Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Accounts Receivable are created when a customer has received a product but has not yet paid for that product. XTB's accounts receivables for the quarter that ended in Jun. 2026 was €10.9 Mil.
Accounts receivable can be measured by Days Sales Outstanding.
XTB's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 4.34.
In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. XTB's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was €-9.54.
1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.
XTB's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.
If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.
Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.
XTB Accounts Receivable Related Terms
XTB Accounts Receivable Historical Data
* Premium members only.
The historical data trend for XTB's Accounts Receivable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Accounts Receivable of €10.9 Mil mean?
XTB (FRA:9PR) has a Accounts Receivable of €10.9 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on XTB and its competitors.
Is XTB's Accounts Receivable too high?
XTB's current Accounts Receivable is €10.9 Mil. Overall, XTB has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does XTB's Accounts Receivable compare to MS and GS?
XTB's Accounts Receivable of €10.9 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Capital Markets company?
A good Accounts Receivable depends on the Capital Markets industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on XTB and its competitors. XTB's current Accounts Receivable is €10.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XTB stock overvalued right now?
Based on GuruFocus' analysis, XTB (FRA:9PR) is currently considered Significantly Overvalued. The stock's GF Value™ is €25.98, compared to a current price of €39.66 — trading 52.7% above its estimated fair value. The current Accounts Receivable is €10.9 Mil. XTB's overall GF Score™ is 88/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For XTB (FRA:9PR), the current Accounts Receivable is €10.9 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XTB (FRA:9PR) Overvalued in 2026?
Based on GuruFocus' analysis, XTB stock appears to be overvalued.
The current stock price of €39.66 is trading 52.7% above its estimated GF Value™ of €25.98.
GuruFocus considers XTB to be Significantly Overvalued.
Key valuation signals for FRA:9PR:
Accounts Receivable: €10.9 Mil
GF Value™: €25.98 vs. price of €39.66 (52.7% above fair value)
No single metric tells the full story. See the FRA:9PR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XTB SA is engaged in brokerage activities business. It is a Polish broker from the fin-tech sector, providing products and services dedicated to active investing, saving, and virtual payment management. The group conducts its operations through two business segments; the Retail segment includes the provision of trading in financial instruments for individual customers; the Institutional segment includes the provision of trading in financial instruments and offering trade infrastructure to entities (institutions), which in turn provide services of trading in financial instruments for their customers under their brand. It derives a majority of its revenue from the Retail segment.
88GF Score
Get the complete analysis for FRA:9PR
Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:9PR has been successfully added to your 
