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FNBFIDS 63 OCF Yield % is 11.95 as of Jul. 30, 2026, which is 25% below its 10-year median of 15.94. GuruFocus rates FIDS with a GF Score™ of 63/100 and a GF Value™ of $22.60 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,498 Banks companies, FNB ranks better than 63.28% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
The historical rank and industry rank for FNB's OCF Yield % or its related term are showing as below:
FIDS'
s OCF Yield % Range Over the Past 10 Years
Min: 4.92 Med: 15.94 Max: 36.44
Current: 11.95
During the past 12 years, the highest OCF Yield % of FNB was 36.44%. The lowest was 4.92%. And the median was 15.94%.
FIDS's OCF Yield % is ranked better than 63.28% of 1498
companies
in the Banks industry
Industry Median: 8.96
vs FIDS: 11.95
FNB's OCF Margin % for the quarter that ended in Dec. 2025 was %.
FNB OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
FNB OCF Yield % Related Terms
FNB OCF Yield % Historical Data
* Premium members only.
The historical data trend for FNB's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, FNB's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FNB OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, FNB's OCF Yield % distribution charts can be found below:
* The bar in red indicates where FNB's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FNB (FIDS) has a OCF Yield % of 11.95 as of Jul. 30, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on FNB and its competitors. This is 25% below median its historical median of 15.94. Over the past decade, FNB's OCF Yield % has ranged from 4.92 to 36.44. According to the industry distribution chart, FNB ranks #550 out of 1498 companies in the Banks industry, placing it in the top 36.7%.
Is FNB's OCF Yield % too high?
FNB's current OCF Yield % of 11.95 is 25% below median its 10-year median of 15.94. Over the past 10 years, this metric has ranged from a low of 4.92 to a high of 36.44. The Banks industry median OCF Yield % is 8.96. FNB's value of 11.95 is 33.4% above this industry median. Based on the distribution chart, FNB ranks #550 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, FNB has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FNB's OCF Yield % compare to MSBB and LOGN?
According to the Banks industry distribution chart, FNB ranks #550 out of 1498 companies for OCF Yield %. This puts FNB in the upper half of its industry. The industry median OCF Yield % is 8.96. FNB's value of 11.95 is 33.4% above this benchmark. Historically, FNB's own OCF Yield % has ranged from 4.92 to 36.44 over the past decade. While the company's 10-year median is 15.94 vs. the industry median of 8.96, FNB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.96, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FNB's current OCF Yield % of 11.95 is 33.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on FNB and its competitors. For the Banks industry, the median OCF Yield % is 8.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FNB's current OCF Yield % is 11.95, which is 25% below median its own 10-year median of 15.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FNB stock overvalued right now?
Based on GuruFocus' analysis, FNB (FIDS) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.60, compared to a current price of $29.92 — trading 32.4% above its estimated fair value. The current OCF Yield % is 11.95, which is 25% below median its 10-year median of 15.94 and 33.4% above the Banks industry median of 8.96. FNB's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For FNB (FIDS), the current OCF Yield % is 11.95 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FNB (FIDS) Overvalued in 2026?
Based on GuruFocus' analysis, FNB stock appears to be overvalued.
The current stock price of $29.92 is trading 32.4% above its estimated GF Value™ of $22.60.
GuruFocus considers FNB to be Significantly Overvalued.
Key valuation signals for FIDS:
OCF Yield %: 11.95 (25% below median its 10-year median of 15.94)
GF Value™: $22.60 vs. price of $29.92 (32.4% above fair value)
Industry Position: 33.4% above the Banks median (#550 of 1498)
No single metric tells the full story. See the FIDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FNB Inc is a bank holding company. The Company, through its subsidiaries, provides banking products and services. The company has the following segments: Commercial Real Estate, Commercial and Industrial, Other Commercial, Installments, and Other segments, with the majority of revenue from Commercial Real Estate.
63GF Score
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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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