FNB (FIDS) Beginning Cash Position: $23.21 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
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FIDS FNB Inc FIDS
63 GF Score
Price $29.92
GF Value $22.60
Valuation Significantly Overvalued
! 5 Warning Signs
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What is FNB Beginning Cash Position?

FNB FIDS 63 Beginning Cash Position is $23.21 Mil as of Dec. 2025. GuruFocus rates FIDS with a GF Score™ of 63/100 and a GF Value™ of $22.60 (Significantly Overvalued). The stock has 5 warning signs investors should review.

FNB's Beginning Cash Position for the quarter that ended in Dec. 2025 was $23.21 Mil.

FNB's quarterly Beginning Cash Position increased from Dec. 2023 ($26.23 Mil) to Dec. 2024 ($30.04 Mil) but then declined from Dec. 2024 ($30.04 Mil) to Dec. 2025 ($23.21 Mil).

FNB's annual Beginning Cash Position increased from Dec. 2023 ($26.23 Mil) to Dec. 2024 ($30.04 Mil) but then declined from Dec. 2024 ($30.04 Mil) to Dec. 2025 ($23.21 Mil).

FNB Beginning Cash Position Related Terms

FNB Beginning Cash Position Historical Data

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The historical data trend for FNB's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FNB Beginning Cash Position Chart

FNB Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 52.10 29.22 26.23 30.04 23.21

FNB Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 52.10 29.22 26.23 30.04 23.21
FIDS
63GF Score
FNB Inc FIDS
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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FNB Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $23.21 Mil mean?
FNB (FIDS) has a Beginning Cash Position of $23.21 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on FNB and its competitors.
Is FNB's Beginning Cash Position too high?
FNB's current Beginning Cash Position is $23.21 Mil. Overall, FNB has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FNB's Beginning Cash Position compare to MSBB and LOGN?
FNB's Beginning Cash Position of $23.21 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on FNB and its competitors. FNB's current Beginning Cash Position is $23.21 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FNB stock overvalued right now?
Based on GuruFocus' analysis, FNB (FIDS) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.60, compared to a current price of $29.92 — trading 32.4% above its estimated fair value. The current Beginning Cash Position is $23.21 Mil. FNB's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For FNB (FIDS), the current Beginning Cash Position is $23.21 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FNB (FIDS) Overvalued in 2026?

Based on GuruFocus' analysis, FNB stock appears to be overvalued. The current stock price of $29.92 is trading 32.4% above its estimated GF Value™ of $22.60. GuruFocus considers FNB to be Significantly Overvalued.

Key valuation signals for FIDS:

  • Beginning Cash Position: $23.21 Mil
  • GF Value™: $22.60 vs. price of $29.92 (32.4% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the FIDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FNB Business Description

Address 105 Grant Street, PO Box No. 31, Dennison, OH, USA, 44621
FNB Inc is a bank holding company. The Company, through its subsidiaries, provides banking products and services. The company has the following segments: Commercial Real Estate, Commercial and Industrial, Other Commercial, Installments, and Other segments, with the majority of revenue from Commercial Real Estate.
63GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.92
Price
$22.60
GF Value