XYF (X Financial) Short Interest

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XYF X Financial XYF
76 GF Score
Price $5.40
GF Value $6.70
Valuation Modestly Undervalued
! 4 Warning Signs
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What is X Financial Short Interest?

Short Interest can be expressed as a percentage by dividing the number of shares sold short by the total number of outstanding shares.

Due to the license agreement change with our data vendor, Short Interest related data on GuruFocus will no longer be updated. Existing data will remain as-is, while new data will not be available, except for certain Australian and Canadian stocks.

XYF vs CPSS, FOA, PMTS: Short Interest Comparison

For the Credit Services subindustry, X Financial's Short Interest, along with its competitors' market caps and Short Interest data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

X Financial Short Interest vs Credit Services Industry

For the Credit Services industry and Financial Services sector, X Financial's Short Interest distribution charts can be found below:

* The bar in red indicates where X Financial's Short Interest falls into.


XYF
76GF Score
X Financial XYF
Short Interest is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is X Financial (XYF) Overvalued in 2026?

Based on GuruFocus' analysis, X Financial stock appears to be undervalued. The current stock price of $5.40 is trading 19.4% below its estimated GF Value™ of $6.70. GuruFocus considers X Financial to be Modestly Undervalued.

Key valuation signals for XYF:

  • Short Interest:
  • GF Value™: $6.70 vs. price of $5.40 (19.4% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the XYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

X Financial Business Description

Address No. 168, Haide Third Avenue, 7-8 Floors, Block A, Aerospace Science and Technology Plaza, Nanshan District, Shenzhen, CHN, 518067
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, guarantee services provided and financing income.
76GF Score

Get the complete analysis for XYF

Short Interest is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.40
Price
$6.70
GF Value