Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Average Interest Earning Assets (USD Mil) is the average of the beginning and ending balances of interest earning assets. Earning Assets are income-producing investments owned by a company without any significant effort on its owners.
American Express Co's Average Interest Earning Assets (USD Mil) for the annual that ended in Dec. 2025 was 206,348.00
, which is higher than
186,461.00 for the pervious year ended in Dec. 2024.
The historical rank and industry rank for American Express Co's Average Interest Earning Assets (USD Mil) or its related term are showing as below:
AXP's Average Interest Earning Assets (USD Mil) is not ranked *
in the Credit Services industry.
Industry Median: * Ranked among companies with meaningful Average Interest Earning Assets (USD Mil) only.
American Express Co (NYSE:AXP) Average Interest Earning Assets (USD Mil) Explanation
Earning assets are assets that can generate income directly, such as stocks that pay dividends, bonds that pay interest, real estate properties that generate rental income, copyright and other interest or dividend earning accounts or instruments.
Average Earning Assets are commonly used as a denominator when calculating net interest margin. This ratio can help investors determine whether or not to invest in a financial company by providing visibility into the profitability of their interest income versus their interest expenses.
American Express Co Average Interest Earning Assets (USD Mil) Related Terms
American Express Co Average Interest Earning Assets (USD Mil) Historical Data
* Premium members only.
The historical data trend for American Express Co's Average Interest Earning Assets (USD Mil) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Express Co Average Interest Earning Assets (USD Mil) Chart
AXP vs COF, PYPL, SYF: Average Interest Earning Assets (USD Mil) Comparison
For the Credit Services subindustry, American Express Co's Average Interest Earning Assets (USD Mil), along with its competitors' market caps and Average Interest Earning Assets (USD Mil) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
What does a Average Interest Earning Assets (USD Mil) of 0.00 mean?
American Express Co (AXP) has a Average Interest Earning Assets (USD Mil) of 0.00 as of Jun. 2026. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on American Express Co and its competitors.
Is American Express Co's Average Interest Earning Assets (USD Mil) too high?
American Express Co's current Average Interest Earning Assets (USD Mil) is 0.00. Overall, American Express Co has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Express Co's Average Interest Earning Assets (USD Mil) compare to COF and PYPL?
American Express Co's Average Interest Earning Assets (USD Mil) of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Average Interest Earning Assets (USD Mil) for a Credit Services company?
A good Average Interest Earning Assets (USD Mil) depends on the Credit Services industry context. However, Average Interest Earning Assets (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Average Interest Earning Assets (USD Mil) mean?
A high Average Interest Earning Assets (USD Mil) can signal that a stock is expensive relative to its fundamentals. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on American Express Co and its competitors. American Express Co's current Average Interest Earning Assets (USD Mil) is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Express Co stock overvalued right now?
Based on GuruFocus' analysis, American Express Co (AXP) is currently considered Fairly Valued. The stock's GF Value™ is $338.01, compared to a current price of $347.45 — trading 2.8% above its estimated fair value. The current Average Interest Earning Assets (USD Mil) is 0.00. American Express Co's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Average Interest Earning Assets (USD Mil) calculated?
Average Interest Earning Assets (USD Mil) is calculated from a company's financial statements. For American Express Co (AXP), the current Average Interest Earning Assets (USD Mil) is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Express Co (AXP) Overvalued in 2026?
Based on GuruFocus' analysis, American Express Co stock appears to be overvalued.
The current stock price of $347.45 is trading 2.8% above its estimated GF Value™ of $338.01.
GuruFocus considers American Express Co to be Fairly Valued.
Key valuation signals for AXP:
Average Interest Earning Assets (USD Mil): 0.00
GF Value™: $338.01 vs. price of $347.45 (2.8% above fair value)
No single metric tells the full story. See the AXP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
84GF Score
Get the complete analysis for AXP
Average Interest Earning Assets (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AXP has been successfully added to your 
