Ryvyl (RVYL) Accounts Payable: $2.66 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RVYL Ryvyl Inc RVYL
21 GF Score
Price $7.81
GF Value $3.47
! 8 Warning Signs
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What is Ryvyl Accounts Payable?

Ryvyl RVYL +16.05% 21 Accounts Payable is $2.66 Mil as of Dec. 2025. GuruFocus rates RVYL with a GF Score™ of 21/100 and a GF Value™ of $3.47. The stock has 8 warning signs investors should review.

Ryvyl's Accounts Payable for the quarter that ended in Dec. 2025 was $2.66 Mil.

Ryvyl's quarterly Accounts Payable declined from Jun. 2025 ($20.83 Mil) to Sep. 2025 ($18.02 Mil) and declined from Sep. 2025 ($18.02 Mil) to Dec. 2025 ($2.66 Mil).

Ryvyl's annual Accounts Payable increased from Dec. 2023 ($78.59 Mil) to Dec. 2024 ($94.32 Mil) but then declined from Dec. 2024 ($94.32 Mil) to Dec. 2025 ($2.66 Mil).

Ryvyl Accounts Payable Historical Data

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The historical data trend for Ryvyl's Accounts Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ryvyl Accounts Payable Chart

Ryvyl Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.78 30.54 78.59 94.32 2.66

Ryvyl Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Accounts Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 94.32 80.33 20.83 18.02 2.66
RVYL
21GF Score
Ryvyl Inc RVYL
Accounts Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Ryvyl Accounts Payable Calculation

Accounts Payable represents any money that a company owes its suppliers for goods and services purchased on credit and is expected to pay within the next year or operating cycle.

Frequently Asked Questions Learn more about Accounts Payable →
What does a Accounts Payable of $2.66 Mil mean?
Ryvyl (RVYL) has a Accounts Payable of $2.66 Mil as of Dec. 2025. Accounts Payable is any money that a company owes for goods and services purchased on credit and is expected to pay within the next year. View historical data on Ryvyl and its competitors.
Is Ryvyl's Accounts Payable too high?
Ryvyl's current Accounts Payable is $2.66 Mil. Overall, Ryvyl has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Ryvyl's Accounts Payable compare to LHSW and CETX?
Ryvyl's Accounts Payable of $2.66 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Payable for a Software company?
A good Accounts Payable depends on the Software industry context. However, Accounts Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Payable mean?
A high Accounts Payable can signal that a stock is expensive relative to its fundamentals. Accounts Payable is any money that a company owes for goods and services purchased on credit and is expected to pay within the next year. View historical data on Ryvyl and its competitors. Ryvyl's current Accounts Payable is $2.66 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ryvyl stock overvalued right now?
Ryvyl (RVYL) has a current Accounts Payable of $2.66 Mil. The stock's GF Value™ is $3.47, compared to a current price of $7.81 — trading 125.1% above its estimated fair value. The current Accounts Payable is $2.66 Mil. Ryvyl's overall GF Score™ is 21/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Payable calculated?
Accounts Payable is calculated from a company's financial statements. For Ryvyl (RVYL), the current Accounts Payable is $2.66 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ryvyl (RVYL) Overvalued in 2026?

Based on GuruFocus' analysis, Ryvyl stock appears to be overvalued. The current stock price of $7.81 is trading 125.1% above its estimated GF Value™ of $3.47.

Key valuation signals for RVYL:

  • Accounts Payable: $2.66 Mil
  • GF Value™: $3.47 vs. price of $7.81 (125.1% above fair value)
  • GF Score™: 21/100 with 8 warning signs

No single metric tells the full story. See the RVYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ryvyl Business Description

Address 3111 Camino Del Rio North, Suite 400, San Diego, CA, USA, 92108
Ryvyl Inc is a financial technology company that provides payment acceptance and disbursement solutions, mainly enabling merchants to process credit card transactions through BIN sponsorship arrangements with acquiring banks and payment processors, where it operates as an intermediary performing functions such as merchant underwriting, onboarding, risk monitoring, and customer support. The company also offers its internally developed NEMS Core platform, which facilitates automated inbound and outbound disbursements through a modular workflow system.
21GF Score

Get the complete analysis for RVYL

Accounts Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.81
Price
$3.47
GF Value