NAS:SLM (USA) Also trade in: Germany

SLM Corp

$ 9.49 -0.14 (-1.4%)
Volume: 888,195 Avg Vol (1m): 2,855,106
Market Cap $: 4.09 Bil Enterprise Value $: 6.60 Bil
P/E (TTM): 8.19 P/B: 1.60
Earnings Power Value 0
Net Current Asset Value 0
Tangible Book 6.04
Projected FCF -1.72
Median P/S Value 10.37
Graham Number 12.5
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 3.8/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.48
Cash-To-Debt range over the past 10 years
Min: 0, Med: 0.03, Max: 10000
Current: 0.48
0
10000
Equity-to-Asset 0.11
Equity-to-Asset range over the past 10 years
Min: 0.01, Med: 0.03, Max: 0.16
Current: 0.11
0.01
0.16
Debt-to-Equity 1.47
Debt-to-Equity range over the past 10 years
Min: 0.47, Med: 32.66, Max: 66.15
Current: 1.47
0.47
66.15
Debt-to-EBITDA 3.12
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 3.12
Current: 3.12
0
3.12
Beneish M-Score -2.16
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 11.96%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 36.24
Net Margin range over the past 10 years
Min: 10.61, Med: 26.24, Max: 36.24
Current: 36.24
10.61
36.24
ROE % 17.70
ROE range over the past 10 years
Min: 3.47, Med: 10.82, Max: 17.7
Current: 17.7
3.47
17.7
ROA % 2.04
ROA range over the past 10 years
Min: 0.12, Med: 0.88, Max: 2.04
Current: 2.04
0.12
2.04
3-Year Total Revenue Growth Rate 15.40
3-Year Revenue Growth Rate range over the past 10 years
Min: -43.1, Med: 14.1, Max: 41
Current: 14.8
-43.1
41
3-Year EPS w/o NRI Growth Rate 21.90
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 9.4, Max: 74.5
Current: 21.9
0
74.5

» SLM's 30-Y Financials

Financials (Next Earnings Date: 2019-07-24)

Guru Trades Click for details

» Details

Insider Trades

SEC Filings

Gurus Latest Trades with NAS:SLM

» Interactive Chart

Peter Lynch Chart

Business Description

Industry Credit Services » Credit Services    NAICS : 522291    SIC : 6141
Compare NAS:FCFS NYSE:OMF BOM:533398 BOM:532955 TSE:8593 BKK:KTC NSE:SRTRANSFIN XKRX:029780 TSE:8570 XTER:GLJ BKK:MTC-F OSTO:INTRUM BOM:533519 BOM:532810 NAS:NAVI TSX:EFN TPE:5871 TSE:8572 HKSE:01606 NSE:SUNDARMFIN
Traded in other countries SM1.Germany
Address 300 Continental Drive, Newark, DE, USA, 19713
Sallie Mae is the largest student lender in the country. It makes and holds student loans through the guaranteed Federal Family Education Loan Program as well as through private channels. It also engages in debt-management operations, including accounts receivable and collections services, and runs college savings programs. Created as a government-sponsored enterprise in 1972, Sallie Mae cut the last of its official ties with the government in 2004.

Ratios

Current vs industry vs history
PE Ratio (TTM) 8.19
PE Ratio range over the past 10 years
Min: 1.97, Med: 12.82, Max: 50.58
Current: 8.19
1.97
50.58
Forward PE Ratio 7.63
N/A
PE Ratio without NRI 8.19
PE without NRI range over the past 10 years
Min: 1.64, Med: 12.79, Max: 28.9
Current: 8.19
1.64
28.9
PB Ratio 1.60
PB Ratio range over the past 10 years
Min: 0.17, Med: 1.45, Max: 3.54
Current: 1.6
0.17
3.54
PS Ratio 2.85
PS Ratio range over the past 10 years
Min: 0.26, Med: 3.18, Max: 14.42
Current: 2.85
0.26
14.42
EV-to-Revenue 4.53
EV-to-Revenue range over the past 10 years
Min: 0.5, Med: 7.2, Max: 502.3
Current: 4.53
0.5
502.3
Shiller PE Ratio 11.17
Shiller PE Ratio range over the past 10 years
Min: 0.79, Med: 7.5, Max: 142.22
Current: 11.17
0.79
142.22

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 0.64
Trailing Dividend Yield range over the past 10 years
Min: 0.27, Med: 6.21, Max: 9.22
Current: 0.64
0.27
9.22
Dividend Payout Ratio 0.03
Dividend Payout Ratio range over the past 10 years
Min: 0.03, Med: 0.7, Max: 1.11
Current: 0.03
0.03
1.11
Forward Dividend Yield % 1.25
N/A
Yield-on-Cost (5-Year) % 0.63
Yield-on-Cost (5y) range over the past 10 years
Min: 0.27, Med: 6.21, Max: 9.22
Current: 0.63
0.27
9.22
3-Year Share Buyback Rate -0.70
3-Year Share Buyback Rate range over the past 10 years
Min: -5.7, Med: 2.8, Max: 13.9
Current: -0.7
-5.7
13.9

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.57
Price-to-Tangible-Book range over the past 10 years
Min: 0.41, Med: 2.21, Max: 4.66
Current: 1.57
0.41
4.66
Price-to-Median-PS-Value 0.91
Price-to-Median-PS-Value range over the past 10 years
Min: 0.12, Med: 0.75, Max: 4.25
Current: 0.91
0.12
4.25
Price-to-Graham-Number 0.76
Price-to-Graham-Number range over the past 10 years
Min: 0.23, Med: 0.84, Max: 2.02
Current: 0.76
0.23
2.02

More Statistics

Revenue (TTM) (Mil) $ 1,433.44
EPS (TTM) $ 1.15
Beta 1.75
Volatility % 40.19
52-Week Range $ 7.95 - 12.09
Shares Outstanding (Mil) 432.27

Analyst Estimate

Piotroski F-Score Details