Data

The historical data trend for Navient's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Navient Shiller PE Ratio Chart

Navient Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 5.36 6.36

Navient Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.15 6.13 5.66 6.36 5.94

Competitive Comparison of Navient's Shiller PE Ratio

For the Credit Services subindustry, Navient's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Navient's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Navient's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Navient's Shiller PE Ratio falls into.



Navient Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Navient's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=15.76/2.93
=5.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Navient's E10 for the quarter that ended in Mar. 2024 is calculated as:

For example, Navient's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.64/129.4194*129.4194
=0.640

Current CPI (Mar. 2024) = 129.4194.

Navient Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201406 0.710 100.560 0.914
201409 0.850 100.428 1.095
201412 0.640 99.070 0.836
201503 0.720 99.621 0.935
201506 0.470 100.684 0.604
201509 0.630 100.392 0.812
201512 0.790 99.792 1.025
201603 0.530 100.470 0.683
201606 0.380 101.688 0.484
201609 0.730 101.861 0.928
201612 0.480 101.863 0.610
201703 0.300 102.862 0.377
201706 0.390 103.349 0.488
201709 0.640 104.136 0.795
201712 -0.320 104.011 -0.398
201803 0.470 105.290 0.578
201806 0.310 106.317 0.377
201809 0.430 106.507 0.523
201812 0.280 105.998 0.342
201903 0.520 107.251 0.627
201906 0.640 108.070 0.766
201909 0.630 108.329 0.753
201912 0.780 108.420 0.931
202003 -0.530 108.902 -0.630
202006 0.640 108.767 0.762
202009 1.070 109.815 1.261
202012 0.990 109.897 1.166
202103 2.000 111.754 2.316
202106 1.050 114.631 1.185
202109 1.040 115.734 1.163
202112 -0.070 117.630 -0.077
202203 1.670 121.301 1.782
202206 1.220 125.017 1.263
202209 0.750 125.227 0.775
202212 0.780 125.222 0.806
202303 0.860 127.348 0.874
202306 0.520 128.729 0.523
202309 0.650 129.860 0.648
202312 -0.250 129.419 -0.250
202403 0.640 129.419 0.640

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Navient  (NAS:NAVI) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Navient Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Navient's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Navient (Navient) Business Description

Traded in Other Exchanges
Address
123 Justison Street, Wilmington, DE, USA, 19801
Navient Corp is a financial services company that provides education loan management and business processing services to education, healthcare, and government clients at the federal, state, and local levels. The company operates in Delaware, western New York, northern Pennsylvania, Indiana, Tennessee, Texas, and Virginia, among other locations. The company has three primary reportable business segments: Federal Education Loans, Consumer Lending and Business Processing. The company's fourth and other segment relates to financial results of the company's holding company, including activities related to repurchases of debt, corporate liquidity portfolio, and unallocated overhead and regulatory-related costs.
Executives
John M Kane officer: Chief Operating Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Mark L Heleen officer: EVP & Chief Legal Officer 12061 BLUEMONT WAY, RESTON VA 20190
Stephen M Hauber officer: SVP, Chief Risk&Compliance Off 123 S JUSTISON STREET, SUITE 300, WILMINGTON DE 19801
Newbury Investors Llc 10 percent owner 135 EAST 57TH STREET, NEW YORK NY 10022
Edward J Bramson 10 percent owner SHERBORNE INVESTORS MANAGEMENT LP, 135 EAST 57TH STREET, NEW YORK NY 10022
Sherborne Investors Gp, Llc 10 percent owner 135 EAST 57TH STREET, NEW YORK NY 10022
Stephen Welker 10 percent owner SHERBORNE INVESTORS MANAGEMENT LP, 135 EAST 57TH STREET, NEW YORK NY 10022
Sherborne Investors Lp 10 percent owner 135 E. 57TH STREET, 32ND FLOOR, NEW YORK NY 10022
Sherborne Investors Management Gp, Llc 10 percent owner 135 E. 57TH STREET, 32ND FLOOR, NEW YORK NY 10022
Sherborne Investors Management Lp 10 percent owner 135 E. 57TH STREET, 32ND FLOOR, NEW YORK NY 10022
Michael A Lawson director 123 JUSTISON STREET, WILMINGTON DE 19801
Joe Fisher officer: EVP, CFO & PAO 123 JUSTISON STREET, WILMINGTON DE 19801
Anna Escobedo Cabral director 300 CONTINENTAL DRIVE, NEWARK DE 19713
John F Remondi director, officer: Chief Executive Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Ted A Morris officer: Acting Chief Financial Officer 123 S. JUSTISON STREET, WILMINGTON DE 19801

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