Ryvyl (RVYL) Research & Development: $0.56 Mil (TTM As of Dec. 2025)


RVYL Ryvyl Inc RVYL
21 GF Score
Price $7.81
GF Value $3.50
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Ryvyl Research & Development?

Ryvyl RVYL +16.05% 21 Research & Development is $0.56 Mil as of Dec. 2025. GuruFocus rates RVYL with a GF Score™ of 21/100 and a GF Value™ of $3.50 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. Ryvyl's Research & Development for the three months ended in Dec. 2025 was $0.20 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Dec. 2025 was $0.56 Mil.

Ryvyl  (NAS:RVYL) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

Ryvyl Research & Development Related Terms

Ryvyl Research & Development Historical Data

* Premium members only.

The historical data trend for Ryvyl's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ryvyl Research & Development Chart

Ryvyl Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Research & Development
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.87 6.28 5.76 3.85 0.56

Ryvyl Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.82 0.45 0.13 -0.22 0.20
RVYL
21GF Score
Ryvyl Inc RVYL
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ryvyl Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.56 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of $0.56 Mil mean?
Ryvyl (RVYL) has a Research & Development of $0.56 Mil as of Dec. 2025. Research and development expense is the total cost for research and development activities. View historical data on Ryvyl and its competitors.
Is Ryvyl's Research & Development too high?
Ryvyl's current Research & Development is $0.56 Mil. Overall, Ryvyl has a GF Score™ of 21/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ryvyl's Research & Development compare to LHSW and CETX?
Ryvyl's Research & Development of $0.56 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Software company?
A good Research & Development depends on the Software industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on Ryvyl and its competitors. Ryvyl's current Research & Development is $0.56 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ryvyl stock overvalued right now?
Based on GuruFocus' analysis, Ryvyl (RVYL) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.50, compared to a current price of $7.81 — trading 123.1% above its estimated fair value. The current Research & Development is $0.56 Mil. Ryvyl's overall GF Score™ is 21/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For Ryvyl (RVYL), the current Research & Development is $0.56 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ryvyl (RVYL) Overvalued in 2026?

Based on GuruFocus' analysis, Ryvyl stock appears to be overvalued. The current stock price of $7.81 is trading 123.1% above its estimated GF Value™ of $3.50. GuruFocus considers Ryvyl to be Significantly Overvalued.

Key valuation signals for RVYL:

  • Research & Development: $0.56 Mil
  • GF Value™: $3.50 vs. price of $7.81 (123.1% above fair value)
  • GF Score™: 21/100 with 8 warning signs

No single metric tells the full story. See the RVYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ryvyl Business Description

Address 3111 Camino Del Rio North, Suite 400, San Diego, CA, USA, 92108
Ryvyl Inc is a financial technology company that provides payment acceptance and disbursement solutions, mainly enabling merchants to process credit card transactions through BIN sponsorship arrangements with acquiring banks and payment processors, where it operates as an intermediary performing functions such as merchant underwriting, onboarding, risk monitoring, and customer support. The company also offers its internally developed NEMS Core platform, which facilitates automated inbound and outbound disbursements through a modular workflow system.
21GF Score

Get the complete analysis for RVYL

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.81
Price
$3.50
GF Value