Business Description
Open Lending Corp
NAICS : 522291
SIC : 6141
ISIN : US68373J1043
Share Class Description:
LPRO: Class ATotal Employee Number:
164Description
Open Lending Corp is a provider of lending enablement and risk analytics to credit unions, regional banks, finance companies and the captive finance companies of automakers (OEM captive finance companies). Through its flagship product, LPP, its customers, collectively referred to herein as automotive lenders or lenders, make automotive consumer loans to underserved near-prime and non-prime borrowers by harnessing its risk-based interest rate pricing models, powered by its proprietary data and real-time underwriting of automotive loan default insurance coverage from insurers.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.33 | |||||
Equity-to-Asset | 0.33 | |||||
Debt-to-Equity | 1.73 | |||||
Debt-to-EBITDA | 29.54 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 0.7 | |||||
Beneish M-Score | -0.54 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -17.9 | |||||
3-Year EBITDA Growth Rate | -58.4 | |||||
3-Year Book Growth Rate | -28.2 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 10.37 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 75.14 | |||||
9-Day RSI | 76.58 | |||||
14-Day RSI | 74.47 | |||||
3-1 Month Momentum % | 35.4 | |||||
6-1 Month Momentum % | -0.91 | |||||
12-1 Month Momentum % | -12.8 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 4.44 | |||||
Quick Ratio | 4.44 | |||||
Cash Ratio | 3.53 | |||||
Days Sales Outstanding | 18.62 | |||||
Days Payable | 10.27 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 1.6 | |||||
Shareholder Yield % | 2.83 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 77.24 | |||||
Operating Margin % | -7.17 | |||||
Net Margin % | -5.95 | |||||
EBITDA Margin % | 4.94 | |||||
FCF Margin % | -0.93 | |||||
OCF Margin % | -0.13 | |||||
ROE % | -6.96 | |||||
ROA % | -1.96 | |||||
ROIC % | -8.79 | |||||
3-Year ROIIC % | 64.22 | |||||
ROC (Joel Greenblatt) % | 47.06 | |||||
ROCE % | 0.85 | |||||
Years of Profitability over Past 10-Year | 5 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 7 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 29.35 | |||||
PS Ratio | 4.15 | |||||
PB Ratio | 4.93 | |||||
Price-to-Tangible-Book | 5.15 | |||||
EV-to-EBIT | 173.85 | |||||
EV-to-EBITDA | 74.47 | |||||
EV-to-Revenue | 3.68 | |||||
EV-to-Forward-Revenue | 3.18 | |||||
EV-to-FCF | -394.45 | |||||
Price-to-GF-Value | 0.54 | |||||
Price-to-Projected-FCF | 0.69 | |||||
| Price-to-Net-Current-Asset-Value | 5.92 | |||||
| Price-to-Net-Cash | 20.93 | |||||
Earnings Yield (Greenblatt) % | 0.58 | |||||
FCF Yield % | -0.22 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Total Annual Return % Â
Open Lending Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 89.315 | ||
| EPS (TTM) ($) | -0.04 | ||
| Beta | 3.8155 | ||
| 3-Year Sharpe Ratio | -0.17 | ||
| 3-Year Sortino Ratio | -0.24 | ||
| Volatility % | 73.88 | ||
| 14-Day RSI | 74.47 | ||
| 14-Day ATR ($) | 0.074224 | ||
| 20-Day SMA ($) | 3.07025 | ||
| 12-1 Month Momentum % | -12.8 | ||
| 52-Week Range ($) | 1.175 - 3.14 | ||
| Shares Outstanding (Mil) | 118.32 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Open Lending Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Open Lending Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-06 17:00 | In 115 days | ||
| Third quarter earnings results for 2026 | 2026-11-06 | In 114 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-06 17:00 | In 23 days | ||
| Second quarter earnings results for 2026 | 2026-08-06 | In 22 days | ||
| General meeting for 2026 | 2026-06-03 10:00 | 2.48 (+12.73%) | ||
| First quarter earnings conference call for 2026 | 2026-05-07 17:00 | 1.71 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-05-07 | 1.71 (+0.00%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-12 17:00 | 1.33 (-0.75%) | ||
| Annual report for 2025 | 2026-03-12 | 1.33 (-0.75%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-12 | 1.33 (-0.75%) |
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Open Lending Corp Frequently Asked Questions
What is Open Lending Corp(LPRO)'s stock price today?
The current price of LPRO is $3.14. The 52 week high of LPRO is $3.14 and 52 week low is $1.18.
When is next earnings date of Open Lending Corp(LPRO)?
The next earnings date of Open Lending Corp(LPRO) is 2026-08-06 Est..
Does Open Lending Corp(LPRO) pay dividends? If so, how much?
Open Lending Corp(LPRO) does not pay dividend.
Guru Commentaries on NAS:LPRO
No articles.
Press Release
Articles on Open Lending Corp
Headlines
See More- 1
Jun 18, 2026
Halper Sadeh LLC is Investigating Whether LPRO, HUN, OLN, TBRG are Obtaining Fair Deals for their Shareholders
Benzinga • 7:44am
Jun 16, 2026
Open Lending to be acquired by ANV in $3.15/share all-cash deal
Seeking Alpha • 8:14am
- 1
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